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FIRST FINANCIAL BANCORP（FFBC）与PROGRESS SOFTWARE CORP（PRGS）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是PROGRESS SOFTWARE CORP的1.1倍（$271.5M vs $252.7M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 10.2%，领先17.2%），过去两年PROGRESS SOFTWARE CORP的营收复合增速更高（17.0% vs 12.4%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
FFBC vs PRGS — 直观对比
营收规模更大
FFBC
是对方的1.1倍
$252.7M
净利率更高
FFBC
高出17.2%
10.2%
两年增速更快
PRGS
近两年复合增速
12.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $252.7M |
| 净利润 | $74.4M | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | — | 15.2% |
| 净利率 | 27.4% | 10.2% |
| 营收同比 | — | 17.5% |
| 净利润同比 | 19.3% | 2144.6% |
| 每股收益（稀释后） | $0.71 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCPRGS
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $252.7M | ||
| Q3 25 | $234.0M | $249.8M | ||
| Q2 25 | $226.3M | $237.4M | ||
| Q1 25 | $200.4M | $238.0M | ||
| Q4 24 | $224.3M | $215.0M | ||
| Q3 24 | $201.3M | $178.7M | ||
| Q2 24 | $214.8M | $175.1M |
净利润FFBCPRGS
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $25.7M | ||
| Q3 25 | $71.9M | $19.4M | ||
| Q2 25 | $70.0M | $17.0M | ||
| Q1 25 | $51.3M | $10.9M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | $52.5M | $28.5M | ||
| Q2 24 | $60.8M | $16.2M |
毛利率FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% |
营业利润率FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 15.2% | ||
| Q3 25 | 38.7% | 17.6% | ||
| Q2 25 | 38.8% | 16.3% | ||
| Q1 25 | 31.7% | 13.6% | ||
| Q4 24 | — | 10.0% | ||
| Q3 24 | 32.2% | 22.6% | ||
| Q2 24 | 34.8% | 15.5% |
净利率FFBCPRGS
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 10.2% | ||
| Q3 25 | 30.7% | 7.8% | ||
| Q2 25 | 30.9% | 7.2% | ||
| Q1 25 | 25.6% | 4.6% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | 26.1% | 15.9% | ||
| Q2 24 | 28.3% | 9.2% |
每股收益（稀释后）FFBCPRGS
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.59 | ||
| Q3 25 | $0.75 | $0.44 | ||
| Q2 25 | $0.73 | $0.39 | ||
| Q1 25 | $0.54 | $0.24 | ||
| Q4 24 | $0.68 | $0.01 | ||
| Q3 24 | $0.55 | $0.65 | ||
| Q2 24 | $0.64 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $94.8M |
| 总债务越低越好 | $13.1M | $1.4B |
| 股东权益账面价值 | $2.9B | $478.3M |
| 总资产 | $22.5B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.00× | 2.93× |
8季度趋势，按日历期对齐
现金及短期投资FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $94.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $102.0M | ||
| Q1 25 | — | $124.2M | ||
| Q4 24 | — | $118.1M | ||
| Q3 24 | — | $232.7M | ||
| Q2 24 | — | $190.4M |
总债务FFBCPRGS
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | $1.4B | ||
| Q3 25 | $221.8M | $1.4B | ||
| Q2 25 | $345.0M | $1.5B | ||
| Q1 25 | $345.9M | $1.5B | ||
| Q4 24 | $347.5M | $1.5B | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCPRGS
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $478.3M | ||
| Q3 25 | $2.6B | $477.7M | ||
| Q2 25 | $2.6B | $452.7M | ||
| Q1 25 | $2.5B | $431.8M | ||
| Q4 24 | $2.4B | $438.8M | ||
| Q3 24 | $2.5B | $425.6M | ||
| Q2 24 | $2.3B | $401.7M |
总资产FFBCPRGS
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $2.5B | ||
| Q3 25 | $18.6B | $2.4B | ||
| Q2 25 | $18.6B | $2.4B | ||
| Q1 25 | $18.5B | $2.5B | ||
| Q4 24 | $18.6B | $2.5B | ||
| Q3 24 | $18.1B | $1.6B | ||
| Q2 24 | $18.2B | $1.6B |
负债/权益比FFBCPRGS
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | 2.93× | ||
| Q3 25 | 0.08× | 2.97× | ||
| Q2 25 | 0.13× | 3.22× | ||
| Q1 25 | 0.14× | 3.50× | ||
| Q4 24 | 0.14× | 3.48× | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $62.8M |
| 自由现金流经营现金流 - 资本支出 | — | $59.9M |
| 自由现金流率自由现金流/营收 | — | 23.7% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 2.44× |
| 过去12个月自由现金流最近4个季度 | — | $229.5M |
8季度趋势，按日历期对齐
经营现金流FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $62.8M | ||
| Q3 25 | $89.8M | $73.4M | ||
| Q2 25 | $69.8M | $30.0M | ||
| Q1 25 | $56.1M | $68.9M | ||
| Q4 24 | $262.2M | $19.7M | ||
| Q3 24 | $88.1M | $57.7M | ||
| Q2 24 | $68.1M | $63.7M |
自由现金流FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $59.9M | ||
| Q3 25 | $85.8M | $72.4M | ||
| Q2 25 | $64.8M | $29.5M | ||
| Q1 25 | $52.4M | $67.7M | ||
| Q4 24 | $241.1M | $16.8M | ||
| Q3 24 | $84.4M | $56.6M | ||
| Q2 24 | $64.8M | $62.7M |
自由现金流率FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 23.7% | ||
| Q3 25 | 36.7% | 29.0% | ||
| Q2 25 | 28.6% | 12.4% | ||
| Q1 25 | 26.1% | 28.4% | ||
| Q4 24 | 107.5% | 7.8% | ||
| Q3 24 | 42.0% | 31.7% | ||
| Q2 24 | 30.2% | 35.8% |
资本支出强度FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 1.1% | ||
| Q3 25 | 1.7% | 0.4% | ||
| Q2 25 | 2.2% | 0.2% | ||
| Q1 25 | 1.9% | 0.5% | ||
| Q4 24 | 9.4% | 1.3% | ||
| Q3 24 | 1.8% | 0.6% | ||
| Q2 24 | 1.5% | 0.5% |
现金转化率FFBCPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.44× | ||
| Q3 25 | 1.25× | 3.78× | ||
| Q2 25 | 1.00× | 1.76× | ||
| Q1 25 | 1.09× | 6.30× | ||
| Q4 24 | — | 17.13× | ||
| Q3 24 | 1.68× | 2.03× | ||
| Q2 24 | 1.12× | 3.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
