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FIRST FINANCIAL BANCORP（FFBC）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是FIRST FINANCIAL BANCORP的1.5倍（$411.1M vs $271.5M），UiPath, Inc.净利率更高（48.4% vs 27.4%，领先20.9%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 0.7%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
FFBC vs PATH — 直观对比
营收规模更大
PATH
是对方的1.5倍
$271.5M
净利率更高
PATH
高出20.9%
27.4%
两年增速更快
FFBC
近两年复合增速
0.7%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $411.1M |
| 净利润 | $74.4M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | — | 3.2% |
| 净利率 | 27.4% | 48.4% |
| 营收同比 | — | 15.9% |
| 净利润同比 | — | 1966.2% |
| 每股收益（稀释后） | $0.71 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCPATH
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $411.1M | ||
| Q3 25 | $234.0M | $361.7M | ||
| Q2 25 | $226.3M | $356.6M | ||
| Q1 25 | $200.4M | $423.6M | ||
| Q4 24 | $224.3M | $354.7M | ||
| Q3 24 | $201.3M | $316.3M | ||
| Q2 24 | $214.8M | $335.1M |
净利润FFBCPATH
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $198.8M | ||
| Q3 25 | $71.9M | $1.6M | ||
| Q2 25 | $70.0M | $-22.6M | ||
| Q1 25 | $51.3M | $51.8M | ||
| Q4 24 | — | $-10.7M | ||
| Q3 24 | $52.5M | $-86.1M | ||
| Q2 24 | $60.8M | $-28.7M |
毛利率FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% |
营业利润率FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 3.2% | ||
| Q3 25 | 38.7% | -5.6% | ||
| Q2 25 | 38.8% | -4.6% | ||
| Q1 25 | 31.7% | 7.9% | ||
| Q4 24 | — | -12.2% | ||
| Q3 24 | 32.2% | -32.7% | ||
| Q2 24 | 34.8% | -14.8% |
净利率FFBCPATH
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 48.4% | ||
| Q3 25 | 30.7% | 0.4% | ||
| Q2 25 | 30.9% | -6.3% | ||
| Q1 25 | 25.6% | 12.2% | ||
| Q4 24 | — | -3.0% | ||
| Q3 24 | 26.1% | -27.2% | ||
| Q2 24 | 28.3% | -8.6% |
每股收益（稀释后）FFBCPATH
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.37 | ||
| Q3 25 | $0.75 | $0.00 | ||
| Q2 25 | $0.73 | $-0.04 | ||
| Q1 25 | $0.54 | $0.09 | ||
| Q4 24 | $0.68 | $-0.02 | ||
| Q3 24 | $0.55 | $-0.15 | ||
| Q2 24 | $0.64 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $1.9B |
| 总资产 | $22.5B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.9B |
总债务FFBCPATH
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCPATH
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $1.9B | ||
| Q3 25 | $2.6B | $1.7B | ||
| Q2 25 | $2.6B | $1.7B | ||
| Q1 25 | $2.5B | $1.8B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $2.5B | $1.8B | ||
| Q2 24 | $2.3B | $2.0B |
总资产FFBCPATH
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $2.9B | ||
| Q3 25 | $18.6B | $2.6B | ||
| Q2 25 | $18.6B | $2.6B | ||
| Q1 25 | $18.5B | $2.9B | ||
| Q4 24 | $18.6B | $2.7B | ||
| Q3 24 | $18.1B | $2.7B | ||
| Q2 24 | $18.2B | $2.8B |
负债/权益比FFBCPATH
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $28.3M |
| 自由现金流经营现金流 - 资本支出 | — | $25.1M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 0.14× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $28.3M | ||
| Q3 25 | $89.8M | $41.6M | ||
| Q2 25 | $69.8M | $119.0M | ||
| Q1 25 | $56.1M | $146.1M | ||
| Q4 24 | $262.2M | $28.1M | ||
| Q3 24 | $88.1M | $46.4M | ||
| Q2 24 | $68.1M | $100.0M |
自由现金流FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $25.1M | ||
| Q3 25 | $85.8M | — | ||
| Q2 25 | $64.8M | $106.2M | ||
| Q1 25 | $52.4M | $138.7M | ||
| Q4 24 | $241.1M | $23.2M | ||
| Q3 24 | $84.4M | $45.0M | ||
| Q2 24 | $64.8M | $98.8M |
自由现金流率FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 6.1% | ||
| Q3 25 | 36.7% | — | ||
| Q2 25 | 28.6% | 29.8% | ||
| Q1 25 | 26.1% | 32.7% | ||
| Q4 24 | 107.5% | 6.5% | ||
| Q3 24 | 42.0% | 14.2% | ||
| Q2 24 | 30.2% | 29.5% |
资本支出强度FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 0.8% | ||
| Q3 25 | 1.7% | 0.0% | ||
| Q2 25 | 2.2% | 3.6% | ||
| Q1 25 | 1.9% | 1.7% | ||
| Q4 24 | 9.4% | 1.4% | ||
| Q3 24 | 1.8% | 0.4% | ||
| Q2 24 | 1.5% | 0.4% |
现金转化率FFBCPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 0.14× | ||
| Q3 25 | 1.25× | 26.25× | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.09× | 2.82× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.68× | — | ||
| Q2 24 | 1.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
