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First American Financial Corp（FAF）与Iron Mountain（IRM）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是Iron Mountain的1.1倍（$2.0B vs $1.8B），First American Financial Corp净利率更高（10.3% vs 5.1%，领先5.3%），First American Financial Corp同比增速更快（21.6% vs 16.6%），First American Financial Corp自由现金流更多（$324.5M vs $-16.2M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 11.7%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
Iron Mountain是1951年成立的美国企业信息管理服务提供商，总部位于新罕布什尔州朴茨茅斯。核心业务涵盖档案管理、信息销毁、数据备份与恢复，服务覆盖全球六大洲58个国家，为超过22万客户提供专业解决方案。
FAF vs IRM — 直观对比
营收规模更大
FAF
是对方的1.1倍
$1.8B
营收增速更快
FAF
高出5.1%
16.6%
净利率更高
FAF
高出5.3%
5.1%
自由现金流更多
FAF
多$340.7M
$-16.2M
两年增速更快
FAF
近两年复合增速
11.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.8B |
| 净利润 | $211.9M | $93.1M |
| 毛利率 | — | — |
| 营业利润率 | 14.0% | 18.5% |
| 净利率 | 10.3% | 5.1% |
| 营收同比 | 21.6% | 16.6% |
| 净利润同比 | 192.7% | -11.9% |
| 每股收益（稀释后） | $2.04 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFIRM
| Q4 25 | $2.0B | $1.8B | ||
| Q3 25 | $2.0B | $1.8B | ||
| Q2 25 | $1.8B | $1.7B | ||
| Q1 25 | $1.6B | $1.6B | ||
| Q4 24 | $1.7B | $1.6B | ||
| Q3 24 | $1.4B | $1.6B | ||
| Q2 24 | $1.6B | $1.5B | ||
| Q1 24 | $1.4B | $1.5B |
净利润FAFIRM
| Q4 25 | $211.9M | $93.1M | ||
| Q3 25 | $189.6M | $86.2M | ||
| Q2 25 | $146.1M | $-43.3M | ||
| Q1 25 | $74.2M | $16.2M | ||
| Q4 24 | $72.4M | $105.7M | ||
| Q3 24 | $-104.0M | $-33.7M | ||
| Q2 24 | $116.0M | $34.6M | ||
| Q1 24 | $46.7M | $77.0M |
营业利润率FAFIRM
| Q4 25 | 14.0% | 18.5% | ||
| Q3 25 | 12.5% | 17.6% | ||
| Q2 25 | 10.6% | 15.2% | ||
| Q1 25 | 6.1% | 16.0% | ||
| Q4 24 | 5.9% | 17.9% | ||
| Q3 24 | -10.3% | 16.1% | ||
| Q2 24 | 9.4% | 15.0% | ||
| Q1 24 | 4.1% | 16.6% |
净利率FAFIRM
| Q4 25 | 10.3% | 5.1% | ||
| Q3 25 | 9.6% | 4.9% | ||
| Q2 25 | 7.9% | -2.5% | ||
| Q1 25 | 4.7% | 1.0% | ||
| Q4 24 | 4.3% | 6.7% | ||
| Q3 24 | -7.4% | -2.2% | ||
| Q2 24 | 7.2% | 2.3% | ||
| Q1 24 | 3.3% | 5.2% |
每股收益（稀释后）FAFIRM
| Q4 25 | $2.04 | $0.31 | ||
| Q3 25 | $1.84 | $0.28 | ||
| Q2 25 | $1.41 | $-0.15 | ||
| Q1 25 | $0.71 | $0.05 | ||
| Q4 24 | $0.70 | $0.35 | ||
| Q3 24 | $-1.00 | $-0.11 | ||
| Q2 24 | $1.11 | $0.12 | ||
| Q1 24 | $0.45 | $0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $158.5M |
| 总债务越低越好 | — | $16.2B |
| 股东权益账面价值 | $5.5B | $-981.0M |
| 总资产 | $16.2B | $21.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FAFIRM
| Q4 25 | $1.4B | $158.5M | ||
| Q3 25 | $2.9B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $1.7B | $155.7M | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $1.5B | — |
总债务FAFIRM
| Q4 25 | — | $16.2B | ||
| Q3 25 | — | $15.5B | ||
| Q2 25 | — | $14.8B | ||
| Q1 25 | — | $14.2B | ||
| Q4 24 | — | $13.0B | ||
| Q3 24 | — | $13.2B | ||
| Q2 24 | — | $12.8B | ||
| Q1 24 | — | $12.6B |
股东权益FAFIRM
| Q4 25 | $5.5B | $-981.0M | ||
| Q3 25 | $5.3B | $-882.0M | ||
| Q2 25 | $5.1B | $-767.4M | ||
| Q1 25 | $5.0B | $-698.5M | ||
| Q4 24 | $4.9B | $-503.1M | ||
| Q3 24 | $5.1B | $-259.0M | ||
| Q2 24 | $4.8B | $-132.9M | ||
| Q1 24 | $4.8B | $18.5M |
总资产FAFIRM
| Q4 25 | $16.2B | $21.1B | ||
| Q3 25 | $17.6B | $20.6B | ||
| Q2 25 | $16.3B | $20.2B | ||
| Q1 25 | $15.5B | $19.4B | ||
| Q4 24 | $14.9B | $18.7B | ||
| Q3 24 | $16.6B | $18.5B | ||
| Q2 24 | $15.2B | $18.0B | ||
| Q1 24 | $14.7B | $17.8B |
负债/权益比FAFIRM
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 679.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | $500.0M |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $-16.2M |
| 自由现金流率自由现金流/营收 | 15.8% | -0.9% |
| 资本支出强度资本支出/营收 | 2.2% | 28.0% |
| 现金转化率经营现金流/净利润 | 1.74× | 5.37× |
| 过去12个月自由现金流最近4个季度 | $762.5M | $-931.6M |
8季度趋势，按日历期对齐
经营现金流FAFIRM
| Q4 25 | $369.3M | $500.0M | ||
| Q3 25 | $272.5M | $267.6M | ||
| Q2 25 | $361.8M | $375.1M | ||
| Q1 25 | $-52.8M | $197.3M | ||
| Q4 24 | $324.6M | $431.6M | ||
| Q3 24 | $236.9M | $252.9M | ||
| Q2 24 | $266.7M | $382.2M | ||
| Q1 24 | $69.3M | $130.0M |
自由现金流FAFIRM
| Q4 25 | $324.5M | $-16.2M | ||
| Q3 25 | $223.1M | $-256.3M | ||
| Q2 25 | $309.4M | $-181.6M | ||
| Q1 25 | $-94.5M | $-477.5M | ||
| Q4 24 | $266.2M | $-186.0M | ||
| Q3 24 | $185.4M | $-143.2M | ||
| Q2 24 | $210.0M | $-14.6M | ||
| Q1 24 | $17.6M | $-251.1M |
自由现金流率FAFIRM
| Q4 25 | 15.8% | -0.9% | ||
| Q3 25 | 11.3% | -14.6% | ||
| Q2 25 | 16.8% | -10.6% | ||
| Q1 25 | -6.0% | -30.0% | ||
| Q4 24 | 15.8% | -11.8% | ||
| Q3 24 | 13.2% | -9.2% | ||
| Q2 24 | 13.0% | -1.0% | ||
| Q1 24 | 1.2% | -17.0% |
资本支出强度FAFIRM
| Q4 25 | 2.2% | 28.0% | ||
| Q3 25 | 2.5% | 29.9% | ||
| Q2 25 | 2.8% | 32.5% | ||
| Q1 25 | 2.6% | 42.4% | ||
| Q4 24 | 3.5% | 39.1% | ||
| Q3 24 | 3.7% | 25.4% | ||
| Q2 24 | 3.5% | 25.9% | ||
| Q1 24 | 3.6% | 25.8% |
现金转化率FAFIRM
| Q4 25 | 1.74× | 5.37× | ||
| Q3 25 | 1.44× | 3.10× | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | -0.71× | 12.15× | ||
| Q4 24 | 4.48× | 4.08× | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.30× | 11.04× | ||
| Q1 24 | 1.48× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
IRM
| Storage Rental | $1.1B | 58% |
| Services | $781.9M | 42% |
