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FIRST FINANCIAL BANCORP（FFBC）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是Ribbon Communications Inc.的1.7倍（$271.5M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 27.4%，领先27.4%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs -8.1%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
FFBC vs RBBN — 直观对比
营收规模更大
FFBC
是对方的1.7倍
$162.6M
净利率更高
RBBN
高出27.4%
27.4%
两年增速更快
FFBC
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $162.6M |
| 净利润 | $74.4M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 27.4% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.71 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCRBBN
| Q1 26 | $271.5M | $162.6M | ||
| Q4 25 | $238.8M | $227.3M | ||
| Q3 25 | $234.0M | $215.4M | ||
| Q2 25 | $226.3M | $220.6M | ||
| Q1 25 | $200.4M | $181.3M | ||
| Q4 24 | $224.3M | $251.4M | ||
| Q3 24 | $201.3M | $210.2M | ||
| Q2 24 | $214.8M | $192.6M |
净利润FFBCRBBN
| Q1 26 | $74.4M | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $71.9M | $-12.1M | ||
| Q2 25 | $70.0M | $-11.1M | ||
| Q1 25 | $51.3M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $52.5M | $-13.4M | ||
| Q2 24 | $60.8M | $-16.8M |
毛利率FFBCRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率FFBCRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | — | 4.1% | ||
| Q3 25 | 38.7% | 1.3% | ||
| Q2 25 | 38.8% | 1.9% | ||
| Q1 25 | 31.7% | -10.8% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | 32.2% | -0.4% | ||
| Q2 24 | 34.8% | -1.0% |
净利率FFBCRBBN
| Q1 26 | 27.4% | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 30.7% | -5.6% | ||
| Q2 25 | 30.9% | -5.0% | ||
| Q1 25 | 25.6% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | -6.4% | ||
| Q2 24 | 28.3% | -8.7% |
每股收益（稀释后）FFBCRBBN
| Q1 26 | $0.71 | $0.50 | ||
| Q4 25 | $0.64 | $0.50 | ||
| Q3 25 | $0.75 | $-0.07 | ||
| Q2 25 | $0.73 | $-0.06 | ||
| Q1 25 | $0.54 | $-0.15 | ||
| Q4 24 | $0.68 | $0.05 | ||
| Q3 24 | $0.55 | $-0.08 | ||
| Q2 24 | $0.64 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $419.1M |
| 总资产 | $22.5B | — |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务FFBCRBBN
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | $342.1M | ||
| Q3 25 | $221.8M | $344.3M | ||
| Q2 25 | $345.0M | $346.5M | ||
| Q1 25 | $345.9M | $347.4M | ||
| Q4 24 | $347.5M | $348.3M | ||
| Q3 24 | $344.1M | $349.1M | ||
| Q2 24 | $338.6M | $350.0M |
股东权益FFBCRBBN
| Q1 26 | $2.9B | $419.1M | ||
| Q4 25 | $2.8B | $449.0M | ||
| Q3 25 | $2.6B | $360.1M | ||
| Q2 25 | $2.6B | $370.4M | ||
| Q1 25 | $2.5B | $381.8M | ||
| Q4 24 | $2.4B | $404.6M | ||
| Q3 24 | $2.5B | $395.5M | ||
| Q2 24 | $2.3B | $405.0M |
总资产FFBCRBBN
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $1.2B | ||
| Q3 25 | $18.6B | $1.1B | ||
| Q2 25 | $18.6B | $1.1B | ||
| Q1 25 | $18.5B | $1.1B | ||
| Q4 24 | $18.6B | $1.2B | ||
| Q3 24 | $18.1B | $1.1B | ||
| Q2 24 | $18.2B | $1.1B |
负债/权益比FFBCRBBN
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | 0.76× | ||
| Q3 25 | 0.08× | 0.96× | ||
| Q2 25 | 0.13× | 0.94× | ||
| Q1 25 | 0.14× | 0.91× | ||
| Q4 24 | 0.14× | 0.86× | ||
| Q3 24 | 0.14× | 0.88× | ||
| Q2 24 | 0.15× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
