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EZCORP INC（EZPW）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是EZCORP INC的1.2倍（$463.1M vs $382.0M），Mativ Holdings, Inc.净利率更高（21.8% vs 11.6%，领先10.2%），EZCORP INC同比增速更快（19.3% vs 1.0%），EZCORP INC自由现金流更多（$31.7M vs $8.0M），过去两年EZCORP INC的营收复合增速更高（15.6% vs -3.8%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
EZPW vs MATV — 直观对比
营收规模更大
MATV
是对方的1.2倍
$382.0M
营收增速更快
EZPW
高出18.3%
1.0%
净利率更高
MATV
高出10.2%
11.6%
自由现金流更多
EZPW
多$23.7M
$8.0M
两年增速更快
EZPW
近两年复合增速
-3.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $463.1M |
| 净利润 | $44.3M | $100.8M |
| 毛利率 | 58.4% | 18.8% |
| 营业利润率 | 15.9% | 2.2% |
| 净利率 | 11.6% | 21.8% |
| 营收同比 | 19.3% | 1.0% |
| 净利润同比 | 42.8% | 6620.0% |
| 每股收益（稀释后） | $0.55 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWMATV
| Q4 25 | $382.0M | $463.1M | ||
| Q3 25 | $336.8M | $513.7M | ||
| Q2 25 | $311.0M | $525.4M | ||
| Q1 25 | $306.3M | $484.8M | ||
| Q4 24 | $320.2M | $458.6M | ||
| Q3 24 | $294.6M | $498.5M | ||
| Q2 24 | $281.4M | $523.8M | ||
| Q1 24 | $285.6M | $500.2M |
净利润EZPWMATV
| Q4 25 | $44.3M | $100.8M | ||
| Q3 25 | $26.7M | $-3.2M | ||
| Q2 25 | $26.5M | $-9.5M | ||
| Q1 25 | $25.4M | $-425.5M | ||
| Q4 24 | $31.0M | $1.5M | ||
| Q3 24 | $15.2M | $-20.8M | ||
| Q2 24 | $17.9M | $-1.4M | ||
| Q1 24 | $21.5M | $-28.0M |
毛利率EZPWMATV
| Q4 25 | 58.4% | 18.8% | ||
| Q3 25 | 59.0% | 19.3% | ||
| Q2 25 | 59.1% | 19.7% | ||
| Q1 25 | 58.3% | 15.0% | ||
| Q4 24 | 57.9% | 16.9% | ||
| Q3 24 | 59.5% | 18.8% | ||
| Q2 24 | 59.2% | 20.8% | ||
| Q1 24 | 58.7% | 16.8% |
营业利润率EZPWMATV
| Q4 25 | 15.9% | 2.2% | ||
| Q3 25 | 11.0% | 3.1% | ||
| Q2 25 | 11.6% | 3.8% | ||
| Q1 25 | 11.2% | -88.8% | ||
| Q4 24 | 13.1% | 0.6% | ||
| Q3 24 | 8.8% | 1.4% | ||
| Q2 24 | 7.9% | 2.0% | ||
| Q1 24 | 9.6% | -2.8% |
净利率EZPWMATV
| Q4 25 | 11.6% | 21.8% | ||
| Q3 25 | 7.9% | -0.6% | ||
| Q2 25 | 8.5% | -1.8% | ||
| Q1 25 | 8.3% | -87.8% | ||
| Q4 24 | 9.7% | 0.3% | ||
| Q3 24 | 5.2% | -4.2% | ||
| Q2 24 | 6.4% | -0.3% | ||
| Q1 24 | 7.5% | -5.6% |
每股收益（稀释后）EZPWMATV
| Q4 25 | $0.55 | $1.87 | ||
| Q3 25 | $0.35 | $-0.06 | ||
| Q2 25 | $0.34 | $-0.18 | ||
| Q1 25 | $0.33 | $-7.82 | ||
| Q4 24 | $0.40 | $0.03 | ||
| Q3 24 | $0.20 | $-0.38 | ||
| Q2 24 | $0.25 | $-0.03 | ||
| Q1 24 | $0.29 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $84.2M |
| 总债务越低越好 | $518.6M | $1.0B |
| 股东权益账面价值 | $1.1B | $498.7M |
| 总资产 | $2.0B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.48× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资EZPWMATV
| Q4 25 | $465.9M | $84.2M | ||
| Q3 25 | $469.5M | $97.1M | ||
| Q2 25 | $472.1M | $95.6M | ||
| Q1 25 | $505.2M | $84.0M | ||
| Q4 24 | $174.5M | $94.3M | ||
| Q3 24 | $170.5M | $162.2M | ||
| Q2 24 | $218.0M | $133.4M | ||
| Q1 24 | $229.1M | $128.9M |
总债务EZPWMATV
| Q4 25 | $518.6M | $1.0B | ||
| Q3 25 | $518.1M | $1.0B | ||
| Q2 25 | $517.6M | $1.1B | ||
| Q1 25 | $620.5M | $1.1B | ||
| Q4 24 | $327.7M | $1.1B | ||
| Q3 24 | $327.3M | $1.2B | ||
| Q2 24 | $361.3M | $1.2B | ||
| Q1 24 | $360.9M | $1.2B |
股东权益EZPWMATV
| Q4 25 | $1.1B | $498.7M | ||
| Q3 25 | $1.0B | $397.4M | ||
| Q2 25 | $990.1M | $416.6M | ||
| Q1 25 | $851.6M | $428.2M | ||
| Q4 24 | $823.9M | $858.5M | ||
| Q3 24 | $804.6M | $882.3M | ||
| Q2 24 | $801.5M | $898.0M | ||
| Q1 24 | $800.4M | $906.9M |
总资产EZPWMATV
| Q4 25 | $2.0B | $2.1B | ||
| Q3 25 | $2.0B | $2.0B | ||
| Q2 25 | $1.9B | $2.1B | ||
| Q1 25 | $1.8B | $2.1B | ||
| Q4 24 | $1.5B | $2.4B | ||
| Q3 24 | $1.5B | $2.6B | ||
| Q2 24 | $1.5B | $2.6B | ||
| Q1 24 | $1.5B | $2.7B |
负债/权益比EZPWMATV
| Q4 25 | 0.48× | 2.07× | ||
| Q3 25 | 0.51× | 2.63× | ||
| Q2 25 | 0.52× | 2.66× | ||
| Q1 25 | 0.73× | 2.67× | ||
| Q4 24 | 0.40× | 1.30× | ||
| Q3 24 | 0.41× | 1.32× | ||
| Q2 24 | 0.45× | 1.29× | ||
| Q1 24 | 0.45× | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $8.0M |
| 自由现金流率自由现金流/营收 | 8.3% | 1.7% |
| 资本支出强度资本支出/营收 | 2.0% | 2.4% |
| 现金转化率经营现金流/净利润 | 0.88× | 0.19× |
| 过去12个月自由现金流最近4个季度 | $121.7M | $93.8M |
8季度趋势，按日历期对齐
经营现金流EZPWMATV
| Q4 25 | $39.1M | $19.3M | ||
| Q3 25 | $51.3M | $72.8M | ||
| Q2 25 | $34.8M | $57.6M | ||
| Q1 25 | $36.9M | $-15.9M | ||
| Q4 24 | $26.0M | $24.1M | ||
| Q3 24 | $43.3M | $37.6M | ||
| Q2 24 | $33.7M | $46.1M | ||
| Q1 24 | $15.1M | $-13.0M |
自由现金流EZPWMATV
| Q4 25 | $31.7M | $8.0M | ||
| Q3 25 | $35.7M | $66.7M | ||
| Q2 25 | $25.7M | $48.9M | ||
| Q1 25 | $28.6M | $-29.8M | ||
| Q4 24 | $20.4M | $2.0M | ||
| Q3 24 | $24.4M | $25.5M | ||
| Q2 24 | $30.5M | $37.4M | ||
| Q1 24 | $8.6M | $-25.1M |
自由现金流率EZPWMATV
| Q4 25 | 8.3% | 1.7% | ||
| Q3 25 | 10.6% | 13.0% | ||
| Q2 25 | 8.3% | 9.3% | ||
| Q1 25 | 9.3% | -6.1% | ||
| Q4 24 | 6.4% | 0.4% | ||
| Q3 24 | 8.3% | 5.1% | ||
| Q2 24 | 10.8% | 7.1% | ||
| Q1 24 | 3.0% | -5.0% |
资本支出强度EZPWMATV
| Q4 25 | 2.0% | 2.4% | ||
| Q3 25 | 4.6% | 1.2% | ||
| Q2 25 | 2.9% | 1.7% | ||
| Q1 25 | 2.7% | 2.9% | ||
| Q4 24 | 1.8% | 4.8% | ||
| Q3 24 | 6.4% | 2.4% | ||
| Q2 24 | 1.1% | 1.7% | ||
| Q1 24 | 2.3% | 2.4% |
现金转化率EZPWMATV
| Q4 25 | 0.88× | 0.19× | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | 16.07× | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
