vs
EZCORP INC（EZPW）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是EZCORP INC的1.2倍（$461.6M vs $382.0M），RBC Bearings INC净利率更高（14.6% vs 11.6%，领先3.0%），EZCORP INC同比增速更快（19.3% vs 17.0%），RBC Bearings INC自由现金流更多（$99.1M vs $31.7M），过去两年EZCORP INC的营收复合增速更高（15.6% vs 5.6%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
EZPW vs RBC — 直观对比
营收规模更大
RBC
是对方的1.2倍
$382.0M
营收增速更快
EZPW
高出2.3%
17.0%
净利率更高
RBC
高出3.0%
11.6%
自由现金流更多
RBC
多$67.4M
$31.7M
两年增速更快
EZPW
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $461.6M |
| 净利润 | $44.3M | $67.4M |
| 毛利率 | 58.4% | 44.3% |
| 营业利润率 | 15.9% | 22.3% |
| 净利率 | 11.6% | 14.6% |
| 营收同比 | 19.3% | 17.0% |
| 净利润同比 | 42.8% | 16.4% |
| 每股收益（稀释后） | $0.55 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWRBC
| Q4 25 | $382.0M | $461.6M | ||
| Q3 25 | $336.8M | $455.3M | ||
| Q2 25 | $311.0M | $436.0M | ||
| Q1 25 | $306.3M | $437.7M | ||
| Q4 24 | $320.2M | $394.4M | ||
| Q3 24 | $294.6M | $397.9M | ||
| Q2 24 | $281.4M | $406.3M | ||
| Q1 24 | $285.6M | $413.7M |
净利润EZPWRBC
| Q4 25 | $44.3M | $67.4M | ||
| Q3 25 | $26.7M | $60.0M | ||
| Q2 25 | $26.5M | $68.5M | ||
| Q1 25 | $25.4M | $72.7M | ||
| Q4 24 | $31.0M | $57.9M | ||
| Q3 24 | $15.2M | $54.2M | ||
| Q2 24 | $17.9M | $61.4M | ||
| Q1 24 | $21.5M | — |
毛利率EZPWRBC
| Q4 25 | 58.4% | 44.3% | ||
| Q3 25 | 59.0% | 44.1% | ||
| Q2 25 | 59.1% | 44.8% | ||
| Q1 25 | 58.3% | 44.2% | ||
| Q4 24 | 57.9% | 44.3% | ||
| Q3 24 | 59.5% | 43.7% | ||
| Q2 24 | 59.2% | 45.3% | ||
| Q1 24 | 58.7% | 43.1% |
营业利润率EZPWRBC
| Q4 25 | 15.9% | 22.3% | ||
| Q3 25 | 11.0% | 21.5% | ||
| Q2 25 | 11.6% | 23.2% | ||
| Q1 25 | 11.2% | 23.0% | ||
| Q4 24 | 13.1% | 21.7% | ||
| Q3 24 | 8.8% | 21.6% | ||
| Q2 24 | 7.9% | 24.0% | ||
| Q1 24 | 9.6% | 22.8% |
净利率EZPWRBC
| Q4 25 | 11.6% | 14.6% | ||
| Q3 25 | 7.9% | 13.2% | ||
| Q2 25 | 8.5% | 15.7% | ||
| Q1 25 | 8.3% | 16.6% | ||
| Q4 24 | 9.7% | 14.7% | ||
| Q3 24 | 5.2% | 13.6% | ||
| Q2 24 | 6.4% | 15.1% | ||
| Q1 24 | 7.5% | — |
每股收益（稀释后）EZPWRBC
| Q4 25 | $0.55 | $2.13 | ||
| Q3 25 | $0.35 | $1.90 | ||
| Q2 25 | $0.34 | $2.17 | ||
| Q1 25 | $0.33 | $2.33 | ||
| Q4 24 | $0.40 | $1.82 | ||
| Q3 24 | $0.20 | $1.65 | ||
| Q2 24 | $0.25 | $1.90 | ||
| Q1 24 | $0.29 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $107.6M |
| 总债务越低越好 | $518.6M | $990.2M |
| 股东权益账面价值 | $1.1B | $3.3B |
| 总资产 | $2.0B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.48× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资EZPWRBC
| Q4 25 | $465.9M | $107.6M | ||
| Q3 25 | $469.5M | $91.2M | ||
| Q2 25 | $472.1M | $132.9M | ||
| Q1 25 | $505.2M | $36.8M | ||
| Q4 24 | $174.5M | — | ||
| Q3 24 | $170.5M | — | ||
| Q2 24 | $218.0M | $76.8M | ||
| Q1 24 | $229.1M | $63.5M |
总债务EZPWRBC
| Q4 25 | $518.6M | $990.2M | ||
| Q3 25 | $518.1M | $1.1B | ||
| Q2 25 | $517.6M | $915.6M | ||
| Q1 25 | $620.5M | $920.1M | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | $1.2B |
股东权益EZPWRBC
| Q4 25 | $1.1B | $3.3B | ||
| Q3 25 | $1.0B | $3.2B | ||
| Q2 25 | $990.1M | $3.1B | ||
| Q1 25 | $851.6M | $3.0B | ||
| Q4 24 | $823.9M | $2.9B | ||
| Q3 24 | $804.6M | $2.9B | ||
| Q2 24 | $801.5M | $2.8B | ||
| Q1 24 | $800.4M | $2.8B |
总资产EZPWRBC
| Q4 25 | $2.0B | $5.1B | ||
| Q3 25 | $2.0B | $5.1B | ||
| Q2 25 | $1.9B | $4.8B | ||
| Q1 25 | $1.8B | $4.7B | ||
| Q4 24 | $1.5B | $4.7B | ||
| Q3 24 | $1.5B | $4.7B | ||
| Q2 24 | $1.5B | $4.7B | ||
| Q1 24 | $1.5B | $4.7B |
负债/权益比EZPWRBC
| Q4 25 | 0.48× | 0.30× | ||
| Q3 25 | 0.51× | 0.34× | ||
| Q2 25 | 0.52× | 0.29× | ||
| Q1 25 | 0.73× | 0.30× | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $99.1M |
| 自由现金流率自由现金流/营收 | 8.3% | 21.5% |
| 资本支出强度资本支出/营收 | 2.0% | 5.0% |
| 现金转化率经营现金流/净利润 | 0.88× | 1.81× |
| 过去12个月自由现金流最近4个季度 | $121.7M | — |
8季度趋势，按日历期对齐
经营现金流EZPWRBC
| Q4 25 | $39.1M | $122.1M | ||
| Q3 25 | $51.3M | $88.4M | ||
| Q2 25 | $34.8M | $120.0M | ||
| Q1 25 | $36.9M | — | ||
| Q4 24 | $26.0M | $84.0M | ||
| Q3 24 | $43.3M | — | ||
| Q2 24 | $33.7M | $97.4M | ||
| Q1 24 | $15.1M | — |
自由现金流EZPWRBC
| Q4 25 | $31.7M | $99.1M | ||
| Q3 25 | $35.7M | $71.7M | ||
| Q2 25 | $25.7M | $104.3M | ||
| Q1 25 | $28.6M | — | ||
| Q4 24 | $20.4M | $73.6M | ||
| Q3 24 | $24.4M | — | ||
| Q2 24 | $30.5M | $88.4M | ||
| Q1 24 | $8.6M | — |
自由现金流率EZPWRBC
| Q4 25 | 8.3% | 21.5% | ||
| Q3 25 | 10.6% | 15.7% | ||
| Q2 25 | 8.3% | 23.9% | ||
| Q1 25 | 9.3% | — | ||
| Q4 24 | 6.4% | 18.7% | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 10.8% | 21.8% | ||
| Q1 24 | 3.0% | — |
资本支出强度EZPWRBC
| Q4 25 | 2.0% | 5.0% | ||
| Q3 25 | 4.6% | 3.7% | ||
| Q2 25 | 2.9% | 3.6% | ||
| Q1 25 | 2.7% | 3.2% | ||
| Q4 24 | 1.8% | 2.6% | ||
| Q3 24 | 6.4% | 4.1% | ||
| Q2 24 | 1.1% | 2.2% | ||
| Q1 24 | 2.3% | — |
现金转化率EZPWRBC
| Q4 25 | 0.88× | 1.81× | ||
| Q3 25 | 1.92× | 1.47× | ||
| Q2 25 | 1.31× | 1.75× | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | 1.45× | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | 1.59× | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
