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ExlService Holdings, Inc.（EXLS）与ZIONS BANCORPORATION, NATIONAL ASSOCIATION（ZION）财务数据对比。点击上方公司名可切换其他公司
ZIONS BANCORPORATION, NATIONAL ASSOCIATION的季度营收约是ExlService Holdings, Inc.的1.6倍（$891.0M vs $542.6M），ZIONS BANCORPORATION, NATIONAL ASSOCIATION净利率更高（29.5% vs 11.1%，领先18.4%），ExlService Holdings, Inc.同比增速更快（12.7% vs 8.7%），ZIONS BANCORPORATION, NATIONAL ASSOCIATION自由现金流更多（$952.0M vs $106.5M），过去两年ExlService Holdings, Inc.的营收复合增速更高（11.5% vs 9.6%）
ExlService Holdings Inc.是全球知名的分析与数字解决方案服务商，服务覆盖保险、医疗健康、银行金融服务、媒体、零售等多个行业，总部位于纽约，在美国、欧洲、亚洲、拉美、澳大利亚、南非等地拥有超过5.4万名专业从业人员。
Zions Bancorporation是总部位于美国犹他州盐湖城的全国性银行，并非银行控股公司。旗下共运营七大银行品牌，包括Zions银行、德州Amegy银行、加州信托银行、亚利桑那国家银行、内华达州立银行、科罗拉多Vectra银行及华盛顿商业银行，业务覆盖美国多地。
EXLS vs ZION — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $542.6M | $891.0M |
| 净利润 | $60.2M | $263.0M |
| 毛利率 | 38.6% | — |
| 营业利润率 | 14.4% | — |
| 净利率 | 11.1% | 29.5% |
| 营收同比 | 12.7% | 8.7% |
| 净利润同比 | 18.9% | 21.8% |
| 每股收益（稀释后） | $0.38 | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $542.6M | $891.0M | ||
| Q3 25 | $529.6M | $861.0M | ||
| Q2 25 | $514.5M | $838.0M | ||
| Q1 25 | $501.0M | $795.0M | ||
| Q4 24 | $481.4M | $820.0M | ||
| Q3 24 | $472.1M | $792.0M | ||
| Q2 24 | $448.4M | $777.0M | ||
| Q1 24 | $436.5M | $742.0M |
| Q4 25 | $60.2M | $263.0M | ||
| Q3 25 | $58.2M | $222.0M | ||
| Q2 25 | $66.1M | $244.0M | ||
| Q1 25 | $66.6M | $170.0M | ||
| Q4 24 | $50.7M | $216.0M | ||
| Q3 24 | $53.0M | $214.0M | ||
| Q2 24 | $45.8M | $201.0M | ||
| Q1 24 | $48.8M | $153.0M |
| Q4 25 | 38.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 37.7% | — | ||
| Q1 25 | 38.6% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 37.8% | — | ||
| Q2 24 | 37.1% | — | ||
| Q1 24 | 37.4% | — |
| Q4 25 | 14.4% | — | ||
| Q3 25 | 14.4% | — | ||
| Q2 25 | 15.8% | — | ||
| Q1 25 | 15.7% | — | ||
| Q4 24 | 14.8% | — | ||
| Q3 24 | 14.7% | — | ||
| Q2 24 | 13.7% | — | ||
| Q1 24 | 14.1% | — |
| Q4 25 | 11.1% | 29.5% | ||
| Q3 25 | 11.0% | 25.8% | ||
| Q2 25 | 12.8% | 29.1% | ||
| Q1 25 | 13.3% | 21.4% | ||
| Q4 24 | 10.5% | 26.3% | ||
| Q3 24 | 11.2% | 27.0% | ||
| Q2 24 | 10.2% | 25.9% | ||
| Q1 24 | 11.2% | 20.6% |
| Q4 25 | $0.38 | $1.77 | ||
| Q3 25 | $0.36 | $1.48 | ||
| Q2 25 | $0.40 | $1.63 | ||
| Q1 25 | $0.40 | $1.13 | ||
| Q4 24 | $0.31 | $1.34 | ||
| Q3 24 | $0.33 | $1.37 | ||
| Q2 24 | $0.28 | $1.28 | ||
| Q1 24 | $0.29 | $0.96 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $328.4M | — |
| 总债务越低越好 | $298.6M | $1.5B |
| 股东权益账面价值 | $912.7M | $7.2B |
| 总资产 | $1.7B | $89.0B |
| 负债/权益比越低杠杆越低 | 0.33× | 0.21× |
8季度趋势，按日历期对齐
| Q4 25 | $328.4M | — | ||
| Q3 25 | $390.1M | — | ||
| Q2 25 | $353.3M | — | ||
| Q1 25 | $331.4M | — | ||
| Q4 24 | $340.6M | — | ||
| Q3 24 | $325.8M | — | ||
| Q2 24 | $276.1M | — | ||
| Q1 24 | $246.2M | — |
| Q4 25 | $298.6M | $1.5B | ||
| Q3 25 | $354.8M | $1.5B | ||
| Q2 25 | $260.0M | $970.0M | ||
| Q1 25 | $307.3M | $964.0M | ||
| Q4 24 | $288.5M | $950.0M | ||
| Q3 24 | $344.7M | $548.0M | ||
| Q2 24 | — | $546.0M | ||
| Q1 24 | — | $544.0M |
| Q4 25 | $912.7M | $7.2B | ||
| Q3 25 | $952.4M | $6.9B | ||
| Q2 25 | $1.1B | $6.6B | ||
| Q1 25 | $1.0B | $6.3B | ||
| Q4 24 | $929.9M | $6.1B | ||
| Q3 24 | $907.6M | $6.4B | ||
| Q2 24 | $852.6M | $6.0B | ||
| Q1 24 | $803.3M | $5.8B |
| Q4 25 | $1.7B | $89.0B | ||
| Q3 25 | $1.7B | $88.5B | ||
| Q2 25 | $1.7B | $88.9B | ||
| Q1 25 | $1.7B | $88.0B | ||
| Q4 24 | $1.6B | $88.8B | ||
| Q3 24 | $1.6B | $87.0B | ||
| Q2 24 | $1.5B | $87.6B | ||
| Q1 24 | $1.4B | $87.1B |
| Q4 25 | 0.33× | 0.21× | ||
| Q3 25 | 0.37× | 0.21× | ||
| Q2 25 | 0.25× | 0.15× | ||
| Q1 25 | 0.30× | 0.15× | ||
| Q4 24 | 0.31× | 0.16× | ||
| Q3 24 | 0.38× | 0.09× | ||
| Q2 24 | — | 0.09× | ||
| Q1 24 | — | 0.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $117.4M | $1.1B |
| 自由现金流经营现金流 - 资本支出 | $106.5M | $952.0M |
| 自由现金流率自由现金流/营收 | 19.6% | 106.8% |
| 资本支出强度资本支出/营收 | 2.0% | 13.6% |
| 现金转化率经营现金流/净利润 | 1.95× | 4.08× |
| 过去12个月自由现金流最近4个季度 | $298.1M | $1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $117.4M | $1.1B | ||
| Q3 25 | $120.7M | $438.0M | ||
| Q2 25 | $109.4M | $-62.0M | ||
| Q1 25 | $3.2M | $179.0M | ||
| Q4 24 | $105.3M | $1.1B | ||
| Q3 24 | $110.1M | $119.0M | ||
| Q2 24 | $74.9M | $251.0M | ||
| Q1 24 | $-21.9M | $261.0M |
| Q4 25 | $106.5M | $952.0M | ||
| Q3 25 | $106.4M | $413.0M | ||
| Q2 25 | $95.0M | $-93.0M | ||
| Q1 25 | $-9.7M | $152.0M | ||
| Q4 24 | $95.3M | $1.1B | ||
| Q3 24 | $97.3M | $97.0M | ||
| Q2 24 | $62.8M | $234.0M | ||
| Q1 24 | $-33.1M | $231.0M |
| Q4 25 | 19.6% | 106.8% | ||
| Q3 25 | 20.1% | 48.0% | ||
| Q2 25 | 18.5% | -11.1% | ||
| Q1 25 | -1.9% | 19.1% | ||
| Q4 24 | 19.8% | 128.2% | ||
| Q3 24 | 20.6% | 12.2% | ||
| Q2 24 | 14.0% | 30.1% | ||
| Q1 24 | -7.6% | 31.1% |
| Q4 25 | 2.0% | 13.6% | ||
| Q3 25 | 2.7% | 2.9% | ||
| Q2 25 | 2.8% | 3.7% | ||
| Q1 25 | 2.6% | 3.4% | ||
| Q4 24 | 2.1% | 11.8% | ||
| Q3 24 | 2.7% | 2.8% | ||
| Q2 24 | 2.7% | 2.2% | ||
| Q1 24 | 2.6% | 4.0% |
| Q4 25 | 1.95× | 4.08× | ||
| Q3 25 | 2.08× | 1.97× | ||
| Q2 25 | 1.66× | -0.25× | ||
| Q1 25 | 0.05× | 1.05× | ||
| Q4 24 | 2.08× | 5.31× | ||
| Q3 24 | 2.08× | 0.56× | ||
| Q2 24 | 1.63× | 1.25× | ||
| Q1 24 | -0.45× | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
ZION
暂无分部数据
