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EZCORP INC（EZPW）与SSR MINING INC.（SSRM）财务数据对比。点击上方公司名可切换其他公司
SSR MINING INC.的季度营收约是EZCORP INC的1.4倍（$521.7M vs $382.0M），SSR MINING INC.净利率更高（34.8% vs 11.6%，领先23.2%），SSR MINING INC.同比增速更快（61.4% vs 19.3%），SSR MINING INC.自由现金流更多（$106.4M vs $31.7M），过去两年SSR MINING INC.的营收复合增速更高（50.5% vs 15.6%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
SSR Mining Inc.（前身为白银标准资源公司）总部位于美国科罗拉多州丹佛，主营金、银、铜、铅、锌矿产开采，拥有阿根廷最大的银矿，同时在美洲全境及土耳其开展矿产勘探业务。2020年与阿拉瑟黄金合并后迁至丹佛，现任总裁兼首席执行官为罗德尼·P·安塔尔。
EZPW vs SSRM — 直观对比
营收规模更大
SSRM
是对方的1.4倍
$382.0M
营收增速更快
SSRM
高出42.1%
19.3%
净利率更高
SSRM
高出23.2%
11.6%
自由现金流更多
SSRM
多$74.7M
$31.7M
两年增速更快
SSRM
近两年复合增速
15.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $521.7M |
| 净利润 | $44.3M | $181.5M |
| 毛利率 | 58.4% | — |
| 营业利润率 | 15.9% | 38.8% |
| 净利率 | 11.6% | 34.8% |
| 营收同比 | 19.3% | 61.4% |
| 净利润同比 | 42.8% | 3166.6% |
| 每股收益（稀释后） | $0.55 | $0.84 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWSSRM
| Q4 25 | $382.0M | $521.7M | ||
| Q3 25 | $336.8M | $385.8M | ||
| Q2 25 | $311.0M | $405.5M | ||
| Q1 25 | $306.3M | $316.6M | ||
| Q4 24 | $320.2M | $323.2M | ||
| Q3 24 | $294.6M | $257.4M | ||
| Q2 24 | $281.4M | $184.8M | ||
| Q1 24 | $285.6M | $230.2M |
净利润EZPWSSRM
| Q4 25 | $44.3M | $181.5M | ||
| Q3 25 | $26.7M | $65.4M | ||
| Q2 25 | $26.5M | $90.1M | ||
| Q1 25 | $25.4M | $58.8M | ||
| Q4 24 | $31.0M | $5.6M | ||
| Q3 24 | $15.2M | $10.6M | ||
| Q2 24 | $17.9M | $9.7M | ||
| Q1 24 | $21.5M | $-287.1M |
毛利率EZPWSSRM
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — | ||
| Q1 24 | 58.7% | — |
营业利润率EZPWSSRM
| Q4 25 | 15.9% | 38.8% | ||
| Q3 25 | 11.0% | 21.6% | ||
| Q2 25 | 11.6% | 26.9% | ||
| Q1 25 | 11.2% | 21.1% | ||
| Q4 24 | 13.1% | 10.6% | ||
| Q3 24 | 8.8% | 3.5% | ||
| Q2 24 | 7.9% | 5.8% | ||
| Q1 24 | 9.6% | -163.5% |
净利率EZPWSSRM
| Q4 25 | 11.6% | 34.8% | ||
| Q3 25 | 7.9% | 17.0% | ||
| Q2 25 | 8.5% | 22.2% | ||
| Q1 25 | 8.3% | 18.6% | ||
| Q4 24 | 9.7% | 1.7% | ||
| Q3 24 | 5.2% | 4.1% | ||
| Q2 24 | 6.4% | 5.2% | ||
| Q1 24 | 7.5% | -124.7% |
每股收益（稀释后）EZPWSSRM
| Q4 25 | $0.55 | $0.84 | ||
| Q3 25 | $0.35 | $0.31 | ||
| Q2 25 | $0.34 | $0.42 | ||
| Q1 25 | $0.33 | $0.28 | ||
| Q4 24 | $0.40 | $0.03 | ||
| Q3 24 | $0.20 | $0.05 | ||
| Q2 24 | $0.25 | $0.05 | ||
| Q1 24 | $0.29 | $-1.42 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $575.6M |
| 总债务越低越好 | $518.6M | — |
| 股东权益账面价值 | $1.1B | $3.5B |
| 总资产 | $2.0B | $6.1B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资EZPWSSRM
| Q4 25 | $465.9M | $575.6M | ||
| Q3 25 | $469.5M | $445.4M | ||
| Q2 25 | $472.1M | $438.5M | ||
| Q1 25 | $505.2M | $341.3M | ||
| Q4 24 | $174.5M | $417.3M | ||
| Q3 24 | $170.5M | $365.8M | ||
| Q2 24 | $218.0M | $384.4M | ||
| Q1 24 | $229.1M | $492.0M |
总债务EZPWSSRM
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | $228.6M | ||
| Q3 24 | $327.3M | $228.3M | ||
| Q2 24 | $361.3M | $228.0M | ||
| Q1 24 | $360.9M | $228.7M |
股东权益EZPWSSRM
| Q4 25 | $1.1B | $3.5B | ||
| Q3 25 | $1.0B | $3.3B | ||
| Q2 25 | $990.1M | $3.3B | ||
| Q1 25 | $851.6M | $3.2B | ||
| Q4 24 | $823.9M | $3.1B | ||
| Q3 24 | $804.6M | $3.1B | ||
| Q2 24 | $801.5M | $3.1B | ||
| Q1 24 | $800.4M | $3.1B |
总资产EZPWSSRM
| Q4 25 | $2.0B | $6.1B | ||
| Q3 25 | $2.0B | $5.9B | ||
| Q2 25 | $1.9B | $5.8B | ||
| Q1 25 | $1.8B | $5.6B | ||
| Q4 24 | $1.5B | $5.2B | ||
| Q3 24 | $1.5B | $5.1B | ||
| Q2 24 | $1.5B | $5.2B | ||
| Q1 24 | $1.5B | $5.3B |
负债/权益比EZPWSSRM
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | 0.07× | ||
| Q3 24 | 0.41× | 0.07× | ||
| Q2 24 | 0.45× | 0.07× | ||
| Q1 24 | 0.45× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $172.1M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $106.4M |
| 自由现金流率自由现金流/营收 | 8.3% | 20.4% |
| 资本支出强度资本支出/营收 | 2.0% | 12.6% |
| 现金转化率经营现金流/净利润 | 0.88× | 0.95× |
| 过去12个月自由现金流最近4个季度 | $121.7M | $241.6M |
8季度趋势，按日历期对齐
经营现金流EZPWSSRM
| Q4 25 | $39.1M | $172.1M | ||
| Q3 25 | $51.3M | $57.2M | ||
| Q2 25 | $34.8M | $157.8M | ||
| Q1 25 | $36.9M | $84.8M | ||
| Q4 24 | $26.0M | $95.0M | ||
| Q3 24 | $43.3M | $-1.3M | ||
| Q2 24 | $33.7M | $-78.1M | ||
| Q1 24 | $15.1M | $24.6M |
自由现金流EZPWSSRM
| Q4 25 | $31.7M | $106.4M | ||
| Q3 25 | $35.7M | $-2.4M | ||
| Q2 25 | $25.7M | $98.4M | ||
| Q1 25 | $28.6M | $39.3M | ||
| Q4 24 | $20.4M | $56.4M | ||
| Q3 24 | $24.4M | $-34.1M | ||
| Q2 24 | $30.5M | $-116.3M | ||
| Q1 24 | $8.6M | $-9.4M |
自由现金流率EZPWSSRM
| Q4 25 | 8.3% | 20.4% | ||
| Q3 25 | 10.6% | -0.6% | ||
| Q2 25 | 8.3% | 24.3% | ||
| Q1 25 | 9.3% | 12.4% | ||
| Q4 24 | 6.4% | 17.5% | ||
| Q3 24 | 8.3% | -13.2% | ||
| Q2 24 | 10.8% | -62.9% | ||
| Q1 24 | 3.0% | -4.1% |
资本支出强度EZPWSSRM
| Q4 25 | 2.0% | 12.6% | ||
| Q3 25 | 4.6% | 15.4% | ||
| Q2 25 | 2.9% | 14.7% | ||
| Q1 25 | 2.7% | 14.4% | ||
| Q4 24 | 1.8% | 11.9% | ||
| Q3 24 | 6.4% | 12.7% | ||
| Q2 24 | 1.1% | 20.7% | ||
| Q1 24 | 2.3% | 14.8% |
现金转化率EZPWSSRM
| Q4 25 | 0.88× | 0.95× | ||
| Q3 25 | 1.92× | 0.87× | ||
| Q2 25 | 1.31× | 1.75× | ||
| Q1 25 | 1.45× | 1.44× | ||
| Q4 24 | 0.84× | 17.10× | ||
| Q3 24 | 2.85× | -0.13× | ||
| Q2 24 | 1.88× | -8.06× | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
SSRM
| Gold | $369.3M | 71% |
| Concentrate Sales | $124.4M | 24% |
| Other | $19.1M | 4% |
| Lead | $9.0M | 2% |
