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FIRST FINANCIAL BANCORP（FFBC）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是FIRST FINANCIAL BANCORP的1.7倍（$461.6M vs $271.5M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 14.6%，领先12.8%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 5.6%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
FFBC vs RBC — 直观对比
营收规模更大
RBC
是对方的1.7倍
$271.5M
净利率更高
FFBC
高出12.8%
14.6%
两年增速更快
FFBC
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $461.6M |
| 净利润 | $74.4M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 27.4% | 14.6% |
| 营收同比 | — | 17.0% |
| 净利润同比 | — | 16.4% |
| 每股收益（稀释后） | $0.71 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCRBC
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $461.6M | ||
| Q3 25 | $234.0M | $455.3M | ||
| Q2 25 | $226.3M | $436.0M | ||
| Q1 25 | $200.4M | $437.7M | ||
| Q4 24 | $224.3M | $394.4M | ||
| Q3 24 | $201.3M | $397.9M | ||
| Q2 24 | $214.8M | $406.3M |
净利润FFBCRBC
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $67.4M | ||
| Q3 25 | $71.9M | $60.0M | ||
| Q2 25 | $70.0M | $68.5M | ||
| Q1 25 | $51.3M | $72.7M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | $52.5M | $54.2M | ||
| Q2 24 | $60.8M | $61.4M |
毛利率FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 22.3% | ||
| Q3 25 | 38.7% | 21.5% | ||
| Q2 25 | 38.8% | 23.2% | ||
| Q1 25 | 31.7% | 23.0% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | 32.2% | 21.6% | ||
| Q2 24 | 34.8% | 24.0% |
净利率FFBCRBC
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 14.6% | ||
| Q3 25 | 30.7% | 13.2% | ||
| Q2 25 | 30.9% | 15.7% | ||
| Q1 25 | 25.6% | 16.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | 26.1% | 13.6% | ||
| Q2 24 | 28.3% | 15.1% |
每股收益（稀释后）FFBCRBC
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $2.13 | ||
| Q3 25 | $0.75 | $1.90 | ||
| Q2 25 | $0.73 | $2.17 | ||
| Q1 25 | $0.54 | $2.33 | ||
| Q4 24 | $0.68 | $1.82 | ||
| Q3 24 | $0.55 | $1.65 | ||
| Q2 24 | $0.64 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | $13.1M | $990.2M |
| 股东权益账面价值 | $2.9B | $3.3B |
| 总资产 | $22.5B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M |
总债务FFBCRBC
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | $990.2M | ||
| Q3 25 | $221.8M | $1.1B | ||
| Q2 25 | $345.0M | $915.6M | ||
| Q1 25 | $345.9M | $920.1M | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCRBC
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $3.3B | ||
| Q3 25 | $2.6B | $3.2B | ||
| Q2 25 | $2.6B | $3.1B | ||
| Q1 25 | $2.5B | $3.0B | ||
| Q4 24 | $2.4B | $2.9B | ||
| Q3 24 | $2.5B | $2.9B | ||
| Q2 24 | $2.3B | $2.8B |
总资产FFBCRBC
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $5.1B | ||
| Q3 25 | $18.6B | $5.1B | ||
| Q2 25 | $18.6B | $4.8B | ||
| Q1 25 | $18.5B | $4.7B | ||
| Q4 24 | $18.6B | $4.7B | ||
| Q3 24 | $18.1B | $4.7B | ||
| Q2 24 | $18.2B | $4.7B |
负债/权益比FFBCRBC
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | 0.30× | ||
| Q3 25 | 0.08× | 0.34× | ||
| Q2 25 | 0.13× | 0.29× | ||
| Q1 25 | 0.14× | 0.30× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $122.1M | ||
| Q3 25 | $89.8M | $88.4M | ||
| Q2 25 | $69.8M | $120.0M | ||
| Q1 25 | $56.1M | — | ||
| Q4 24 | $262.2M | $84.0M | ||
| Q3 24 | $88.1M | — | ||
| Q2 24 | $68.1M | $97.4M |
自由现金流FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $99.1M | ||
| Q3 25 | $85.8M | $71.7M | ||
| Q2 25 | $64.8M | $104.3M | ||
| Q1 25 | $52.4M | — | ||
| Q4 24 | $241.1M | $73.6M | ||
| Q3 24 | $84.4M | — | ||
| Q2 24 | $64.8M | $88.4M |
自由现金流率FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 21.5% | ||
| Q3 25 | 36.7% | 15.7% | ||
| Q2 25 | 28.6% | 23.9% | ||
| Q1 25 | 26.1% | — | ||
| Q4 24 | 107.5% | 18.7% | ||
| Q3 24 | 42.0% | — | ||
| Q2 24 | 30.2% | 21.8% |
资本支出强度FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 5.0% | ||
| Q3 25 | 1.7% | 3.7% | ||
| Q2 25 | 2.2% | 3.6% | ||
| Q1 25 | 1.9% | 3.2% | ||
| Q4 24 | 9.4% | 2.6% | ||
| Q3 24 | 1.8% | 4.1% | ||
| Q2 24 | 1.5% | 2.2% |
现金转化率FFBCRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.25× | 1.47× | ||
| Q2 25 | 1.00× | 1.75× | ||
| Q1 25 | 1.09× | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 1.68× | — | ||
| Q2 24 | 1.12× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
