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FIRST FINANCIAL BANCORP（FFBC）与J&J SNACK FOODS CORP（JJSF）财务数据对比。点击上方公司名可切换其他公司
J&J SNACK FOODS CORP的季度营收约是FIRST FINANCIAL BANCORP的1.3倍（$343.8M vs $271.5M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 0.3%，领先27.2%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs -2.2%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
强生休闲食品公司（J&J Snack Foods Corp.）是美国知名的品牌休闲食品与冷冻饮品生产商、营销商及分销商，总部位于新泽西州芒特劳雷尔，在全美44个州、墨西哥及加拿大设有超175个生产、仓储及配送设施，于纳斯达克全球精选市场上市，业务覆盖国内外市场。
FFBC vs JJSF — 直观对比
营收规模更大
JJSF
是对方的1.3倍
$271.5M
净利率更高
FFBC
高出27.2%
0.3%
两年增速更快
FFBC
近两年复合增速
-2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $343.8M |
| 净利润 | $74.4M | $883.0K |
| 毛利率 | — | 27.9% |
| 营业利润率 | — | 0.2% |
| 净利率 | 27.4% | 0.3% |
| 营收同比 | — | -5.2% |
| 净利润同比 | — | -82.8% |
| 每股收益（稀释后） | $0.71 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCJJSF
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $343.8M | ||
| Q3 25 | $234.0M | $410.2M | ||
| Q2 25 | $226.3M | $454.3M | ||
| Q1 25 | $200.4M | $356.1M | ||
| Q4 24 | $224.3M | $362.6M | ||
| Q3 24 | $201.3M | $426.8M | ||
| Q2 24 | $214.8M | $440.0M |
净利润FFBCJJSF
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $883.0K | ||
| Q3 25 | $71.9M | $11.4M | ||
| Q2 25 | $70.0M | $44.2M | ||
| Q1 25 | $51.3M | $4.8M | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | $52.5M | $29.6M | ||
| Q2 24 | $60.8M | $36.3M |
毛利率FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | — | 27.9% | ||
| Q3 25 | — | 31.7% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 33.6% |
营业利润率FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | — | 0.2% | ||
| Q3 25 | 38.7% | 2.8% | ||
| Q2 25 | 38.8% | 13.3% | ||
| Q1 25 | 31.7% | 1.7% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | 32.2% | 9.3% | ||
| Q2 24 | 34.8% | 11.4% |
净利率FFBCJJSF
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | 30.7% | 2.8% | ||
| Q2 25 | 30.9% | 9.7% | ||
| Q1 25 | 25.6% | 1.4% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | 26.1% | 6.9% | ||
| Q2 24 | 28.3% | 8.3% |
每股收益（稀释后）FFBCJJSF
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.05 | ||
| Q3 25 | $0.75 | $0.59 | ||
| Q2 25 | $0.73 | $2.26 | ||
| Q1 25 | $0.54 | $0.25 | ||
| Q4 24 | $0.68 | $0.26 | ||
| Q3 24 | $0.55 | $1.52 | ||
| Q2 24 | $0.64 | $1.87 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $66.8M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $912.9M |
| 总资产 | $22.5B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | — | $66.8M | ||
| Q3 25 | — | $105.9M | ||
| Q2 25 | — | $77.4M | ||
| Q1 25 | — | $48.5M | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | $73.4M | ||
| Q2 24 | — | $64.0M |
总债务FFBCJJSF
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCJJSF
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $912.9M | ||
| Q3 25 | $2.6B | $966.7M | ||
| Q2 25 | $2.6B | $969.9M | ||
| Q1 25 | $2.5B | $935.0M | ||
| Q4 24 | $2.4B | $946.8M | ||
| Q3 24 | $2.5B | $957.0M | ||
| Q2 24 | $2.3B | $937.9M |
总资产FFBCJJSF
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $1.3B | ||
| Q3 25 | $18.6B | $1.4B | ||
| Q2 25 | $18.6B | $1.4B | ||
| Q1 25 | $18.5B | $1.4B | ||
| Q4 24 | $18.6B | $1.3B | ||
| Q3 24 | $18.1B | $1.4B | ||
| Q2 24 | $18.2B | $1.4B |
负债/权益比FFBCJJSF
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.0M |
| 自由现金流经营现金流 - 资本支出 | — | $17.0M |
| 自由现金流率自由现金流/营收 | — | 4.9% |
| 资本支出强度资本支出/营收 | — | 5.5% |
| 现金转化率经营现金流/净利润 | — | 40.73× |
| 过去12个月自由现金流最近4个季度 | — | $83.1M |
8季度趋势，按日历期对齐
经营现金流FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $36.0M | ||
| Q3 25 | $89.8M | $66.4M | ||
| Q2 25 | $69.8M | $51.2M | ||
| Q1 25 | $56.1M | $12.3M | ||
| Q4 24 | $262.2M | $35.2M | ||
| Q3 24 | $88.1M | $46.3M | ||
| Q2 24 | $68.1M | $65.0M |
自由现金流FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $17.0M | ||
| Q3 25 | $85.8M | $44.8M | ||
| Q2 25 | $64.8M | $28.5M | ||
| Q1 25 | $52.4M | $-7.2M | ||
| Q4 24 | $241.1M | $16.1M | ||
| Q3 24 | $84.4M | $29.1M | ||
| Q2 24 | $64.8M | $45.3M |
自由现金流率FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 4.9% | ||
| Q3 25 | 36.7% | 10.9% | ||
| Q2 25 | 28.6% | 6.3% | ||
| Q1 25 | 26.1% | -2.0% | ||
| Q4 24 | 107.5% | 4.4% | ||
| Q3 24 | 42.0% | 6.8% | ||
| Q2 24 | 30.2% | 10.3% |
资本支出强度FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 5.5% | ||
| Q3 25 | 1.7% | 5.3% | ||
| Q2 25 | 2.2% | 5.0% | ||
| Q1 25 | 1.9% | 5.5% | ||
| Q4 24 | 9.4% | 5.3% | ||
| Q3 24 | 1.8% | 4.0% | ||
| Q2 24 | 1.5% | 4.5% |
现金转化率FFBCJJSF
| Q1 26 | — | — | ||
| Q4 25 | — | 40.73× | ||
| Q3 25 | 1.25× | 5.84× | ||
| Q2 25 | 1.00× | 1.16× | ||
| Q1 25 | 1.09× | 2.55× | ||
| Q4 24 | — | 6.84× | ||
| Q3 24 | 1.68× | 1.56× | ||
| Q2 24 | 1.12× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
JJSF
| Food Service | $219.2M | 64% |
| Frozen Beverages | $78.7M | 23% |
| Repair And Maintenance Service | $22.5M | 7% |
| Other | $12.7M | 4% |
| Machine Sales | $10.7M | 3% |
