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Esquire Financial Holdings, Inc.（ESQ）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是Esquire Financial Holdings, Inc.的1.8倍（$71.1M vs $40.5M），Esquire Financial Holdings, Inc.净利率更高（30.2% vs 2.0%，领先28.2%），过去两年Esquire Financial Holdings, Inc.的营收复合增速更高（15.0% vs -4.7%）
Esquire Financial Holdings是一家总部位于美国的银行控股公司，提供全面的商业及零售银行服务，核心业务包含存款账户、企业贷款、按揭服务及财富管理解决方案，主要服务中小型企业、法律行业从业者及当地零售客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
ESQ vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.8倍
$40.5M
净利率更高
ESQ
高出28.2%
2.0%
两年增速更快
ESQ
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.5M | $71.1M |
| 净利润 | $12.2M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 30.2% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | 7.0% | -75.2% |
| 每股收益（稀释后） | $1.40 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESQRMAX
| Q1 26 | $40.5M | — | ||
| Q4 25 | $39.4M | $71.1M | ||
| Q3 25 | $37.6M | $73.2M | ||
| Q2 25 | $35.8M | $72.8M | ||
| Q1 25 | $33.8M | $74.5M | ||
| Q4 24 | $33.1M | $72.5M | ||
| Q3 24 | $31.9M | $78.5M | ||
| Q2 24 | $30.6M | $78.5M |
净利润ESQRMAX
| Q1 26 | $12.2M | — | ||
| Q4 25 | $13.5M | $1.4M | ||
| Q3 25 | $14.1M | $4.0M | ||
| Q2 25 | $11.9M | $4.7M | ||
| Q1 25 | $11.4M | $-2.0M | ||
| Q4 24 | $11.8M | $5.8M | ||
| Q3 24 | $11.4M | $966.0K | ||
| Q2 24 | $10.5M | $3.7M |
营业利润率ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | 44.3% | 13.1% | ||
| Q3 25 | 46.5% | 25.0% | ||
| Q2 25 | 42.5% | 19.3% | ||
| Q1 25 | 45.9% | 7.2% | ||
| Q4 24 | 47.4% | 5.9% | ||
| Q3 24 | 48.8% | 19.4% | ||
| Q2 24 | 46.9% | 20.6% |
净利率ESQRMAX
| Q1 26 | 30.2% | — | ||
| Q4 25 | 34.2% | 2.0% | ||
| Q3 25 | 37.4% | 5.4% | ||
| Q2 25 | 33.2% | 6.4% | ||
| Q1 25 | 33.8% | -2.6% | ||
| Q4 24 | 35.6% | 8.0% | ||
| Q3 24 | 35.6% | 1.2% | ||
| Q2 24 | 34.3% | 4.7% |
每股收益（稀释后）ESQRMAX
| Q1 26 | $1.40 | — | ||
| Q4 25 | $1.54 | — | ||
| Q3 25 | $1.62 | — | ||
| Q2 25 | $1.38 | — | ||
| Q1 25 | $1.33 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.2M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $301.3M | $452.4M |
| 总资产 | $2.4B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资ESQRMAX
| Q1 26 | $222.2M | — | ||
| Q4 25 | $235.9M | $118.7M | ||
| Q3 25 | $240.8M | $107.5M | ||
| Q2 25 | $163.0M | $94.3M | ||
| Q1 25 | $173.0M | $89.1M | ||
| Q4 24 | $126.3M | $96.6M | ||
| Q3 24 | $147.7M | $83.8M | ||
| Q2 24 | $152.7M | $66.1M |
总债务ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益ESQRMAX
| Q1 26 | $301.3M | — | ||
| Q4 25 | $289.6M | $452.4M | ||
| Q3 25 | $279.2M | $448.1M | ||
| Q2 25 | $263.6M | $442.4M | ||
| Q1 25 | $250.7M | $433.5M | ||
| Q4 24 | $237.1M | $429.5M | ||
| Q3 24 | $232.6M | $423.1M | ||
| Q2 24 | $217.4M | $418.4M |
总资产ESQRMAX
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $582.5M | ||
| Q3 25 | $2.2B | $582.2M | ||
| Q2 25 | $2.1B | $574.8M | ||
| Q1 25 | $2.0B | $571.4M | ||
| Q4 24 | $1.9B | $581.6M | ||
| Q3 24 | $1.8B | $578.6M | ||
| Q2 24 | $1.7B | $571.4M |
负债/权益比ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | $59.8M | $40.9M | ||
| Q3 25 | $16.8M | $17.7M | ||
| Q2 25 | $10.5M | $4.6M | ||
| Q1 25 | $15.8M | $5.7M | ||
| Q4 24 | $42.2M | $59.7M | ||
| Q3 24 | $10.5M | $17.6M | ||
| Q2 24 | $7.2M | $15.9M |
自由现金流ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | $56.7M | $33.5M | ||
| Q3 25 | $16.2M | $16.4M | ||
| Q2 25 | $9.3M | $2.9M | ||
| Q1 25 | $14.7M | $4.0M | ||
| Q4 24 | $41.5M | $53.0M | ||
| Q3 24 | $10.5M | $16.3M | ||
| Q2 24 | $6.9M | $14.0M |
自由现金流率ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | 143.9% | 47.1% | ||
| Q3 25 | 43.2% | 22.4% | ||
| Q2 25 | 26.0% | 4.0% | ||
| Q1 25 | 43.4% | 5.3% | ||
| Q4 24 | 125.5% | 73.2% | ||
| Q3 24 | 32.8% | 20.8% | ||
| Q2 24 | 22.5% | 17.8% |
资本支出强度ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | 8.0% | 10.4% | ||
| Q3 25 | 1.3% | 1.8% | ||
| Q2 25 | 3.2% | 2.2% | ||
| Q1 25 | 3.4% | 2.3% | ||
| Q4 24 | 2.2% | 9.1% | ||
| Q3 24 | 0.2% | 1.7% | ||
| Q2 24 | 1.1% | 2.4% |
现金转化率ESQRMAX
| Q1 26 | — | — | ||
| Q4 25 | 4.44× | 28.39× | ||
| Q3 25 | 1.19× | 4.45× | ||
| Q2 25 | 0.88× | 0.97× | ||
| Q1 25 | 1.39× | — | ||
| Q4 24 | 3.59× | 10.28× | ||
| Q3 24 | 0.93× | 18.22× | ||
| Q2 24 | 0.69× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESQ
| Net Interest Income | $34.0M | 84% |
| Noninterest Income | $6.5M | 16% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
