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FIRST FINANCIAL BANCORP（FFBC）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是STURM RUGER & CO INC的1.8倍（$271.5M vs $151.1M），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 5.1%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
FFBC vs RGR — 直观对比
营收规模更大
FFBC
是对方的1.8倍
$151.1M
两年增速更快
FFBC
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $151.1M |
| 净利润 | $74.4M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 27.4% | — |
| 营收同比 | — | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.71 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCRGR
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $151.1M | ||
| Q3 25 | $234.0M | $126.8M | ||
| Q2 25 | $226.3M | $132.5M | ||
| Q1 25 | $200.4M | $135.7M | ||
| Q4 24 | $224.3M | $145.8M | ||
| Q3 24 | $201.3M | $122.3M | ||
| Q2 24 | $214.8M | $130.8M |
净利润FFBCRGR
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $71.9M | $1.6M | ||
| Q2 25 | $70.0M | $-17.2M | ||
| Q1 25 | $51.3M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $52.5M | $4.7M | ||
| Q2 24 | $60.8M | $8.3M |
毛利率FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | 38.7% | -2.7% | ||
| Q2 25 | 38.8% | -15.6% | ||
| Q1 25 | 31.7% | 6.2% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | 32.2% | 3.1% | ||
| Q2 24 | 34.8% | 6.9% |
净利率FFBCRGR
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 30.7% | 1.2% | ||
| Q2 25 | 30.9% | -13.0% | ||
| Q1 25 | 25.6% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | 3.9% | ||
| Q2 24 | 28.3% | 6.3% |
每股收益（稀释后）FFBCRGR
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.22 | ||
| Q3 25 | $0.75 | $0.10 | ||
| Q2 25 | $0.73 | $-1.05 | ||
| Q1 25 | $0.54 | $0.46 | ||
| Q4 24 | $0.68 | $0.62 | ||
| Q3 24 | $0.55 | $0.28 | ||
| Q2 24 | $0.64 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $283.8M |
| 总资产 | $22.5B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
总债务FFBCRGR
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCRGR
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $283.8M | ||
| Q3 25 | $2.6B | $279.6M | ||
| Q2 25 | $2.6B | $289.3M | ||
| Q1 25 | $2.5B | $321.5M | ||
| Q4 24 | $2.4B | $319.6M | ||
| Q3 24 | $2.5B | $314.9M | ||
| Q2 24 | $2.3B | $321.5M |
总资产FFBCRGR
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $342.0M | ||
| Q3 25 | $18.6B | $342.3M | ||
| Q2 25 | $18.6B | $349.5M | ||
| Q1 25 | $18.5B | $379.0M | ||
| Q4 24 | $18.6B | $384.0M | ||
| Q3 24 | $18.1B | $373.5M | ||
| Q2 24 | $18.2B | $376.7M |
负债/权益比FFBCRGR
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $15.5M | ||
| Q3 25 | $89.8M | $12.9M | ||
| Q2 25 | $69.8M | $14.7M | ||
| Q1 25 | $56.1M | $11.1M | ||
| Q4 24 | $262.2M | $20.0M | ||
| Q3 24 | $88.1M | $9.4M | ||
| Q2 24 | $68.1M | $18.7M |
自由现金流FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $12.3M | ||
| Q3 25 | $85.8M | $7.0M | ||
| Q2 25 | $64.8M | $9.1M | ||
| Q1 25 | $52.4M | $10.0M | ||
| Q4 24 | $241.1M | $16.4M | ||
| Q3 24 | $84.4M | $2.6M | ||
| Q2 24 | $64.8M | $10.1M |
自由现金流率FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 8.2% | ||
| Q3 25 | 36.7% | 5.5% | ||
| Q2 25 | 28.6% | 6.9% | ||
| Q1 25 | 26.1% | 7.4% | ||
| Q4 24 | 107.5% | 11.2% | ||
| Q3 24 | 42.0% | 2.1% | ||
| Q2 24 | 30.2% | 7.7% |
资本支出强度FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 2.1% | ||
| Q3 25 | 1.7% | 4.6% | ||
| Q2 25 | 2.2% | 4.2% | ||
| Q1 25 | 1.9% | 0.8% | ||
| Q4 24 | 9.4% | 2.5% | ||
| Q3 24 | 1.8% | 5.5% | ||
| Q2 24 | 1.5% | 6.6% |
现金转化率FFBCRGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.25× | 8.15× | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.09× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.68× | 1.98× | ||
| Q2 24 | 1.12× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
