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Everest Group（EG）与美盛公司（MOS）财务数据对比。点击上方公司名可切换其他公司
Everest Group的季度营收约是美盛公司的1.5倍（$4.4B vs $3.0B），Everest Group净利率更高（10.1% vs -17.5%，领先27.6%），美盛公司同比增速更快（5.6% vs -4.6%），过去两年美盛公司的营收复合增速更高（5.3% vs 3.4%）
Everest Group是全球领先的再保险及保险服务提供商，业务覆盖全球100余个国家和地区，面向商业机构与个人客户提供财产、意外伤害、特种保险及人寿保险等多元化产品，具备成熟的风险管理能力与深厚的行业积淀。
美盛公司（The Mosaic Company）是总部位于美国佛罗里达州坦帕的化工企业，主营磷矿、钾矿开采及尿素采集，依托多元国际分销网络和旗下肥料业务板块生产销售农用肥料，是美国规模最大的钾肥、磷肥生产商。
EG vs MOS — 直观对比
营收规模更大
EG
是对方的1.5倍
$3.0B
营收增速更快
MOS
高出10.2%
-4.6%
净利率更高
EG
高出27.6%
-17.5%
两年增速更快
MOS
近两年复合增速
3.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.4B | $3.0B |
| 净利润 | $446.0M | $-519.5M |
| 毛利率 | — | 11.5% |
| 营业利润率 | 12.5% | -3.4% |
| 净利率 | 10.1% | -17.5% |
| 营收同比 | -4.6% | 5.6% |
| 净利润同比 | 175.2% | -407.4% |
| 每股收益（稀释后） | $10.71 | $-1.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGMOS
| Q4 25 | $4.4B | $3.0B | ||
| Q3 25 | $4.3B | $3.5B | ||
| Q2 25 | $4.5B | $3.0B | ||
| Q1 25 | $4.3B | $2.6B | ||
| Q4 24 | $4.6B | $2.8B | ||
| Q3 24 | $4.3B | $2.8B | ||
| Q2 24 | $4.2B | $2.8B | ||
| Q1 24 | $4.1B | $2.7B |
净利润EGMOS
| Q4 25 | $446.0M | $-519.5M | ||
| Q3 25 | $255.0M | $411.4M | ||
| Q2 25 | $680.0M | $410.7M | ||
| Q1 25 | $210.0M | $238.1M | ||
| Q4 24 | $-593.0M | $169.0M | ||
| Q3 24 | $509.0M | $122.2M | ||
| Q2 24 | $724.0M | $-161.5M | ||
| Q1 24 | $733.0M | $45.2M |
毛利率EGMOS
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 16.0% | ||
| Q2 25 | — | 17.3% | ||
| Q1 25 | — | 18.6% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | — | 14.8% | ||
| Q2 24 | — | 14.0% | ||
| Q1 24 | — | 14.9% |
营业利润率EGMOS
| Q4 25 | 12.5% | -3.4% | ||
| Q3 25 | 6.2% | 9.8% | ||
| Q2 25 | 18.1% | 8.1% | ||
| Q1 25 | 5.8% | 12.9% | ||
| Q4 24 | -16.1% | 3.5% | ||
| Q3 24 | 13.5% | 4.1% | ||
| Q2 24 | 19.7% | 8.3% | ||
| Q1 24 | 20.1% | 6.5% |
净利率EGMOS
| Q4 25 | 10.1% | -17.5% | ||
| Q3 25 | 5.9% | 11.9% | ||
| Q2 25 | 15.1% | 13.7% | ||
| Q1 25 | 4.9% | 9.1% | ||
| Q4 24 | -12.8% | 6.0% | ||
| Q3 24 | 11.9% | 4.3% | ||
| Q2 24 | 17.1% | -5.7% | ||
| Q1 24 | 17.7% | 1.7% |
每股收益（稀释后）EGMOS
| Q4 25 | $10.71 | $-1.63 | ||
| Q3 25 | $6.09 | $1.29 | ||
| Q2 25 | $16.10 | $1.29 | ||
| Q1 25 | $4.90 | $0.75 | ||
| Q4 24 | $-13.59 | $0.53 | ||
| Q3 24 | $11.80 | $0.38 | ||
| Q2 24 | $16.70 | $-0.50 | ||
| Q1 24 | $16.87 | $0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $276.6M |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $15.5B | $12.1B |
| 总资产 | $62.5B | $24.5B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资EGMOS
| Q4 25 | — | $276.6M | ||
| Q3 25 | — | $153.3M | ||
| Q2 25 | — | $286.2M | ||
| Q1 25 | — | $259.2M | ||
| Q4 24 | $662.0M | $272.8M | ||
| Q3 24 | — | $301.6M | ||
| Q2 24 | — | $322.0M | ||
| Q1 24 | — | $336.7M |
总债务EGMOS
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $3.4B | ||
| Q2 25 | — | $3.3B | ||
| Q1 25 | — | $3.3B | ||
| Q4 24 | — | $3.3B | ||
| Q3 24 | — | $3.2B | ||
| Q2 24 | — | $3.2B | ||
| Q1 24 | — | $3.2B |
股东权益EGMOS
| Q4 25 | $15.5B | $12.1B | ||
| Q3 25 | $15.4B | $12.8B | ||
| Q2 25 | $15.0B | $12.4B | ||
| Q1 25 | $14.1B | $11.8B | ||
| Q4 24 | $13.9B | $11.5B | ||
| Q3 24 | $15.3B | $11.8B | ||
| Q2 24 | $14.2B | $11.7B | ||
| Q1 24 | $13.6B | $12.0B |
总资产EGMOS
| Q4 25 | $62.5B | $24.5B | ||
| Q3 25 | $62.2B | $24.7B | ||
| Q2 25 | $60.5B | $24.3B | ||
| Q1 25 | $58.1B | $23.2B | ||
| Q4 24 | $56.3B | $22.9B | ||
| Q3 24 | $55.9B | $23.3B | ||
| Q2 24 | $52.6B | $22.6B | ||
| Q1 24 | $50.9B | $22.9B |
负债/权益比EGMOS
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.27× | ||
| Q2 24 | — | 0.27× | ||
| Q1 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-398.0M | $-56.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-405.7M |
| 自由现金流率自由现金流/营收 | — | -13.6% |
| 资本支出强度资本支出/营收 | — | 11.8% |
| 现金转化率经营现金流/净利润 | -0.89× | — |
| 过去12个月自由现金流最近4个季度 | — | $-534.6M |
8季度趋势，按日历期对齐
经营现金流EGMOS
| Q4 25 | $-398.0M | $-56.1M | ||
| Q3 25 | $1.5B | $228.5M | ||
| Q2 25 | $1.1B | $609.5M | ||
| Q1 25 | $928.0M | $42.9M | ||
| Q4 24 | $780.0M | $219.3M | ||
| Q3 24 | $1.7B | $312.9M | ||
| Q2 24 | $1.3B | $847.0M | ||
| Q1 24 | $1.1B | $-80.0M |
自由现金流EGMOS
| Q4 25 | — | $-405.7M | ||
| Q3 25 | — | $-135.9M | ||
| Q2 25 | — | $304.9M | ||
| Q1 25 | — | $-297.9M | ||
| Q4 24 | — | $-74.8M | ||
| Q3 24 | — | $72.1M | ||
| Q2 24 | — | $513.1M | ||
| Q1 24 | — | $-463.0M |
自由现金流率EGMOS
| Q4 25 | — | -13.6% | ||
| Q3 25 | — | -3.9% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | — | -11.4% | ||
| Q4 24 | — | -2.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 18.2% | ||
| Q1 24 | — | -17.3% |
资本支出强度EGMOS
| Q4 25 | — | 11.8% | ||
| Q3 25 | — | 10.6% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | — | 13.0% | ||
| Q4 24 | — | 10.4% | ||
| Q3 24 | — | 8.6% | ||
| Q2 24 | — | 11.9% | ||
| Q1 24 | — | 14.3% |
现金转化率EGMOS
| Q4 25 | -0.89× | — | ||
| Q3 25 | 5.72× | 0.56× | ||
| Q2 25 | 1.59× | 1.48× | ||
| Q1 25 | 4.42× | 0.18× | ||
| Q4 24 | — | 1.30× | ||
| Q3 24 | 3.41× | 2.56× | ||
| Q2 24 | 1.85× | — | ||
| Q1 24 | 1.50× | -1.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EG
| Insurance | $3.7B | 84% |
| Other | $705.0M | 16% |
MOS
暂无分部数据
