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FIRST FINANCIAL BANCORP（FFBC）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是OneStream, Inc.的1.7倍（$271.5M vs $163.7M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 0.6%，领先26.8%），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 12.4%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
FFBC vs OS — 直观对比
营收规模更大
FFBC
是对方的1.7倍
$163.7M
净利率更高
FFBC
高出26.8%
0.6%
两年增速更快
OS
近两年复合增速
12.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $163.7M |
| 净利润 | $74.4M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | — | -3.2% |
| 净利率 | 27.4% | 0.6% |
| 营收同比 | — | 23.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.71 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCOS
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $163.7M | ||
| Q3 25 | $234.0M | $154.3M | ||
| Q2 25 | $226.3M | $147.6M | ||
| Q1 25 | $200.4M | $136.3M | ||
| Q4 24 | $224.3M | $132.5M | ||
| Q3 24 | $201.3M | $129.1M | ||
| Q2 24 | $214.8M | $117.5M |
净利润FFBCOS
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $999.0K | ||
| Q3 25 | $71.9M | $-8.8M | ||
| Q2 25 | $70.0M | $-18.4M | ||
| Q1 25 | $51.3M | $-24.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | $52.5M | $-171.9M | ||
| Q2 24 | $60.8M | $-7.8M |
毛利率FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% |
营业利润率FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | — | -3.2% | ||
| Q3 25 | 38.7% | -11.3% | ||
| Q2 25 | 38.8% | -21.8% | ||
| Q1 25 | 31.7% | -29.3% | ||
| Q4 24 | — | -35.8% | ||
| Q3 24 | 32.2% | -197.6% | ||
| Q2 24 | 34.8% | -9.8% |
净利率FFBCOS
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | 30.7% | -5.7% | ||
| Q2 25 | 30.9% | -12.5% | ||
| Q1 25 | 25.6% | -17.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | -133.1% | ||
| Q2 24 | 28.3% | -6.7% |
每股收益（稀释后）FFBCOS
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | — | ||
| Q3 25 | $0.75 | — | ||
| Q2 25 | $0.73 | — | ||
| Q1 25 | $0.54 | — | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.55 | $-1.06 | ||
| Q2 24 | $0.64 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $693.6M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $504.7M |
| 总资产 | $22.5B | $1.0B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M |
总债务FFBCOS
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCOS
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $504.7M | ||
| Q3 25 | $2.6B | $472.1M | ||
| Q2 25 | $2.6B | $458.2M | ||
| Q1 25 | $2.5B | $412.9M | ||
| Q4 24 | $2.4B | $386.2M | ||
| Q3 24 | $2.5B | $458.2M | ||
| Q2 24 | $2.3B | $97.5M |
总资产FFBCOS
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $1.0B | ||
| Q3 25 | $18.6B | $949.4M | ||
| Q2 25 | $18.6B | $910.5M | ||
| Q1 25 | $18.5B | $867.3M | ||
| Q4 24 | $18.6B | $823.2M | ||
| Q3 24 | $18.1B | $750.1M | ||
| Q2 24 | $18.2B | $379.7M |
负债/权益比FFBCOS
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $25.8M |
| 自由现金流经营现金流 - 资本支出 | — | $25.6M |
| 自由现金流率自由现金流/营收 | — | 15.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 25.79× |
| 过去12个月自由现金流最近4个季度 | — | $95.6M |
8季度趋势，按日历期对齐
经营现金流FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $25.8M | ||
| Q3 25 | $89.8M | $5.0M | ||
| Q2 25 | $69.8M | $29.7M | ||
| Q1 25 | $56.1M | $36.2M | ||
| Q4 24 | $262.2M | — | ||
| Q3 24 | $88.1M | $2.4M | ||
| Q2 24 | $68.1M | $8.1M |
自由现金流FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $25.6M | ||
| Q3 25 | $85.8M | $4.8M | ||
| Q2 25 | $64.8M | $29.4M | ||
| Q1 25 | $52.4M | $35.8M | ||
| Q4 24 | $241.1M | — | ||
| Q3 24 | $84.4M | $1.3M | ||
| Q2 24 | $64.8M | $7.7M |
自由现金流率FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 15.7% | ||
| Q3 25 | 36.7% | 3.1% | ||
| Q2 25 | 28.6% | 19.9% | ||
| Q1 25 | 26.1% | 26.3% | ||
| Q4 24 | 107.5% | — | ||
| Q3 24 | 42.0% | 1.0% | ||
| Q2 24 | 30.2% | 6.6% |
资本支出强度FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 0.1% | ||
| Q3 25 | 1.7% | 0.1% | ||
| Q2 25 | 2.2% | 0.2% | ||
| Q1 25 | 1.9% | 0.3% | ||
| Q4 24 | 9.4% | — | ||
| Q3 24 | 1.8% | 0.8% | ||
| Q2 24 | 1.5% | 0.3% |
现金转化率FFBCOS
| Q1 26 | — | — | ||
| Q4 25 | — | 25.79× | ||
| Q3 25 | 1.25× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.09× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.68× | — | ||
| Q2 24 | 1.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
