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FIRST FINANCIAL BANCORP（FFBC）与通用动力（PLOW）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是通用动力的1.5倍（$271.5M vs $184.5M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 7.0%，领先20.5%），过去两年通用动力的营收复合增速更高（38.9% vs 12.4%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
通用动力公司是总部位于美国弗吉尼亚州雷斯顿的工业与科技企业，核心业务是研发制造各类先进军用装备，产品包括核潜艇、主战坦克、装甲战车等，同时也生产民用湾流公务机，并提供信息技术服务，是美国联邦政府前五大国防承包商之一。
FFBC vs PLOW — 直观对比
营收规模更大
FFBC
是对方的1.5倍
$184.5M
净利率更高
FFBC
高出20.5%
7.0%
两年增速更快
PLOW
近两年复合增速
12.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $184.5M |
| 净利润 | $74.4M | $12.8M |
| 毛利率 | — | 26.1% |
| 营业利润率 | — | 10.5% |
| 净利率 | 27.4% | 7.0% |
| 营收同比 | — | 28.6% |
| 净利润同比 | 19.3% | 62.3% |
| 每股收益（稀释后） | $0.71 | $0.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCPLOW
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $184.5M | ||
| Q3 25 | $234.0M | $162.1M | ||
| Q2 25 | $226.3M | $194.3M | ||
| Q1 25 | $200.4M | $115.1M | ||
| Q4 24 | $224.3M | $143.5M | ||
| Q3 24 | $201.3M | $129.4M | ||
| Q2 24 | $214.8M | $199.9M |
净利润FFBCPLOW
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $12.8M | ||
| Q3 25 | $71.9M | $8.0M | ||
| Q2 25 | $70.0M | $26.0M | ||
| Q1 25 | $51.3M | $148.0K | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | $52.5M | $32.3M | ||
| Q2 24 | $60.8M | $24.3M |
毛利率FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 30.7% |
营业利润率FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | 10.5% | ||
| Q3 25 | 38.7% | 8.7% | ||
| Q2 25 | 38.8% | 19.0% | ||
| Q1 25 | 31.7% | 2.8% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | 32.2% | 35.4% | ||
| Q2 24 | 34.8% | 18.2% |
净利率FFBCPLOW
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | 30.7% | 4.9% | ||
| Q2 25 | 30.9% | 13.4% | ||
| Q1 25 | 25.6% | 0.1% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 26.1% | 24.9% | ||
| Q2 24 | 28.3% | 12.2% |
每股收益（稀释后）FFBCPLOW
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.54 | ||
| Q3 25 | $0.75 | $0.33 | ||
| Q2 25 | $0.73 | $1.09 | ||
| Q1 25 | $0.54 | $0.00 | ||
| Q4 24 | $0.68 | $0.35 | ||
| Q3 24 | $0.55 | $1.36 | ||
| Q2 24 | $0.64 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.1M | $144.0M |
| 股东权益账面价值 | $2.9B | $281.4M |
| 总资产 | $22.5B | $626.7M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.51× |
8季度趋势，按日历期对齐
总债务FFBCPLOW
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | $144.0M | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | $147.5M | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCPLOW
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $281.4M | ||
| Q3 25 | $2.6B | $275.3M | ||
| Q2 25 | $2.6B | $273.3M | ||
| Q1 25 | $2.5B | $258.9M | ||
| Q4 24 | $2.4B | $264.2M | ||
| Q3 24 | $2.5B | $260.8M | ||
| Q2 24 | $2.3B | $236.7M |
总资产FFBCPLOW
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $626.7M | ||
| Q3 25 | $18.6B | $694.9M | ||
| Q2 25 | $18.6B | $671.5M | ||
| Q1 25 | $18.5B | $621.0M | ||
| Q4 24 | $18.6B | $590.0M | ||
| Q3 24 | $18.1B | $665.6M | ||
| Q2 24 | $18.2B | $617.0M |
负债/权益比FFBCPLOW
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | 0.51× | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 0.56× | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $95.9M |
| 自由现金流经营现金流 - 资本支出 | — | $92.8M |
| 自由现金流率自由现金流/营收 | — | 50.3% |
| 资本支出强度资本支出/营收 | — | 1.7% |
| 现金转化率经营现金流/净利润 | — | 7.47× |
| 过去12个月自由现金流最近4个季度 | — | $63.6M |
8季度趋势，按日历期对齐
经营现金流FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $95.9M | ||
| Q3 25 | $89.8M | $-8.5M | ||
| Q2 25 | $69.8M | $-11.4M | ||
| Q1 25 | $56.1M | $-1.3M | ||
| Q4 24 | $262.2M | $74.4M | ||
| Q3 24 | $88.1M | $-14.2M | ||
| Q2 24 | $68.1M | $2.5M |
自由现金流FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $92.8M | ||
| Q3 25 | $85.8M | $-11.4M | ||
| Q2 25 | $64.8M | $-14.3M | ||
| Q1 25 | $52.4M | $-3.5M | ||
| Q4 24 | $241.1M | $70.2M | ||
| Q3 24 | $84.4M | $-15.2M | ||
| Q2 24 | $64.8M | $836.0K |
自由现金流率FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 50.3% | ||
| Q3 25 | 36.7% | -7.1% | ||
| Q2 25 | 28.6% | -7.4% | ||
| Q1 25 | 26.1% | -3.0% | ||
| Q4 24 | 107.5% | 48.9% | ||
| Q3 24 | 42.0% | -11.8% | ||
| Q2 24 | 30.2% | 0.4% |
资本支出强度FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 1.7% | ||
| Q3 25 | 1.7% | 1.8% | ||
| Q2 25 | 2.2% | 1.5% | ||
| Q1 25 | 1.9% | 1.9% | ||
| Q4 24 | 9.4% | 2.9% | ||
| Q3 24 | 1.8% | 0.8% | ||
| Q2 24 | 1.5% | 0.8% |
现金转化率FFBCPLOW
| Q1 26 | — | — | ||
| Q4 25 | — | 7.47× | ||
| Q3 25 | 1.25× | -1.07× | ||
| Q2 25 | 1.00× | -0.44× | ||
| Q1 25 | 1.09× | -9.03× | ||
| Q4 24 | — | 9.41× | ||
| Q3 24 | 1.68× | -0.44× | ||
| Q2 24 | 1.12× | 0.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
PLOW
| Work Truck Solutions | $101.5M | 55% |
| Transferred At Point In Time | $83.1M | 45% |
