vs
Everest Group（EG）与3M（MMM）财务数据对比。点击上方公司名可切换其他公司
3M的季度营收约是Everest Group的1.4倍（$6.0B vs $4.4B），3M净利率更高（10.8% vs 10.1%，领先0.7%），3M同比增速更快（1.3% vs -4.6%），过去两年Everest Group的营收复合增速更高（3.4% vs -1.8%）
Everest Group是全球领先的再保险及保险服务提供商，业务覆盖全球100余个国家和地区，面向商业机构与个人客户提供财产、意外伤害、特种保险及人寿保险等多元化产品，具备成熟的风险管理能力与深厚的行业积淀。
3M是美国知名跨国综合企业，业务覆盖工业、劳动者安全防护、消费品等多个领域，总部位于圣保罗郊区的枫木市。公司现有超6万款产品，涵盖胶粘剂、研磨材料、防火防护产品、个人防护装备、窗膜、车漆保护膜、电子连接绝缘材料、汽车养护产品、光学膜等品类。
EG vs MMM — 直观对比
营收规模更大
MMM
是对方的1.4倍
$4.4B
营收增速更快
MMM
高出5.9%
-4.6%
净利率更高
MMM
高出0.7%
10.1%
两年增速更快
EG
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.4B | $6.0B |
| 净利润 | $446.0M | $653.0M |
| 毛利率 | — | 40.7% |
| 营业利润率 | 12.5% | 23.2% |
| 净利率 | 10.1% | 10.8% |
| 营收同比 | -4.6% | 1.3% |
| 净利润同比 | 175.2% | -41.5% |
| 每股收益（稀释后） | $10.71 | $1.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGMMM
| Q1 26 | — | $6.0B | ||
| Q4 25 | $4.4B | $6.1B | ||
| Q3 25 | $4.3B | $6.5B | ||
| Q2 25 | $4.5B | $6.3B | ||
| Q1 25 | $4.3B | $6.0B | ||
| Q4 24 | $4.6B | $6.0B | ||
| Q3 24 | $4.3B | $6.3B | ||
| Q2 24 | $4.2B | $6.3B |
净利润EGMMM
| Q1 26 | — | $653.0M | ||
| Q4 25 | $446.0M | $577.0M | ||
| Q3 25 | $255.0M | $834.0M | ||
| Q2 25 | $680.0M | $723.0M | ||
| Q1 25 | $210.0M | $1.1B | ||
| Q4 24 | $-593.0M | $728.0M | ||
| Q3 24 | $509.0M | $1.4B | ||
| Q2 24 | $724.0M | $1.1B |
毛利率EGMMM
| Q1 26 | — | 40.7% | ||
| Q4 25 | — | 33.6% | ||
| Q3 25 | — | 41.8% | ||
| Q2 25 | — | 42.5% | ||
| Q1 25 | — | 41.6% | ||
| Q4 24 | — | 51.7% | ||
| Q3 24 | — | 42.1% | ||
| Q2 24 | — | 42.9% |
营业利润率EGMMM
| Q1 26 | — | 23.2% | ||
| Q4 25 | 12.5% | 13.0% | ||
| Q3 25 | 6.2% | 22.2% | ||
| Q2 25 | 18.1% | 18.0% | ||
| Q1 25 | 5.8% | 20.9% | ||
| Q4 24 | -16.1% | 12.2% | ||
| Q3 24 | 13.5% | 20.9% | ||
| Q2 24 | 19.7% | 20.3% |
净利率EGMMM
| Q1 26 | — | 10.8% | ||
| Q4 25 | 10.1% | 9.4% | ||
| Q3 25 | 5.9% | 12.8% | ||
| Q2 25 | 15.1% | 11.4% | ||
| Q1 25 | 4.9% | 18.7% | ||
| Q4 24 | -12.8% | 12.1% | ||
| Q3 24 | 11.9% | 21.8% | ||
| Q2 24 | 17.1% | 18.3% |
每股收益（稀释后）EGMMM
| Q1 26 | — | $1.23 | ||
| Q4 25 | $10.71 | $1.07 | ||
| Q3 25 | $6.09 | $1.55 | ||
| Q2 25 | $16.10 | $1.34 | ||
| Q1 25 | $4.90 | $2.04 | ||
| Q4 24 | $-13.59 | $1.33 | ||
| Q3 24 | $11.80 | $2.48 | ||
| Q2 24 | $16.70 | $2.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.7B |
| 总债务越低越好 | — | $10.9B |
| 股东权益账面价值 | $15.5B | $3.3B |
| 总资产 | $62.5B | $35.4B |
| 负债/权益比越低杠杆越低 | — | 3.29× |
8季度趋势，按日历期对齐
现金及短期投资EGMMM
| Q1 26 | — | $3.7B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $662.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务EGMMM
| Q1 26 | — | $10.9B | ||
| Q4 25 | — | $12.6B | ||
| Q3 25 | — | $12.6B | ||
| Q2 25 | — | $13.1B | ||
| Q1 25 | — | $13.5B | ||
| Q4 24 | — | $13.0B | ||
| Q3 24 | — | $13.2B | ||
| Q2 24 | — | $13.1B |
股东权益EGMMM
| Q1 26 | — | $3.3B | ||
| Q4 25 | $15.5B | $4.7B | ||
| Q3 25 | $15.4B | $4.6B | ||
| Q2 25 | $15.0B | $4.3B | ||
| Q1 25 | $14.1B | $4.5B | ||
| Q4 24 | $13.9B | $3.8B | ||
| Q3 24 | $15.3B | $4.6B | ||
| Q2 24 | $14.2B | $3.9B |
总资产EGMMM
| Q1 26 | — | $35.4B | ||
| Q4 25 | $62.5B | $37.7B | ||
| Q3 25 | $62.2B | $37.6B | ||
| Q2 25 | $60.5B | $38.0B | ||
| Q1 25 | $58.1B | $40.0B | ||
| Q4 24 | $56.3B | $39.9B | ||
| Q3 24 | $55.9B | $40.9B | ||
| Q2 24 | $52.6B | $43.4B |
负债/权益比EGMMM
| Q1 26 | — | 3.29× | ||
| Q4 25 | — | 2.68× | ||
| Q3 25 | — | 2.72× | ||
| Q2 25 | — | 3.06× | ||
| Q1 25 | — | 3.02× | ||
| Q4 24 | — | 3.40× | ||
| Q3 24 | — | 2.84× | ||
| Q2 24 | — | 3.34× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-398.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.0B |
| 自由现金流率自由现金流/营收 | — | 33.6% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.89× | — |
| 过去12个月自由现金流最近4个季度 | — | $3.7B |
8季度趋势，按日历期对齐
经营现金流EGMMM
| Q1 26 | — | — | ||
| Q4 25 | $-398.0M | $1.6B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.1B | $-954.0M | ||
| Q1 25 | $928.0M | $-79.0M | ||
| Q4 24 | $780.0M | $1.8B | ||
| Q3 24 | $1.7B | $-1.8B | ||
| Q2 24 | $1.3B | $1.0B |
自由现金流EGMMM
| Q1 26 | — | $2.0B | ||
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $-1.2B | ||
| Q1 25 | — | $-315.0M | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $-2.0B | ||
| Q2 24 | — | $752.0M |
自由现金流率EGMMM
| Q1 26 | — | 33.6% | ||
| Q4 25 | — | 21.8% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | -18.3% | ||
| Q1 25 | — | -5.3% | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | -32.3% | ||
| Q2 24 | — | 12.0% |
资本支出强度EGMMM
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 4.3% |
现金转化率EGMMM
| Q1 26 | — | — | ||
| Q4 25 | -0.89× | 2.74× | ||
| Q3 25 | 5.72× | 2.11× | ||
| Q2 25 | 1.59× | -1.32× | ||
| Q1 25 | 4.42× | -0.07× | ||
| Q4 24 | — | 2.50× | ||
| Q3 24 | 3.41× | -1.30× | ||
| Q2 24 | 1.85× | 0.89× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EG
| Insurance | $3.7B | 84% |
| Other | $705.0M | 16% |
MMM
| Safety and Industrial business segment | $2.9B | 49% |
| Transportation and Electronics business segment | $1.8B | 31% |
| Consumer business segment | $1.1B | 19% |
| Corporate | $121.0M | 2% |
