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Erie Indemnity（ERIE）与Masco（MAS）财务数据对比。点击上方公司名可切换其他公司
Masco的季度营收约是Erie Indemnity的1.9倍（$1.9B vs $1.0B），Erie Indemnity净利率更高（14.9% vs 11.9%，领先3.0%），Masco同比增速更快（6.5% vs 2.3%），过去两年Erie Indemnity的营收复合增速更高（1.1% vs -4.2%）
总部位于美国宾夕法尼亚州伊利市的伊利保险集团是财产及意外伤害保险提供商，通过独立保险代理人网络销售车险、家财险、商业保险及人寿保险产品。2021年，该集团以2020财年总营收跻身当年美国财富500强榜单第347位。
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
ERIE vs MAS — 直观对比
营收规模更大
MAS
是对方的1.9倍
$1.0B
营收增速更快
MAS
高出4.2%
2.3%
净利率更高
ERIE
高出3.0%
11.9%
两年增速更快
ERIE
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.0B | $1.9B |
| 净利润 | $150.5M | $228.0M |
| 毛利率 | — | 35.8% |
| 营业利润率 | 16.5% | 16.5% |
| 净利率 | 14.9% | 11.9% |
| 营收同比 | 2.3% | 6.5% |
| 净利润同比 | 8.7% | 14.5% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ERIEMAS
| Q1 26 | $1.0B | $1.9B | ||
| Q4 25 | $951.0M | $1.8B | ||
| Q3 25 | $1.1B | $1.9B | ||
| Q2 25 | $1.1B | $2.1B | ||
| Q1 25 | $989.4M | $1.8B | ||
| Q4 24 | $924.1M | $1.8B | ||
| Q3 24 | $999.9M | $2.0B | ||
| Q2 24 | $990.4M | $2.1B |
净利润ERIEMAS
| Q1 26 | $150.5M | $228.0M | ||
| Q4 25 | $63.4M | $165.0M | ||
| Q3 25 | $182.9M | $189.0M | ||
| Q2 25 | $174.7M | $270.0M | ||
| Q1 25 | $138.4M | $186.0M | ||
| Q4 24 | $152.0M | $182.0M | ||
| Q3 24 | $159.8M | $167.0M | ||
| Q2 24 | $163.9M | $258.0M |
毛利率ERIEMAS
| Q1 26 | — | 35.8% | ||
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 37.6% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.8% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 37.5% |
营业利润率ERIEMAS
| Q1 26 | 16.5% | 16.5% | ||
| Q4 25 | 16.6% | 13.8% | ||
| Q3 25 | 19.6% | 15.8% | ||
| Q2 25 | 18.8% | 20.1% | ||
| Q1 25 | 15.3% | 15.9% | ||
| Q4 24 | 18.1% | 15.9% | ||
| Q3 24 | 18.0% | 18.0% | ||
| Q2 24 | 19.2% | 19.0% |
净利率ERIEMAS
| Q1 26 | 14.9% | 11.9% | ||
| Q4 25 | 6.7% | 9.2% | ||
| Q3 25 | 17.1% | 9.9% | ||
| Q2 25 | 16.5% | 13.2% | ||
| Q1 25 | 14.0% | 10.3% | ||
| Q4 24 | 16.5% | 10.0% | ||
| Q3 24 | 16.0% | 8.4% | ||
| Q2 24 | 16.5% | 12.3% |
每股收益（稀释后）ERIEMAS
| Q1 26 | — | — | ||
| Q4 25 | — | $0.81 | ||
| Q3 25 | — | $0.90 | ||
| Q2 25 | — | $1.28 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | — | $0.85 | ||
| Q3 24 | — | $0.77 | ||
| Q2 24 | — | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $2.9B |
| 股东权益账面价值 | $2.4B | $27.0M |
| 总资产 | $3.4B | $5.2B |
| 负债/权益比越低杠杆越低 | — | 109.07× |
8季度趋势，按日历期对齐
现金及短期投资ERIEMAS
| Q1 26 | — | — | ||
| Q4 25 | — | $647.0M | ||
| Q3 25 | — | $559.0M | ||
| Q2 25 | — | $390.0M | ||
| Q1 25 | — | $377.0M | ||
| Q4 24 | — | $634.0M | ||
| Q3 24 | — | $646.0M | ||
| Q2 24 | — | $398.0M |
总债务ERIEMAS
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | $2.9B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ERIEMAS
| Q1 26 | $2.4B | $27.0M | ||
| Q4 25 | $2.3B | $-185.0M | ||
| Q3 25 | $2.3B | $-78.0M | ||
| Q2 25 | $2.2B | $-84.0M | ||
| Q1 25 | $2.1B | $-254.0M | ||
| Q4 24 | $2.0B | $-279.0M | ||
| Q3 24 | $1.9B | $-88.0M | ||
| Q2 24 | $1.8B | $-26.0M |
总资产ERIEMAS
| Q1 26 | $3.4B | $5.2B | ||
| Q4 25 | $3.4B | $5.2B | ||
| Q3 25 | $3.3B | $5.3B | ||
| Q2 25 | $3.1B | $5.3B | ||
| Q1 25 | $3.0B | $5.1B | ||
| Q4 24 | $2.9B | $5.0B | ||
| Q3 24 | $2.9B | $5.3B | ||
| Q2 24 | $2.7B | $5.4B |
负债/权益比ERIEMAS
| Q1 26 | — | 109.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ERIE
| Management fee revenue - policy issuance and renewal services | $786.4M | 78% |
| Administrative services reimbursement revenue | $200.1M | 20% |
| Management fee revenue - administrative services | $19.5M | 2% |
| Service agreement revenue | $5.9M | 1% |
MAS
暂无分部数据
