vs
EZCORP INC（EZPW）与ROYAL GOLD INC（RGLD）财务数据对比。点击上方公司名可切换其他公司
EZCORP INC的季度营收约是ROYAL GOLD INC的1.0倍（$382.0M vs $375.3M），ROYAL GOLD INC净利率更高（24.9% vs 11.6%，领先13.3%），ROYAL GOLD INC同比增速更快（85.3% vs 19.3%），过去两年ROYAL GOLD INC的营收复合增速更高（58.8% vs 15.6%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
Royal Gold Inc.是全球领先的贵金属流权与特许权经营企业，收购并管理多元化的矿业项目流权、净熔炼收益特许权及相关权益，资产覆盖黄金、白银、铜等品类，业务遍及多地区，无需直接承担采矿运营风险。
EZPW vs RGLD — 直观对比
营收规模更大
EZPW
是对方的1.0倍
$375.3M
营收增速更快
RGLD
高出66.0%
19.3%
净利率更高
RGLD
高出13.3%
11.6%
两年增速更快
RGLD
近两年复合增速
15.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $375.3M |
| 净利润 | $44.3M | $93.6M |
| 毛利率 | 58.4% | 64.6% |
| 营业利润率 | 15.9% | 56.2% |
| 净利率 | 11.6% | 24.9% |
| 营收同比 | 19.3% | 85.3% |
| 净利润同比 | 42.8% | -12.8% |
| 每股收益（稀释后） | $0.55 | $1.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWRGLD
| Q4 25 | $382.0M | $375.3M | ||
| Q3 25 | $336.8M | $252.1M | ||
| Q2 25 | $311.0M | $209.6M | ||
| Q1 25 | $306.3M | $193.4M | ||
| Q4 24 | $320.2M | $202.6M | ||
| Q3 24 | $294.6M | $193.8M | ||
| Q2 24 | $281.4M | $174.1M | ||
| Q1 24 | $285.6M | $148.9M |
净利润EZPWRGLD
| Q4 25 | $44.3M | $93.6M | ||
| Q3 25 | $26.7M | $126.8M | ||
| Q2 25 | $26.5M | $132.3M | ||
| Q1 25 | $25.4M | $113.5M | ||
| Q4 24 | $31.0M | $107.4M | ||
| Q3 24 | $15.2M | $96.2M | ||
| Q2 24 | $17.9M | $81.2M | ||
| Q1 24 | $21.5M | $47.2M |
毛利率EZPWRGLD
| Q4 25 | 58.4% | 64.6% | ||
| Q3 25 | 59.0% | 73.6% | ||
| Q2 25 | 59.1% | 72.6% | ||
| Q1 25 | 58.3% | 69.4% | ||
| Q4 24 | 57.9% | 70.3% | ||
| Q3 24 | 59.5% | 66.6% | ||
| Q2 24 | 59.2% | 64.7% | ||
| Q1 24 | 58.7% | 58.4% |
营业利润率EZPWRGLD
| Q4 25 | 15.9% | 56.2% | ||
| Q3 25 | 11.0% | 64.4% | ||
| Q2 25 | 11.6% | 67.7% | ||
| Q1 25 | 11.2% | 63.6% | ||
| Q4 24 | 13.1% | 65.9% | ||
| Q3 24 | 8.8% | 61.3% | ||
| Q2 24 | 7.9% | 58.6% | ||
| Q1 24 | 9.6% | 50.7% |
净利率EZPWRGLD
| Q4 25 | 11.6% | 24.9% | ||
| Q3 25 | 7.9% | 50.3% | ||
| Q2 25 | 8.5% | 63.1% | ||
| Q1 25 | 8.3% | 58.7% | ||
| Q4 24 | 9.7% | 53.0% | ||
| Q3 24 | 5.2% | 49.7% | ||
| Q2 24 | 6.4% | 46.6% | ||
| Q1 24 | 7.5% | 31.7% |
每股收益（稀释后）EZPWRGLD
| Q4 25 | $0.55 | $1.04 | ||
| Q3 25 | $0.35 | $1.92 | ||
| Q2 25 | $0.34 | $2.01 | ||
| Q1 25 | $0.33 | $1.72 | ||
| Q4 24 | $0.40 | $1.63 | ||
| Q3 24 | $0.20 | $1.46 | ||
| Q2 24 | $0.25 | $1.23 | ||
| Q1 24 | $0.29 | $0.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $233.7M |
| 总债务越低越好 | $518.6M | — |
| 股东权益账面价值 | $1.1B | $7.2B |
| 总资产 | $2.0B | $9.5B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资EZPWRGLD
| Q4 25 | $465.9M | $233.7M | ||
| Q3 25 | $469.5M | $172.8M | ||
| Q2 25 | $472.1M | $248.2M | ||
| Q1 25 | $505.2M | $240.8M | ||
| Q4 24 | $174.5M | $195.5M | ||
| Q3 24 | $170.5M | $127.9M | ||
| Q2 24 | $218.0M | $74.2M | ||
| Q1 24 | $229.1M | $137.9M |
总债务EZPWRGLD
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | $0 | ||
| Q2 24 | $361.3M | $50.0M | ||
| Q1 24 | $360.9M | — |
股东权益EZPWRGLD
| Q4 25 | $1.1B | $7.2B | ||
| Q3 25 | $1.0B | $3.4B | ||
| Q2 25 | $990.1M | $3.3B | ||
| Q1 25 | $851.6M | $3.2B | ||
| Q4 24 | $823.9M | $3.1B | ||
| Q3 24 | $804.6M | $3.0B | ||
| Q2 24 | $801.5M | $3.0B | ||
| Q1 24 | $800.4M | $2.9B |
总资产EZPWRGLD
| Q4 25 | $2.0B | $9.5B | ||
| Q3 25 | $2.0B | $4.5B | ||
| Q2 25 | $1.9B | $3.6B | ||
| Q1 25 | $1.8B | $3.5B | ||
| Q4 24 | $1.5B | $3.4B | ||
| Q3 24 | $1.5B | $3.3B | ||
| Q2 24 | $1.5B | $3.3B | ||
| Q1 24 | $1.5B | $3.3B |
负债/权益比EZPWRGLD
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | 0.00× | ||
| Q2 24 | 0.45× | 0.02× | ||
| Q1 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $241.7M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | — |
| 自由现金流率自由现金流/营收 | 8.3% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | 0.88× | 2.58× |
| 过去12个月自由现金流最近4个季度 | $121.7M | — |
8季度趋势，按日历期对齐
经营现金流EZPWRGLD
| Q4 25 | $39.1M | $241.7M | ||
| Q3 25 | $51.3M | $174.0M | ||
| Q2 25 | $34.8M | $152.8M | ||
| Q1 25 | $36.9M | $136.4M | ||
| Q4 24 | $26.0M | $141.1M | ||
| Q3 24 | $43.3M | $136.7M | ||
| Q2 24 | $33.7M | $113.5M | ||
| Q1 24 | $15.1M | $138.3M |
自由现金流EZPWRGLD
| Q4 25 | $31.7M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $25.7M | — | ||
| Q1 25 | $28.6M | — | ||
| Q4 24 | $20.4M | — | ||
| Q3 24 | $24.4M | — | ||
| Q2 24 | $30.5M | — | ||
| Q1 24 | $8.6M | — |
自由现金流率EZPWRGLD
| Q4 25 | 8.3% | — | ||
| Q3 25 | 10.6% | — | ||
| Q2 25 | 8.3% | — | ||
| Q1 25 | 9.3% | — | ||
| Q4 24 | 6.4% | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 10.8% | — | ||
| Q1 24 | 3.0% | — |
资本支出强度EZPWRGLD
| Q4 25 | 2.0% | — | ||
| Q3 25 | 4.6% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | 6.4% | — | ||
| Q2 24 | 1.1% | — | ||
| Q1 24 | 2.3% | — |
现金转化率EZPWRGLD
| Q4 25 | 0.88× | 2.58× | ||
| Q3 25 | 1.92× | 1.37× | ||
| Q2 25 | 1.31× | 1.15× | ||
| Q1 25 | 1.45× | 1.20× | ||
| Q4 24 | 0.84× | 1.31× | ||
| Q3 24 | 2.85× | 1.42× | ||
| Q2 24 | 1.88× | 1.40× | ||
| Q1 24 | 0.70× | 2.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
RGLD
| Gold | $216.9M | 58% |
| Pueblo Viejo | $47.3M | 13% |
| Andacollo | $32.6M | 9% |
| Silver | $32.1M | 9% |
| Other | $27.2M | 7% |
| Copper | $13.7M | 4% |
| Cortez Legacy Zone | $5.4M | 1% |
