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WEBSTER FINANCIAL CORP（WBS）与ZIONS BANCORPORATION, NATIONAL ASSOCIATION（ZION）财务数据对比。点击上方公司名可切换其他公司
ZIONS BANCORPORATION, NATIONAL ASSOCIATION的季度营收约是WEBSTER FINANCIAL CORP的1.2倍（$891.0M vs $735.9M），WEBSTER FINANCIAL CORP净利率更高（33.5% vs 29.5%，领先3.9%），过去两年ZIONS BANCORPORATION, NATIONAL ASSOCIATION的营收复合增速更高（9.6% vs 9.4%）
韦伯斯特银行是总部位于美国康涅狄格州斯坦福德的商业银行，业务覆盖康涅狄格州、马萨诸塞州、罗德岛州、新泽西州，以及纽约州的威彻斯特、奥兰治、阿尔斯特、罗克兰县和纽约市，共设有177家营业网点和316台自动柜员机。
Zions Bancorporation是总部位于美国犹他州盐湖城的全国性银行，并非银行控股公司。旗下共运营七大银行品牌，包括Zions银行、德州Amegy银行、加州信托银行、亚利桑那国家银行、内华达州立银行、科罗拉多Vectra银行及华盛顿商业银行，业务覆盖美国多地。
WBS vs ZION — 直观对比
营收规模更大
ZION
是对方的1.2倍
$735.9M
净利率更高
WBS
高出3.9%
29.5%
两年增速更快
ZION
近两年复合增速
9.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $735.9M | $891.0M |
| 净利润 | $246.2M | $263.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 33.5% | 29.5% |
| 营收同比 | — | 8.7% |
| 净利润同比 | 8.5% | 21.8% |
| 每股收益（稀释后） | $1.50 | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收WBSZION
| Q1 26 | $735.9M | — | ||
| Q4 25 | $746.2M | $891.0M | ||
| Q3 25 | $732.6M | $861.0M | ||
| Q2 25 | $715.8M | $838.0M | ||
| Q1 25 | $704.8M | $795.0M | ||
| Q4 24 | $661.0M | $820.0M | ||
| Q3 24 | $647.6M | $792.0M | ||
| Q2 24 | $614.6M | $777.0M |
净利润WBSZION
| Q1 26 | $246.2M | — | ||
| Q4 25 | $255.8M | $263.0M | ||
| Q3 25 | $261.2M | $222.0M | ||
| Q2 25 | $258.8M | $244.0M | ||
| Q1 25 | $226.9M | $170.0M | ||
| Q4 24 | $177.8M | $216.0M | ||
| Q3 24 | $193.0M | $214.0M | ||
| Q2 24 | $181.6M | $201.0M |
营业利润率WBSZION
| Q1 26 | — | — | ||
| Q4 25 | 48.6% | — | ||
| Q3 25 | 51.3% | — | ||
| Q2 25 | 51.7% | — | ||
| Q1 25 | 51.2% | — | ||
| Q4 24 | 48.5% | — | ||
| Q3 24 | 46.1% | — | ||
| Q2 24 | 47.0% | — |
净利率WBSZION
| Q1 26 | 33.5% | — | ||
| Q4 25 | 34.3% | 29.5% | ||
| Q3 25 | 35.7% | 25.8% | ||
| Q2 25 | 36.2% | 29.1% | ||
| Q1 25 | 32.2% | 21.4% | ||
| Q4 24 | 26.9% | 26.3% | ||
| Q3 24 | 29.8% | 27.0% | ||
| Q2 24 | 29.6% | 25.9% |
每股收益（稀释后）WBSZION
| Q1 26 | $1.50 | — | ||
| Q4 25 | $1.54 | $1.77 | ||
| Q3 25 | $1.54 | $1.48 | ||
| Q2 25 | $1.52 | $1.63 | ||
| Q1 25 | $1.30 | $1.13 | ||
| Q4 24 | $1.01 | $1.34 | ||
| Q3 24 | $1.10 | $1.37 | ||
| Q2 24 | $1.03 | $1.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $738.3M | $1.5B |
| 股东权益账面价值 | $9.6B | $7.2B |
| 总资产 | $85.6B | $89.0B |
| 负债/权益比越低杠杆越低 | 0.08× | 0.21× |
8季度趋势，按日历期对齐
总债务WBSZION
| Q1 26 | $738.3M | — | ||
| Q4 25 | $739.5M | $1.5B | ||
| Q3 25 | $1.2B | $1.5B | ||
| Q2 25 | $905.6M | $970.0M | ||
| Q1 25 | $907.4M | $964.0M | ||
| Q4 24 | $909.2M | $950.0M | ||
| Q3 24 | $911.0M | $548.0M | ||
| Q2 24 | $912.7M | $546.0M |
股东权益WBSZION
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.5B | $7.2B | ||
| Q3 25 | $9.5B | $6.9B | ||
| Q2 25 | $9.3B | $6.6B | ||
| Q1 25 | $9.2B | $6.3B | ||
| Q4 24 | $9.1B | $6.1B | ||
| Q3 24 | $9.2B | $6.4B | ||
| Q2 24 | $8.8B | $6.0B |
总资产WBSZION
| Q1 26 | $85.6B | — | ||
| Q4 25 | $84.1B | $89.0B | ||
| Q3 25 | $83.2B | $88.5B | ||
| Q2 25 | $81.9B | $88.9B | ||
| Q1 25 | $80.3B | $88.0B | ||
| Q4 24 | $79.0B | $88.8B | ||
| Q3 24 | $79.5B | $87.0B | ||
| Q2 24 | $76.8B | $87.6B |
负债/权益比WBSZION
| Q1 26 | 0.08× | — | ||
| Q4 25 | 0.08× | 0.21× | ||
| Q3 25 | 0.13× | 0.21× | ||
| Q2 25 | 0.10× | 0.15× | ||
| Q1 25 | 0.10× | 0.15× | ||
| Q4 24 | 0.10× | 0.16× | ||
| Q3 24 | 0.10× | 0.09× | ||
| Q2 24 | 0.10× | 0.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | $952.0M |
| 自由现金流率自由现金流/营收 | — | 106.8% |
| 资本支出强度资本支出/营收 | — | 13.6% |
| 现金转化率经营现金流/净利润 | — | 4.08× |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流WBSZION
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $1.1B | ||
| Q3 25 | $374.7M | $438.0M | ||
| Q2 25 | $270.9M | $-62.0M | ||
| Q1 25 | $94.9M | $179.0M | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $45.3M | $119.0M | ||
| Q2 24 | $224.0M | $251.0M |
自由现金流WBSZION
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $952.0M | ||
| Q3 25 | $362.5M | $413.0M | ||
| Q2 25 | $257.7M | $-93.0M | ||
| Q1 25 | $86.6M | $152.0M | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $35.3M | $97.0M | ||
| Q2 24 | $215.6M | $234.0M |
自由现金流率WBSZION
| Q1 26 | — | — | ||
| Q4 25 | 135.2% | 106.8% | ||
| Q3 25 | 49.5% | 48.0% | ||
| Q2 25 | 36.0% | -11.1% | ||
| Q1 25 | 12.3% | 19.1% | ||
| Q4 24 | 207.0% | 128.2% | ||
| Q3 24 | 5.4% | 12.2% | ||
| Q2 24 | 35.1% | 30.1% |
资本支出强度WBSZION
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 13.6% | ||
| Q3 25 | 1.7% | 2.9% | ||
| Q2 25 | 1.8% | 3.7% | ||
| Q1 25 | 1.2% | 3.4% | ||
| Q4 24 | 5.4% | 11.8% | ||
| Q3 24 | 1.5% | 2.8% | ||
| Q2 24 | 1.4% | 2.2% |
现金转化率WBSZION
| Q1 26 | — | — | ||
| Q4 25 | 4.14× | 4.08× | ||
| Q3 25 | 1.43× | 1.97× | ||
| Q2 25 | 1.05× | -0.25× | ||
| Q1 25 | 0.42× | 1.05× | ||
| Q4 24 | 7.90× | 5.31× | ||
| Q3 24 | 0.23× | 0.56× | ||
| Q2 24 | 1.23× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
WBS
| Net Interest Income | $634.4M | 86% |
| Noninterest Income | $101.5M | 14% |
ZION
暂无分部数据
