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First American Financial Corp（FAF）与Old Dominion（ODFL）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是Old Dominion的1.6倍（$2.0B vs $1.3B），Old Dominion净利率更高（17.6% vs 10.3%，领先7.2%），First American Financial Corp同比增速更快（21.6% vs -5.7%），First American Financial Corp自由现金流更多（$324.5M vs $264.5M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs -5.4%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
Old Dominion Freight Line（简称ODFL）是美国领先的零担货运企业，服务覆盖区域、跨区域及全国范围。除核心零担货运业务外，公司还提供加急运输、综合物流及家庭搬家服务，拥有成熟的运营网络，可满足不同客户的多元运输需求。
FAF vs ODFL — 直观对比
营收规模更大
FAF
是对方的1.6倍
$1.3B
营收增速更快
FAF
高出27.3%
-5.7%
净利率更高
ODFL
高出7.2%
10.3%
自由现金流更多
FAF
多$60.0M
$264.5M
两年增速更快
FAF
近两年复合增速
-5.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.3B |
| 净利润 | $211.9M | $229.5M |
| 毛利率 | — | — |
| 营业利润率 | 14.0% | 23.3% |
| 净利率 | 10.3% | 17.6% |
| 营收同比 | 21.6% | -5.7% |
| 净利润同比 | 192.7% | -12.8% |
| 每股收益（稀释后） | $2.04 | $1.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFODFL
| Q4 25 | $2.0B | $1.3B | ||
| Q3 25 | $2.0B | $1.4B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.7B | $1.4B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.6B | $1.5B | ||
| Q1 24 | $1.4B | $1.5B |
净利润FAFODFL
| Q4 25 | $211.9M | $229.5M | ||
| Q3 25 | $189.6M | $270.9M | ||
| Q2 25 | $146.1M | $268.6M | ||
| Q1 25 | $74.2M | $254.7M | ||
| Q4 24 | $72.4M | $263.1M | ||
| Q3 24 | $-104.0M | $308.6M | ||
| Q2 24 | $116.0M | $322.0M | ||
| Q1 24 | $46.7M | $292.3M |
营业利润率FAFODFL
| Q4 25 | 14.0% | 23.3% | ||
| Q3 25 | 12.5% | 25.7% | ||
| Q2 25 | 10.6% | 25.4% | ||
| Q1 25 | 6.1% | 24.6% | ||
| Q4 24 | 5.9% | 24.1% | ||
| Q3 24 | -10.3% | 27.3% | ||
| Q2 24 | 9.4% | 28.1% | ||
| Q1 24 | 4.1% | 26.5% |
净利率FAFODFL
| Q4 25 | 10.3% | 17.6% | ||
| Q3 25 | 9.6% | 19.3% | ||
| Q2 25 | 7.9% | 19.1% | ||
| Q1 25 | 4.7% | 18.5% | ||
| Q4 24 | 4.3% | 19.0% | ||
| Q3 24 | -7.4% | 21.0% | ||
| Q2 24 | 7.2% | 21.5% | ||
| Q1 24 | 3.3% | 20.0% |
每股收益（稀释后）FAFODFL
| Q4 25 | $2.04 | $1.10 | ||
| Q3 25 | $1.84 | $1.28 | ||
| Q2 25 | $1.41 | $1.27 | ||
| Q1 25 | $0.71 | $1.19 | ||
| Q4 24 | $0.70 | $1.23 | ||
| Q3 24 | $-1.00 | $1.43 | ||
| Q2 24 | $1.11 | $1.48 | ||
| Q1 24 | $0.45 | $1.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $120.1M |
| 总债务越低越好 | — | $20.0M |
| 股东权益账面价值 | $5.5B | $4.3B |
| 总资产 | $16.2B | $5.5B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FAFODFL
| Q4 25 | $1.4B | $120.1M | ||
| Q3 25 | $2.9B | $46.6M | ||
| Q2 25 | $2.0B | $24.1M | ||
| Q1 25 | $2.0B | $97.2M | ||
| Q4 24 | $1.7B | $108.7M | ||
| Q3 24 | $3.0B | $74.2M | ||
| Q2 24 | $2.0B | $104.6M | ||
| Q1 24 | $1.5B | $581.0M |
总债务FAFODFL
| Q4 25 | — | $20.0M | ||
| Q3 25 | — | $65.0M | ||
| Q2 25 | — | $150.0M | ||
| Q1 25 | — | $40.0M | ||
| Q4 24 | — | $40.0M | ||
| Q3 24 | — | $40.0M | ||
| Q2 24 | — | $40.0M | ||
| Q1 24 | — | $60.0M |
股东权益FAFODFL
| Q4 25 | $5.5B | $4.3B | ||
| Q3 25 | $5.3B | $4.3B | ||
| Q2 25 | $5.1B | $4.2B | ||
| Q1 25 | $5.0B | $4.2B | ||
| Q4 24 | $4.9B | $4.2B | ||
| Q3 24 | $5.1B | $4.2B | ||
| Q2 24 | $4.8B | $4.1B | ||
| Q1 24 | $4.8B | $4.4B |
总资产FAFODFL
| Q4 25 | $16.2B | $5.5B | ||
| Q3 25 | $17.6B | $5.5B | ||
| Q2 25 | $16.3B | $5.6B | ||
| Q1 25 | $15.5B | $5.5B | ||
| Q4 24 | $14.9B | $5.5B | ||
| Q3 24 | $16.6B | $5.4B | ||
| Q2 24 | $15.2B | $5.3B | ||
| Q1 24 | $14.7B | $5.7B |
负债/权益比FAFODFL
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | $310.3M |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $264.5M |
| 自由现金流率自由现金流/营收 | 15.8% | 20.2% |
| 资本支出强度资本支出/营收 | 2.2% | 3.5% |
| 现金转化率经营现金流/净利润 | 1.74× | 1.35× |
| 过去12个月自由现金流最近4个季度 | $762.5M | $955.1M |
8季度趋势，按日历期对齐
经营现金流FAFODFL
| Q4 25 | $369.3M | $310.3M | ||
| Q3 25 | $272.5M | $437.5M | ||
| Q2 25 | $361.8M | $285.8M | ||
| Q1 25 | $-52.8M | $336.5M | ||
| Q4 24 | $324.6M | $401.1M | ||
| Q3 24 | $236.9M | $446.5M | ||
| Q2 24 | $266.7M | $387.9M | ||
| Q1 24 | $69.3M | $423.9M |
自由现金流FAFODFL
| Q4 25 | $324.5M | $264.5M | ||
| Q3 25 | $223.1M | $343.5M | ||
| Q2 25 | $309.4M | $98.7M | ||
| Q1 25 | $-94.5M | $248.4M | ||
| Q4 24 | $266.2M | $230.1M | ||
| Q3 24 | $185.4M | $203.7M | ||
| Q2 24 | $210.0M | $149.7M | ||
| Q1 24 | $17.6M | $304.4M |
自由现金流率FAFODFL
| Q4 25 | 15.8% | 20.2% | ||
| Q3 25 | 11.3% | 24.4% | ||
| Q2 25 | 16.8% | 7.0% | ||
| Q1 25 | -6.0% | 18.1% | ||
| Q4 24 | 15.8% | 16.6% | ||
| Q3 24 | 13.2% | 13.9% | ||
| Q2 24 | 13.0% | 10.0% | ||
| Q1 24 | 1.2% | 20.8% |
资本支出强度FAFODFL
| Q4 25 | 2.2% | 3.5% | ||
| Q3 25 | 2.5% | 6.7% | ||
| Q2 25 | 2.8% | 13.3% | ||
| Q1 25 | 2.6% | 6.4% | ||
| Q4 24 | 3.5% | 12.3% | ||
| Q3 24 | 3.7% | 16.5% | ||
| Q2 24 | 3.5% | 15.9% | ||
| Q1 24 | 3.6% | 8.2% |
现金转化率FAFODFL
| Q4 25 | 1.74× | 1.35× | ||
| Q3 25 | 1.44× | 1.61× | ||
| Q2 25 | 2.48× | 1.06× | ||
| Q1 25 | -0.71× | 1.32× | ||
| Q4 24 | 4.48× | 1.52× | ||
| Q3 24 | — | 1.45× | ||
| Q2 24 | 2.30× | 1.20× | ||
| Q1 24 | 1.48× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
ODFL
| LTL Service Revenue | $1.3B | 99% |
| Other Service Revenue | $11.4M | 1% |
