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First American Financial Corp（FAF）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Roper Technologies的季度营收约是First American Financial Corp的1.0倍（$2.1B vs $2.0B），Roper Technologies净利率更高（15.8% vs 10.3%，领先5.5%），First American Financial Corp同比增速更快（21.6% vs 11.3%），Roper Technologies自由现金流更多（$507.0M vs $324.5M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 10.5%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
FAF vs ROP — 直观对比
营收规模更大
ROP
是对方的1.0倍
$2.0B
营收增速更快
FAF
高出10.4%
11.3%
净利率更高
ROP
高出5.5%
10.3%
自由现金流更多
ROP
多$182.5M
$324.5M
两年增速更快
FAF
近两年复合增速
10.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.1B |
| 净利润 | $211.9M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | 14.0% | 27.2% |
| 净利率 | 10.3% | 15.8% |
| 营收同比 | 21.6% | 11.3% |
| 净利润同比 | 192.7% | 842.6% |
| 每股收益（稀释后） | $2.04 | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFROP
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.0B | $2.1B | ||
| Q3 25 | $2.0B | $2.0B | ||
| Q2 25 | $1.8B | $1.9B | ||
| Q1 25 | $1.6B | $1.9B | ||
| Q4 24 | $1.7B | $1.9B | ||
| Q3 24 | $1.4B | $1.8B | ||
| Q2 24 | $1.6B | $1.7B |
净利润FAFROP
| Q1 26 | — | $331.0M | ||
| Q4 25 | $211.9M | $428.4M | ||
| Q3 25 | $189.6M | $398.5M | ||
| Q2 25 | $146.1M | $378.3M | ||
| Q1 25 | $74.2M | $331.1M | ||
| Q4 24 | $72.4M | $462.3M | ||
| Q3 24 | $-104.0M | $367.9M | ||
| Q2 24 | $116.0M | $337.1M |
毛利率FAFROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率FAFROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 14.0% | 28.6% | ||
| Q3 25 | 12.5% | 28.4% | ||
| Q2 25 | 10.6% | 28.2% | ||
| Q1 25 | 6.1% | 27.9% | ||
| Q4 24 | 5.9% | 28.0% | ||
| Q3 24 | -10.3% | 28.1% | ||
| Q2 24 | 9.4% | 28.8% |
净利率FAFROP
| Q1 26 | — | 15.8% | ||
| Q4 25 | 10.3% | 20.8% | ||
| Q3 25 | 9.6% | 19.8% | ||
| Q2 25 | 7.9% | 19.5% | ||
| Q1 25 | 4.7% | 17.6% | ||
| Q4 24 | 4.3% | 24.6% | ||
| Q3 24 | -7.4% | 20.8% | ||
| Q2 24 | 7.2% | 19.6% |
每股收益（稀释后）FAFROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $2.04 | $3.97 | ||
| Q3 25 | $1.84 | $3.68 | ||
| Q2 25 | $1.41 | $3.49 | ||
| Q1 25 | $0.71 | $3.06 | ||
| Q4 24 | $0.70 | $4.29 | ||
| Q3 24 | $-1.00 | $3.40 | ||
| Q2 24 | $1.11 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $382.9M |
| 总债务越低越好 | — | $9.7B |
| 股东权益账面价值 | $5.5B | $18.8B |
| 总资产 | $16.2B | $34.6B |
| 负债/权益比越低杠杆越低 | — | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资FAFROP
| Q1 26 | — | $382.9M | ||
| Q4 25 | $1.4B | $297.4M | ||
| Q3 25 | $2.9B | $320.0M | ||
| Q2 25 | $2.0B | $242.4M | ||
| Q1 25 | $2.0B | $372.8M | ||
| Q4 24 | $1.7B | $188.2M | ||
| Q3 24 | $3.0B | $269.6M | ||
| Q2 24 | $2.0B | $251.5M |
总债务FAFROP
| Q1 26 | — | $9.7B | ||
| Q4 25 | — | $9.3B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FAFROP
| Q1 26 | — | $18.8B | ||
| Q4 25 | $5.5B | $19.9B | ||
| Q3 25 | $5.3B | $20.0B | ||
| Q2 25 | $5.1B | $19.6B | ||
| Q1 25 | $5.0B | $19.2B | ||
| Q4 24 | $4.9B | $18.9B | ||
| Q3 24 | $5.1B | $18.5B | ||
| Q2 24 | $4.8B | $18.1B |
总资产FAFROP
| Q1 26 | — | $34.6B | ||
| Q4 25 | $16.2B | $34.6B | ||
| Q3 25 | $17.6B | $34.6B | ||
| Q2 25 | $16.3B | $33.2B | ||
| Q1 25 | $15.5B | $31.4B | ||
| Q4 24 | $14.9B | $31.3B | ||
| Q3 24 | $16.6B | $31.6B | ||
| Q2 24 | $15.2B | $29.8B |
负债/权益比FAFROP
| Q1 26 | — | 0.52× | ||
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | — |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $507.0M |
| 自由现金流率自由现金流/营收 | 15.8% | 24.2% |
| 资本支出强度资本支出/营收 | 2.2% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | — |
8季度趋势，按日历期对齐
经营现金流FAFROP
| Q1 26 | — | — | ||
| Q4 25 | $369.3M | $738.0M | ||
| Q3 25 | $272.5M | $869.5M | ||
| Q2 25 | $361.8M | $404.1M | ||
| Q1 25 | $-52.8M | $528.7M | ||
| Q4 24 | $324.6M | $722.2M | ||
| Q3 24 | $236.9M | $755.4M | ||
| Q2 24 | $266.7M | $384.1M |
自由现金流FAFROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | $324.5M | — | ||
| Q3 25 | $223.1M | — | ||
| Q2 25 | $309.4M | — | ||
| Q1 25 | $-94.5M | — | ||
| Q4 24 | $266.2M | — | ||
| Q3 24 | $185.4M | — | ||
| Q2 24 | $210.0M | — |
自由现金流率FAFROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | 15.8% | — | ||
| Q3 25 | 11.3% | — | ||
| Q2 25 | 16.8% | — | ||
| Q1 25 | -6.0% | — | ||
| Q4 24 | 15.8% | — | ||
| Q3 24 | 13.2% | — | ||
| Q2 24 | 13.0% | — |
资本支出强度FAFROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | 2.2% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 3.7% | — | ||
| Q2 24 | 3.5% | — |
现金转化率FAFROP
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | 1.72× | ||
| Q3 25 | 1.44× | 2.18× | ||
| Q2 25 | 2.48× | 1.07× | ||
| Q1 25 | -0.71× | 1.60× | ||
| Q4 24 | 4.48× | 1.56× | ||
| Q3 24 | — | 2.05× | ||
| Q2 24 | 2.30× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
ROP
暂无分部数据
