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First American Financial Corp（FAF）与Masco（MAS）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是Masco的1.1倍（$2.0B vs $1.9B），Masco净利率更高（11.9% vs 10.3%，领先1.5%），First American Financial Corp同比增速更快（21.6% vs 6.5%），过去两年First American Financial Corp的营收复合增速更高（19.9% vs -4.2%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
FAF vs MAS — 直观对比
营收规模更大
FAF
是对方的1.1倍
$1.9B
营收增速更快
FAF
高出15.1%
6.5%
净利率更高
MAS
高出1.5%
10.3%
两年增速更快
FAF
近两年复合增速
-4.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.9B |
| 净利润 | $211.9M | $228.0M |
| 毛利率 | — | 35.8% |
| 营业利润率 | 14.0% | 16.5% |
| 净利率 | 10.3% | 11.9% |
| 营收同比 | 21.6% | 6.5% |
| 净利润同比 | 192.7% | 14.5% |
| 每股收益（稀释后） | $2.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFMAS
| Q1 26 | — | $1.9B | ||
| Q4 25 | $2.0B | $1.8B | ||
| Q3 25 | $2.0B | $1.9B | ||
| Q2 25 | $1.8B | $2.1B | ||
| Q1 25 | $1.6B | $1.8B | ||
| Q4 24 | $1.7B | $1.8B | ||
| Q3 24 | $1.4B | $2.0B | ||
| Q2 24 | $1.6B | $2.1B |
净利润FAFMAS
| Q1 26 | — | $228.0M | ||
| Q4 25 | $211.9M | $165.0M | ||
| Q3 25 | $189.6M | $189.0M | ||
| Q2 25 | $146.1M | $270.0M | ||
| Q1 25 | $74.2M | $186.0M | ||
| Q4 24 | $72.4M | $182.0M | ||
| Q3 24 | $-104.0M | $167.0M | ||
| Q2 24 | $116.0M | $258.0M |
毛利率FAFMAS
| Q1 26 | — | 35.8% | ||
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 37.6% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.8% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 37.5% |
营业利润率FAFMAS
| Q1 26 | — | 16.5% | ||
| Q4 25 | 14.0% | 13.8% | ||
| Q3 25 | 12.5% | 15.8% | ||
| Q2 25 | 10.6% | 20.1% | ||
| Q1 25 | 6.1% | 15.9% | ||
| Q4 24 | 5.9% | 15.9% | ||
| Q3 24 | -10.3% | 18.0% | ||
| Q2 24 | 9.4% | 19.0% |
净利率FAFMAS
| Q1 26 | — | 11.9% | ||
| Q4 25 | 10.3% | 9.2% | ||
| Q3 25 | 9.6% | 9.9% | ||
| Q2 25 | 7.9% | 13.2% | ||
| Q1 25 | 4.7% | 10.3% | ||
| Q4 24 | 4.3% | 10.0% | ||
| Q3 24 | -7.4% | 8.4% | ||
| Q2 24 | 7.2% | 12.3% |
每股收益（稀释后）FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | $2.04 | $0.81 | ||
| Q3 25 | $1.84 | $0.90 | ||
| Q2 25 | $1.41 | $1.28 | ||
| Q1 25 | $0.71 | $0.87 | ||
| Q4 24 | $0.70 | $0.85 | ||
| Q3 24 | $-1.00 | $0.77 | ||
| Q2 24 | $1.11 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | — |
| 总债务越低越好 | — | $2.9B |
| 股东权益账面价值 | $5.5B | $27.0M |
| 总资产 | $16.2B | $5.2B |
| 负债/权益比越低杠杆越低 | — | 109.07× |
8季度趋势，按日历期对齐
现金及短期投资FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $647.0M | ||
| Q3 25 | $2.9B | $559.0M | ||
| Q2 25 | $2.0B | $390.0M | ||
| Q1 25 | $2.0B | $377.0M | ||
| Q4 24 | $1.7B | $634.0M | ||
| Q3 24 | $3.0B | $646.0M | ||
| Q2 24 | $2.0B | $398.0M |
总债务FAFMAS
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | $2.9B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FAFMAS
| Q1 26 | — | $27.0M | ||
| Q4 25 | $5.5B | $-185.0M | ||
| Q3 25 | $5.3B | $-78.0M | ||
| Q2 25 | $5.1B | $-84.0M | ||
| Q1 25 | $5.0B | $-254.0M | ||
| Q4 24 | $4.9B | $-279.0M | ||
| Q3 24 | $5.1B | $-88.0M | ||
| Q2 24 | $4.8B | $-26.0M |
总资产FAFMAS
| Q1 26 | — | $5.2B | ||
| Q4 25 | $16.2B | $5.2B | ||
| Q3 25 | $17.6B | $5.3B | ||
| Q2 25 | $16.3B | $5.3B | ||
| Q1 25 | $15.5B | $5.1B | ||
| Q4 24 | $14.9B | $5.0B | ||
| Q3 24 | $16.6B | $5.3B | ||
| Q2 24 | $15.2B | $5.4B |
负债/权益比FAFMAS
| Q1 26 | — | 109.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | — |
| 自由现金流经营现金流 - 资本支出 | $324.5M | — |
| 自由现金流率自由现金流/营收 | 15.8% | — |
| 资本支出强度资本支出/营收 | 2.2% | 1.8% |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | — |
8季度趋势，按日历期对齐
经营现金流FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | $369.3M | $418.0M | ||
| Q3 25 | $272.5M | $456.0M | ||
| Q2 25 | $361.8M | $306.0M | ||
| Q1 25 | $-52.8M | $-158.0M | ||
| Q4 24 | $324.6M | $407.0M | ||
| Q3 24 | $236.9M | $416.0M | ||
| Q2 24 | $266.7M | $346.0M |
自由现金流FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | $324.5M | $371.0M | ||
| Q3 25 | $223.1M | $415.0M | ||
| Q2 25 | $309.4M | $270.0M | ||
| Q1 25 | $-94.5M | $-190.0M | ||
| Q4 24 | $266.2M | $351.0M | ||
| Q3 24 | $185.4M | $378.0M | ||
| Q2 24 | $210.0M | $303.0M |
自由现金流率FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | 15.8% | 20.7% | ||
| Q3 25 | 11.3% | 21.6% | ||
| Q2 25 | 16.8% | 13.2% | ||
| Q1 25 | -6.0% | -10.5% | ||
| Q4 24 | 15.8% | 19.2% | ||
| Q3 24 | 13.2% | 19.1% | ||
| Q2 24 | 13.0% | 14.5% |
资本支出强度FAFMAS
| Q1 26 | — | 1.8% | ||
| Q4 25 | 2.2% | 2.6% | ||
| Q3 25 | 2.5% | 2.1% | ||
| Q2 25 | 2.8% | 1.8% | ||
| Q1 25 | 2.6% | 1.8% | ||
| Q4 24 | 3.5% | 3.1% | ||
| Q3 24 | 3.7% | 1.9% | ||
| Q2 24 | 3.5% | 2.1% |
现金转化率FAFMAS
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | 2.53× | ||
| Q3 25 | 1.44× | 2.41× | ||
| Q2 25 | 2.48× | 1.13× | ||
| Q1 25 | -0.71× | -0.85× | ||
| Q4 24 | 4.48× | 2.24× | ||
| Q3 24 | — | 2.49× | ||
| Q2 24 | 2.30× | 1.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
MAS
暂无分部数据
