vs
FIRST BANCORP（FBP）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是Rapid7, Inc.的1.2倍（$257.2M vs $217.4M），FIRST BANCORP净利率更高（33.9% vs 1.4%，领先32.4%），FIRST BANCORP同比增速更快（6.5% vs 0.5%），FIRST BANCORP自由现金流更多（$103.2M vs $36.4M），过去两年FIRST BANCORP的营收复合增速更高（5.6% vs 3.0%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
FBP vs RPD — 直观对比
营收规模更大
FBP
是对方的1.2倍
$217.4M
营收增速更快
FBP
高出6.0%
0.5%
净利率更高
FBP
高出32.4%
1.4%
自由现金流更多
FBP
多$66.8M
$36.4M
两年增速更快
FBP
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $217.4M |
| 净利润 | $87.1M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | 41.7% | 1.0% |
| 净利率 | 33.9% | 1.4% |
| 营收同比 | 6.5% | 0.5% |
| 净利润同比 | 15.1% | 44.1% |
| 每股收益（稀释后） | $0.55 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPRPD
| Q4 25 | $257.2M | $217.4M | ||
| Q3 25 | $248.7M | $218.0M | ||
| Q2 25 | $246.8M | $214.2M | ||
| Q1 25 | $248.1M | $210.3M | ||
| Q4 24 | $241.5M | $216.3M | ||
| Q3 24 | $234.6M | $214.7M | ||
| Q2 24 | $231.7M | $208.0M | ||
| Q1 24 | $230.5M | $205.1M |
净利润FBPRPD
| Q4 25 | $87.1M | $3.1M | ||
| Q3 25 | $100.5M | $9.8M | ||
| Q2 25 | $80.2M | $8.3M | ||
| Q1 25 | $77.1M | $2.1M | ||
| Q4 24 | $75.7M | $2.2M | ||
| Q3 24 | $73.7M | $15.4M | ||
| Q2 24 | $75.8M | $6.5M | ||
| Q1 24 | $73.5M | $1.4M |
毛利率FBPRPD
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
营业利润率FBPRPD
| Q4 25 | 41.7% | 1.0% | ||
| Q3 25 | 42.7% | 2.7% | ||
| Q2 25 | 41.7% | 1.6% | ||
| Q1 25 | 40.4% | -0.0% | ||
| Q4 24 | 39.8% | 3.4% | ||
| Q3 24 | 41.1% | 6.0% | ||
| Q2 24 | 43.8% | 2.5% | ||
| Q1 24 | 42.3% | 4.7% |
净利率FBPRPD
| Q4 25 | 33.9% | 1.4% | ||
| Q3 25 | 40.4% | 4.5% | ||
| Q2 25 | 32.5% | 3.9% | ||
| Q1 25 | 31.1% | 1.0% | ||
| Q4 24 | 31.4% | 1.0% | ||
| Q3 24 | 31.4% | 7.2% | ||
| Q2 24 | 32.7% | 3.1% | ||
| Q1 24 | 31.9% | 0.7% |
每股收益（稀释后）FBPRPD
| Q4 25 | $0.55 | $0.05 | ||
| Q3 25 | $0.63 | $0.15 | ||
| Q2 25 | $0.50 | $0.13 | ||
| Q1 25 | $0.47 | $0.03 | ||
| Q4 24 | $0.46 | $0.08 | ||
| Q3 24 | $0.45 | $0.21 | ||
| Q2 24 | $0.46 | $0.09 | ||
| Q1 24 | $0.44 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $474.7M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $154.7M |
| 总资产 | $19.1B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPRPD
| Q4 25 | — | $474.7M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $511.7M | ||
| Q1 25 | — | $493.5M | ||
| Q4 24 | — | $521.7M | ||
| Q3 24 | — | $443.7M | ||
| Q2 24 | — | $442.6M | ||
| Q1 24 | — | $411.7M |
总债务FBPRPD
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPRPD
| Q4 25 | $2.0B | $154.7M | ||
| Q3 25 | $1.9B | $127.2M | ||
| Q2 25 | $1.8B | $90.4M | ||
| Q1 25 | $1.8B | $52.7M | ||
| Q4 24 | $1.7B | $17.7M | ||
| Q3 24 | $1.7B | $-5.1M | ||
| Q2 24 | $1.5B | $-52.6M | ||
| Q1 24 | $1.5B | $-86.4M |
总资产FBPRPD
| Q4 25 | $19.1B | $1.7B | ||
| Q3 25 | $19.3B | $1.7B | ||
| Q2 25 | $18.9B | $1.6B | ||
| Q1 25 | $19.1B | $1.6B | ||
| Q4 24 | $19.3B | $1.7B | ||
| Q3 24 | $18.9B | $1.6B | ||
| Q2 24 | $18.9B | $1.5B | ||
| Q1 24 | $18.9B | $1.5B |
负债/权益比FBPRPD
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $36.4M |
| 自由现金流率自由现金流/营收 | 40.1% | 16.8% |
| 资本支出强度资本支出/营收 | 1.6% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.23× | 12.01× |
| 过去12个月自由现金流最近4个季度 | $437.5M | $146.2M |
8季度趋势，按日历期对齐
经营现金流FBPRPD
| Q4 25 | $107.3M | $37.6M | ||
| Q3 25 | $137.6M | $39.0M | ||
| Q2 25 | $95.4M | $47.5M | ||
| Q1 25 | $108.2M | $29.8M | ||
| Q4 24 | $96.8M | $63.8M | ||
| Q3 24 | $118.0M | $44.0M | ||
| Q2 24 | $71.1M | $32.9M | ||
| Q1 24 | $118.2M | $31.1M |
自由现金流FBPRPD
| Q4 25 | $103.2M | $36.4M | ||
| Q3 25 | $134.8M | $34.8M | ||
| Q2 25 | $92.8M | $46.6M | ||
| Q1 25 | $106.7M | $28.4M | ||
| Q4 24 | $95.2M | $62.6M | ||
| Q3 24 | $115.4M | $42.6M | ||
| Q2 24 | $69.4M | $32.6M | ||
| Q1 24 | $114.1M | $30.4M |
自由现金流率FBPRPD
| Q4 25 | 40.1% | 16.8% | ||
| Q3 25 | 54.2% | 16.0% | ||
| Q2 25 | 37.6% | 21.8% | ||
| Q1 25 | 43.0% | 13.5% | ||
| Q4 24 | 39.4% | 28.9% | ||
| Q3 24 | 49.2% | 19.9% | ||
| Q2 24 | 30.0% | 15.7% | ||
| Q1 24 | 49.5% | 14.8% |
资本支出强度FBPRPD
| Q4 25 | 1.6% | 0.5% | ||
| Q3 25 | 1.2% | 1.9% | ||
| Q2 25 | 1.1% | 0.4% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 0.7% | 0.5% | ||
| Q3 24 | 1.1% | 0.6% | ||
| Q2 24 | 0.7% | 0.1% | ||
| Q1 24 | 1.8% | 0.3% |
现金转化率FBPRPD
| Q4 25 | 1.23× | 12.01× | ||
| Q3 25 | 1.37× | 3.97× | ||
| Q2 25 | 1.19× | 5.70× | ||
| Q1 25 | 1.40× | 14.14× | ||
| Q4 24 | 1.28× | 29.36× | ||
| Q3 24 | 1.60× | 2.85× | ||
| Q2 24 | 0.94× | 5.03× | ||
| Q1 24 | 1.61× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
