vs
Everest Group（EG）与皇家加勒比集团（RCL）财务数据对比。点击上方公司名可切换其他公司
皇家加勒比集团的季度营收约是Everest Group的1.1倍（$4.5B vs $4.1B），皇家加勒比集团净利率更高（21.3% vs 16.1%，领先5.3%），皇家加勒比集团同比增速更快（11.3% vs -4.6%），过去两年皇家加勒比集团的营收复合增速更高（4.1% vs -1.9%）
Everest Group是全球领先的再保险及保险服务提供商，业务覆盖全球100余个国家和地区，面向商业机构与个人客户提供财产、意外伤害、特种保险及人寿保险等多元化产品，具备成熟的风险管理能力与深厚的行业积淀。
皇家加勒比集团前身为皇家加勒比邮轮有限公司，是仅次于嘉年华公司的全球第二大邮轮运营商。集团总部位于美国佛罗里达州迈阿密，在利比里亚注册，目前全资拥有皇家加勒比国际游轮、名人邮轮、银海邮轮三大品牌，还持有途易邮轮50%的股份。
EG vs RCL — 直观对比
营收规模更大
RCL
是对方的1.1倍
$4.1B
营收增速更快
RCL
高出15.9%
-4.6%
净利率更高
RCL
高出5.3%
16.1%
两年增速更快
RCL
近两年复合增速
-1.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $4.5B |
| 净利润 | $653.0M | $950.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 26.1% |
| 净利率 | 16.1% | 21.3% |
| 营收同比 | -4.6% | 11.3% |
| 净利润同比 | 211.0% | 29.1% |
| 每股收益（稀释后） | — | $3.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGRCL
| Q1 26 | $4.1B | $4.5B | ||
| Q4 25 | $4.4B | $4.3B | ||
| Q3 25 | $4.3B | $5.1B | ||
| Q2 25 | $4.5B | $4.5B | ||
| Q1 25 | $4.3B | $4.0B | ||
| Q4 24 | $4.6B | $3.8B | ||
| Q3 24 | $4.3B | $4.9B | ||
| Q2 24 | $4.2B | $4.1B |
净利润EGRCL
| Q1 26 | $653.0M | $950.0M | ||
| Q4 25 | $446.0M | $753.0M | ||
| Q3 25 | $255.0M | $1.6B | ||
| Q2 25 | $680.0M | $1.2B | ||
| Q1 25 | $210.0M | $730.0M | ||
| Q4 24 | $-593.0M | $552.0M | ||
| Q3 24 | $509.0M | $1.1B | ||
| Q2 24 | $724.0M | $854.0M |
毛利率EGRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 51.8% | ||
| Q2 25 | — | 49.7% | ||
| Q1 25 | — | 48.0% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 47.6% |
营业利润率EGRCL
| Q1 26 | — | 26.1% | ||
| Q4 25 | 12.5% | 21.9% | ||
| Q3 25 | 6.2% | 33.1% | ||
| Q2 25 | 18.1% | 29.3% | ||
| Q1 25 | 5.8% | 23.6% | ||
| Q4 24 | -16.1% | 16.6% | ||
| Q3 24 | 13.5% | 33.4% | ||
| Q2 24 | 19.7% | 26.7% |
净利率EGRCL
| Q1 26 | 16.1% | 21.3% | ||
| Q4 25 | 10.1% | 17.7% | ||
| Q3 25 | 5.9% | 30.6% | ||
| Q2 25 | 15.1% | 26.7% | ||
| Q1 25 | 4.9% | 18.3% | ||
| Q4 24 | -12.8% | 14.7% | ||
| Q3 24 | 11.9% | 22.7% | ||
| Q2 24 | 17.1% | 20.8% |
每股收益（稀释后）EGRCL
| Q1 26 | — | $3.48 | ||
| Q4 25 | $10.71 | $2.76 | ||
| Q3 25 | $6.09 | $5.74 | ||
| Q2 25 | $16.10 | $4.41 | ||
| Q1 25 | $4.90 | $2.70 | ||
| Q4 24 | $-13.59 | $2.27 | ||
| Q3 24 | $11.80 | $4.21 | ||
| Q2 24 | $16.70 | $3.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.2B | $512.0M |
| 总债务越低越好 | — | $21.1B |
| 股东权益账面价值 | $15.3B | $10.0B |
| 总资产 | $62.3B | $42.0B |
| 负债/权益比越低杠杆越低 | — | 2.11× |
8季度趋势，按日历期对齐
现金及短期投资EGRCL
| Q1 26 | $2.2B | $512.0M | ||
| Q4 25 | — | $825.0M | ||
| Q3 25 | — | $432.0M | ||
| Q2 25 | — | $735.0M | ||
| Q1 25 | — | $386.0M | ||
| Q4 24 | $662.0M | $388.0M | ||
| Q3 24 | — | $418.0M | ||
| Q2 24 | — | $391.0M |
总债务EGRCL
| Q1 26 | — | $21.1B | ||
| Q4 25 | — | $18.2B | ||
| Q3 25 | — | $17.2B | ||
| Q2 25 | — | $17.6B | ||
| Q1 25 | — | $18.0B | ||
| Q4 24 | — | $18.5B | ||
| Q3 24 | — | $19.0B | ||
| Q2 24 | — | $19.8B |
股东权益EGRCL
| Q1 26 | $15.3B | $10.0B | ||
| Q4 25 | $15.5B | $10.0B | ||
| Q3 25 | $15.4B | $10.1B | ||
| Q2 25 | $15.0B | $9.2B | ||
| Q1 25 | $14.1B | $8.0B | ||
| Q4 24 | $13.9B | $7.6B | ||
| Q3 24 | $15.3B | $7.0B | ||
| Q2 24 | $14.2B | $6.0B |
总资产EGRCL
| Q1 26 | $62.3B | $42.0B | ||
| Q4 25 | $62.5B | $41.6B | ||
| Q3 25 | $62.2B | $40.1B | ||
| Q2 25 | $60.5B | $38.5B | ||
| Q1 25 | $58.1B | $37.5B | ||
| Q4 24 | $56.3B | $37.1B | ||
| Q3 24 | $55.9B | $37.1B | ||
| Q2 24 | $52.6B | $37.0B |
负债/权益比EGRCL
| Q1 26 | — | 2.11× | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.70× | ||
| Q2 25 | — | 1.92× | ||
| Q1 25 | — | 2.26× | ||
| Q4 24 | — | 2.44× | ||
| Q3 24 | — | 2.69× | ||
| Q2 24 | — | 3.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.8B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.93× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EGRCL
| Q1 26 | — | $1.8B | ||
| Q4 25 | $-398.0M | $1.6B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.1B | $1.7B | ||
| Q1 25 | $928.0M | $1.6B | ||
| Q4 24 | $780.0M | $1.5B | ||
| Q3 24 | $1.7B | $897.0M | ||
| Q2 24 | $1.3B | $1.6B |
自由现金流EGRCL
| Q1 26 | — | — | ||
| Q4 25 | — | $116.0M | ||
| Q3 25 | — | $-989.0M | ||
| Q2 25 | — | $910.0M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $915.0M | ||
| Q3 24 | — | $563.0M | ||
| Q2 24 | — | $-567.0M |
自由现金流率EGRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | -19.2% | ||
| Q2 25 | — | 20.1% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | — | 11.5% | ||
| Q2 24 | — | -13.8% |
资本支出强度EGRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 35.4% | ||
| Q3 25 | — | 47.8% | ||
| Q2 25 | — | 18.4% | ||
| Q1 25 | — | 10.7% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 52.1% |
现金转化率EGRCL
| Q1 26 | — | 1.93× | ||
| Q4 25 | -0.89× | 2.16× | ||
| Q3 25 | 5.72× | 0.93× | ||
| Q2 25 | 1.59× | 1.44× | ||
| Q1 25 | 4.42× | 2.23× | ||
| Q4 24 | — | 2.66× | ||
| Q3 24 | 3.41× | 0.81× | ||
| Q2 24 | 1.85× | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EG
| Premiums earned | $3.6B | 88% |
| Other | $494.0M | 12% |
RCL
| Passenger ticket revenues | $3.0B | 68% |
| Onboard and other revenues | $1.4B | 32% |
