vs
EZCORP INC（EZPW）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
EZCORP INC的季度营收约是LiveRamp Holdings, Inc.的1.8倍（$382.0M vs $212.2M），LiveRamp Holdings, Inc.净利率更高（18.8% vs 11.6%，领先7.2%），EZCORP INC同比增速更快（19.3% vs 8.6%），过去两年EZCORP INC的营收复合增速更高（15.6% vs 11.1%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
EZPW vs RAMP — 直观对比
营收规模更大
EZPW
是对方的1.8倍
$212.2M
营收增速更快
EZPW
高出10.7%
8.6%
净利率更高
RAMP
高出7.2%
11.6%
两年增速更快
EZPW
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $212.2M |
| 净利润 | $44.3M | $39.9M |
| 毛利率 | 58.4% | 71.9% |
| 营业利润率 | 15.9% | 18.6% |
| 净利率 | 11.6% | 18.8% |
| 营收同比 | 19.3% | 8.6% |
| 净利润同比 | 42.8% | 255.7% |
| 每股收益（稀释后） | $0.55 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWRAMP
| Q4 25 | $382.0M | $212.2M | ||
| Q3 25 | $336.8M | $199.8M | ||
| Q2 25 | $311.0M | $194.8M | ||
| Q1 25 | $306.3M | $188.7M | ||
| Q4 24 | $320.2M | $195.4M | ||
| Q3 24 | $294.6M | $185.5M | ||
| Q2 24 | $281.4M | $176.0M | ||
| Q1 24 | $285.6M | $171.9M |
净利润EZPWRAMP
| Q4 25 | $44.3M | $39.9M | ||
| Q3 25 | $26.7M | $27.4M | ||
| Q2 25 | $26.5M | $7.7M | ||
| Q1 25 | $25.4M | $-6.3M | ||
| Q4 24 | $31.0M | $11.2M | ||
| Q3 24 | $15.2M | $1.7M | ||
| Q2 24 | $17.9M | $-7.5M | ||
| Q1 24 | $21.5M | $-5.4M |
毛利率EZPWRAMP
| Q4 25 | 58.4% | 71.9% | ||
| Q3 25 | 59.0% | 70.2% | ||
| Q2 25 | 59.1% | 70.1% | ||
| Q1 25 | 58.3% | 69.3% | ||
| Q4 24 | 57.9% | 71.9% | ||
| Q3 24 | 59.5% | 72.4% | ||
| Q2 24 | 59.2% | 70.6% | ||
| Q1 24 | 58.7% | 72.2% |
营业利润率EZPWRAMP
| Q4 25 | 15.9% | 18.6% | ||
| Q3 25 | 11.0% | 10.7% | ||
| Q2 25 | 11.6% | 3.7% | ||
| Q1 25 | 11.2% | -6.1% | ||
| Q4 24 | 13.1% | 7.5% | ||
| Q3 24 | 8.8% | 4.0% | ||
| Q2 24 | 7.9% | -3.0% | ||
| Q1 24 | 9.6% | -8.3% |
净利率EZPWRAMP
| Q4 25 | 11.6% | 18.8% | ||
| Q3 25 | 7.9% | 13.7% | ||
| Q2 25 | 8.5% | 4.0% | ||
| Q1 25 | 8.3% | -3.3% | ||
| Q4 24 | 9.7% | 5.7% | ||
| Q3 24 | 5.2% | 0.9% | ||
| Q2 24 | 6.4% | -4.3% | ||
| Q1 24 | 7.5% | -3.1% |
每股收益（稀释后）EZPWRAMP
| Q4 25 | $0.55 | $0.62 | ||
| Q3 25 | $0.35 | $0.42 | ||
| Q2 25 | $0.34 | $0.12 | ||
| Q1 25 | $0.33 | $-0.10 | ||
| Q4 24 | $0.40 | $0.17 | ||
| Q3 24 | $0.20 | $0.03 | ||
| Q2 24 | $0.25 | $-0.11 | ||
| Q1 24 | $0.29 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $403.4M |
| 总债务越低越好 | $518.6M | — |
| 股东权益账面价值 | $1.1B | $962.3M |
| 总资产 | $2.0B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资EZPWRAMP
| Q4 25 | $465.9M | $403.4M | ||
| Q3 25 | $469.5M | $376.9M | ||
| Q2 25 | $472.1M | $371.1M | ||
| Q1 25 | $505.2M | $420.8M | ||
| Q4 24 | $174.5M | $384.3M | ||
| Q3 24 | $170.5M | $348.4M | ||
| Q2 24 | $218.0M | $342.7M | ||
| Q1 24 | $229.1M | $368.9M |
总债务EZPWRAMP
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
股东权益EZPWRAMP
| Q4 25 | $1.1B | $962.3M | ||
| Q3 25 | $1.0B | $943.8M | ||
| Q2 25 | $990.1M | $947.8M | ||
| Q1 25 | $851.6M | $948.9M | ||
| Q4 24 | $823.9M | $957.7M | ||
| Q3 24 | $804.6M | $932.1M | ||
| Q2 24 | $801.5M | $951.9M | ||
| Q1 24 | $800.4M | $949.1M |
总资产EZPWRAMP
| Q4 25 | $2.0B | $1.3B | ||
| Q3 25 | $2.0B | $1.2B | ||
| Q2 25 | $1.9B | $1.2B | ||
| Q1 25 | $1.8B | $1.3B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
负债/权益比EZPWRAMP
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | — |
| 自由现金流经营现金流 - 资本支出 | $31.7M | — |
| 自由现金流率自由现金流/营收 | 8.3% | — |
| 资本支出强度资本支出/营收 | 2.0% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.88× | — |
| 过去12个月自由现金流最近4个季度 | $121.7M | — |
8季度趋势，按日历期对齐
经营现金流EZPWRAMP
| Q4 25 | $39.1M | — | ||
| Q3 25 | $51.3M | $57.4M | ||
| Q2 25 | $34.8M | $-15.8M | ||
| Q1 25 | $36.9M | — | ||
| Q4 24 | $26.0M | $45.1M | ||
| Q3 24 | $43.3M | $55.6M | ||
| Q2 24 | $33.7M | $-9.3M | ||
| Q1 24 | $15.1M | — |
自由现金流EZPWRAMP
| Q4 25 | $31.7M | — | ||
| Q3 25 | $35.7M | $56.8M | ||
| Q2 25 | $25.7M | $-16.2M | ||
| Q1 25 | $28.6M | — | ||
| Q4 24 | $20.4M | $44.8M | ||
| Q3 24 | $24.4M | $55.4M | ||
| Q2 24 | $30.5M | $-9.6M | ||
| Q1 24 | $8.6M | — |
自由现金流率EZPWRAMP
| Q4 25 | 8.3% | — | ||
| Q3 25 | 10.6% | 28.4% | ||
| Q2 25 | 8.3% | -8.3% | ||
| Q1 25 | 9.3% | — | ||
| Q4 24 | 6.4% | 22.9% | ||
| Q3 24 | 8.3% | 29.8% | ||
| Q2 24 | 10.8% | -5.4% | ||
| Q1 24 | 3.0% | — |
资本支出强度EZPWRAMP
| Q4 25 | 2.0% | 0.1% | ||
| Q3 25 | 4.6% | 0.3% | ||
| Q2 25 | 2.9% | 0.2% | ||
| Q1 25 | 2.7% | 0.2% | ||
| Q4 24 | 1.8% | 0.1% | ||
| Q3 24 | 6.4% | 0.1% | ||
| Q2 24 | 1.1% | 0.1% | ||
| Q1 24 | 2.3% | 1.0% |
现金转化率EZPWRAMP
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | 2.09× | ||
| Q2 25 | 1.31× | -2.04× | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | 4.02× | ||
| Q3 24 | 2.85× | 32.10× | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
RAMP
暂无分部数据
