vs
EZCORP INC（EZPW）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
EZCORP INC的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.7倍（$382.0M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 19.3%），EZCORP INC自由现金流更多（$31.7M vs $26.2M），过去两年EZCORP INC的营收复合增速更高（15.6% vs -12.3%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
EZPW vs ROCK — 直观对比
营收规模更大
EZPW
是对方的1.7倍
$225.0M
营收增速更快
ROCK
高出5.6%
19.3%
自由现金流更多
EZPW
多$5.5M
$26.2M
两年增速更快
EZPW
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $225.0M |
| 净利润 | $44.3M | — |
| 毛利率 | 58.4% | 25.3% |
| 营业利润率 | 15.9% | 7.9% |
| 净利率 | 11.6% | — |
| 营收同比 | 19.3% | 24.9% |
| 净利润同比 | 42.8% | — |
| 每股收益（稀释后） | $0.55 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWROCK
| Q4 25 | $382.0M | $225.0M | ||
| Q3 25 | $336.8M | $310.9M | ||
| Q2 25 | $311.0M | $309.5M | ||
| Q1 25 | $306.3M | $290.0M | ||
| Q4 24 | $320.2M | $180.1M | ||
| Q3 24 | $294.6M | $277.1M | ||
| Q2 24 | $281.4M | $273.6M | ||
| Q1 24 | $285.6M | $292.5M |
净利润EZPWROCK
| Q4 25 | $44.3M | — | ||
| Q3 25 | $26.7M | $-89.1M | ||
| Q2 25 | $26.5M | $26.0M | ||
| Q1 25 | $25.4M | $21.1M | ||
| Q4 24 | $31.0M | — | ||
| Q3 24 | $15.2M | $34.0M | ||
| Q2 24 | $17.9M | $32.2M | ||
| Q1 24 | $21.5M | $24.9M |
毛利率EZPWROCK
| Q4 25 | 58.4% | 25.3% | ||
| Q3 25 | 59.0% | 26.6% | ||
| Q2 25 | 59.1% | 28.4% | ||
| Q1 25 | 58.3% | 26.8% | ||
| Q4 24 | 57.9% | 29.0% | ||
| Q3 24 | 59.5% | 29.4% | ||
| Q2 24 | 59.2% | 30.5% | ||
| Q1 24 | 58.7% | 28.9% |
营业利润率EZPWROCK
| Q4 25 | 15.9% | 7.9% | ||
| Q3 25 | 11.0% | 12.8% | ||
| Q2 25 | 11.6% | 12.8% | ||
| Q1 25 | 11.2% | 8.8% | ||
| Q4 24 | 13.1% | 13.3% | ||
| Q3 24 | 8.8% | 15.6% | ||
| Q2 24 | 7.9% | 14.9% | ||
| Q1 24 | 9.6% | 10.8% |
净利率EZPWROCK
| Q4 25 | 11.6% | — | ||
| Q3 25 | 7.9% | -28.6% | ||
| Q2 25 | 8.5% | 8.4% | ||
| Q1 25 | 8.3% | 7.3% | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 5.2% | 12.3% | ||
| Q2 24 | 6.4% | 11.8% | ||
| Q1 24 | 7.5% | 8.5% |
每股收益（稀释后）EZPWROCK
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.35 | $-2.98 | ||
| Q2 25 | $0.34 | $0.87 | ||
| Q1 25 | $0.33 | — | ||
| Q4 24 | $0.40 | — | ||
| Q3 24 | $0.20 | $1.11 | ||
| Q2 24 | $0.25 | $1.05 | ||
| Q1 24 | $0.29 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $115.7M |
| 总债务越低越好 | $518.6M | $0 |
| 股东权益账面价值 | $1.1B | $950.4M |
| 总资产 | $2.0B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.48× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资EZPWROCK
| Q4 25 | $465.9M | $115.7M | ||
| Q3 25 | $469.5M | $89.4M | ||
| Q2 25 | $472.1M | $43.3M | ||
| Q1 25 | $505.2M | $25.1M | ||
| Q4 24 | $174.5M | $269.5M | ||
| Q3 24 | $170.5M | $228.9M | ||
| Q2 24 | $218.0M | $179.1M | ||
| Q1 24 | $229.1M | $146.7M |
总债务EZPWROCK
| Q4 25 | $518.6M | $0 | ||
| Q3 25 | $518.1M | $0 | ||
| Q2 25 | $517.6M | $0 | ||
| Q1 25 | $620.5M | $0 | ||
| Q4 24 | $327.7M | $0 | ||
| Q3 24 | $327.3M | $0 | ||
| Q2 24 | $361.3M | $0 | ||
| Q1 24 | $360.9M | $0 |
股东权益EZPWROCK
| Q4 25 | $1.1B | $950.4M | ||
| Q3 25 | $1.0B | $951.8M | ||
| Q2 25 | $990.1M | $1.0B | ||
| Q1 25 | $851.6M | $1.0B | ||
| Q4 24 | $823.9M | $1.0B | ||
| Q3 24 | $804.6M | $1.0B | ||
| Q2 24 | $801.5M | $975.7M | ||
| Q1 24 | $800.4M | $940.2M |
总资产EZPWROCK
| Q4 25 | $2.0B | $1.4B | ||
| Q3 25 | $2.0B | $1.4B | ||
| Q2 25 | $1.9B | $1.5B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.5B | $1.4B | ||
| Q3 24 | $1.5B | $1.4B | ||
| Q2 24 | $1.5B | $1.4B | ||
| Q1 24 | $1.5B | $1.3B |
负债/权益比EZPWROCK
| Q4 25 | 0.48× | 0.00× | ||
| Q3 25 | 0.51× | 0.00× | ||
| Q2 25 | 0.52× | 0.00× | ||
| Q1 25 | 0.73× | 0.00× | ||
| Q4 24 | 0.40× | 0.00× | ||
| Q3 24 | 0.41× | 0.00× | ||
| Q2 24 | 0.45× | 0.00× | ||
| Q1 24 | 0.45× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $26.2M |
| 自由现金流率自由现金流/营收 | 8.3% | 11.7% |
| 资本支出强度资本支出/营收 | 2.0% | 4.1% |
| 现金转化率经营现金流/净利润 | 0.88× | — |
| 过去12个月自由现金流最近4个季度 | $121.7M | $120.6M |
8季度趋势，按日历期对齐
经营现金流EZPWROCK
| Q4 25 | $39.1M | $35.5M | ||
| Q3 25 | $51.3M | $73.0M | ||
| Q2 25 | $34.8M | $44.9M | ||
| Q1 25 | $36.9M | $13.7M | ||
| Q4 24 | $26.0M | $19.9M | ||
| Q3 24 | $43.3M | $64.7M | ||
| Q2 24 | $33.7M | $36.5M | ||
| Q1 24 | $15.1M | $53.2M |
自由现金流EZPWROCK
| Q4 25 | $31.7M | $26.2M | ||
| Q3 25 | $35.7M | $64.8M | ||
| Q2 25 | $25.7M | $27.3M | ||
| Q1 25 | $28.6M | $2.3M | ||
| Q4 24 | $20.4M | $14.1M | ||
| Q3 24 | $24.4M | $60.5M | ||
| Q2 24 | $30.5M | $33.5M | ||
| Q1 24 | $8.6M | $48.8M |
自由现金流率EZPWROCK
| Q4 25 | 8.3% | 11.7% | ||
| Q3 25 | 10.6% | 20.8% | ||
| Q2 25 | 8.3% | 8.8% | ||
| Q1 25 | 9.3% | 0.8% | ||
| Q4 24 | 6.4% | 7.8% | ||
| Q3 24 | 8.3% | 21.8% | ||
| Q2 24 | 10.8% | 12.2% | ||
| Q1 24 | 3.0% | 16.7% |
资本支出强度EZPWROCK
| Q4 25 | 2.0% | 4.1% | ||
| Q3 25 | 4.6% | 2.6% | ||
| Q2 25 | 2.9% | 5.7% | ||
| Q1 25 | 2.7% | 3.9% | ||
| Q4 24 | 1.8% | 3.3% | ||
| Q3 24 | 6.4% | 1.5% | ||
| Q2 24 | 1.1% | 1.1% | ||
| Q1 24 | 2.3% | 1.5% |
现金转化率EZPWROCK
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | 1.73× | ||
| Q1 25 | 1.45× | 0.65× | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | 1.90× | ||
| Q2 24 | 1.88× | 1.13× | ||
| Q1 24 | 0.70× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
