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FIRST FINANCIAL BANCORP（FFBC）与Stitch Fix, Inc.（SFIX）财务数据对比。点击上方公司名可切换其他公司
Stitch Fix, Inc.的季度营收约是FIRST FINANCIAL BANCORP的1.3倍（$342.1M vs $271.5M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs -1.9%，领先29.3%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 1.8%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
Stitch Fix是美国的在线个人造型服务平台，依托推荐算法与数据科学技术，根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年，2017年完成首次公开募股，目前总部位于旧金山。
FFBC vs SFIX — 直观对比
营收规模更大
SFIX
是对方的1.3倍
$271.5M
净利率更高
FFBC
高出29.3%
-1.9%
两年增速更快
FFBC
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $342.1M |
| 净利润 | $74.4M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | — | -2.5% |
| 净利率 | 27.4% | -1.9% |
| 营收同比 | — | 7.3% |
| 净利润同比 | — | -1.7% |
| 每股收益（稀释后） | $0.71 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCSFIX
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $342.1M | ||
| Q3 25 | $234.0M | $311.2M | ||
| Q2 25 | $226.3M | $325.0M | ||
| Q1 25 | $200.4M | $312.1M | ||
| Q4 24 | $224.3M | $318.8M | ||
| Q3 24 | $201.3M | $319.6M | ||
| Q2 24 | $214.8M | $322.7M |
净利润FFBCSFIX
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $-6.4M | ||
| Q3 25 | $71.9M | $-8.6M | ||
| Q2 25 | $70.0M | $-7.4M | ||
| Q1 25 | $51.3M | $-6.5M | ||
| Q4 24 | — | $-6.3M | ||
| Q3 24 | $52.5M | $-36.5M | ||
| Q2 24 | $60.8M | $-21.3M |
毛利率FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% |
营业利润率FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | -2.5% | ||
| Q3 25 | 38.7% | -3.6% | ||
| Q2 25 | 38.8% | -3.0% | ||
| Q1 25 | 31.7% | -2.9% | ||
| Q4 24 | — | -2.8% | ||
| Q3 24 | 32.2% | -13.1% | ||
| Q2 24 | 34.8% | -7.7% |
净利率FFBCSFIX
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | -1.9% | ||
| Q3 25 | 30.7% | -2.8% | ||
| Q2 25 | 30.9% | -2.3% | ||
| Q1 25 | 25.6% | -2.1% | ||
| Q4 24 | — | -2.0% | ||
| Q3 24 | 26.1% | -11.4% | ||
| Q2 24 | 28.3% | -6.6% |
每股收益（稀释后）FFBCSFIX
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $-0.05 | ||
| Q3 25 | $0.75 | $-0.06 | ||
| Q2 25 | $0.73 | $-0.06 | ||
| Q1 25 | $0.54 | $-0.05 | ||
| Q4 24 | $0.68 | $-0.05 | ||
| Q3 24 | $0.55 | $-0.29 | ||
| Q2 24 | $0.64 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $244.2M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $204.1M |
| 总资产 | $22.5B | $530.7M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | $244.2M | ||
| Q3 25 | — | $234.9M | ||
| Q2 25 | — | $234.2M | ||
| Q1 25 | — | $219.1M | ||
| Q4 24 | — | $253.3M | ||
| Q3 24 | — | $247.0M | ||
| Q2 24 | — | $244.5M |
总债务FFBCSFIX
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCSFIX
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $204.1M | ||
| Q3 25 | $2.6B | $203.0M | ||
| Q2 25 | $2.6B | $200.4M | ||
| Q1 25 | $2.5B | $197.8M | ||
| Q4 24 | $2.4B | $190.5M | ||
| Q3 24 | $2.5B | $187.0M | ||
| Q2 24 | $2.3B | $208.9M |
总资产FFBCSFIX
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $530.7M | ||
| Q3 25 | $18.6B | $480.6M | ||
| Q2 25 | $18.6B | $484.7M | ||
| Q1 25 | $18.5B | $472.6M | ||
| Q4 24 | $18.6B | $507.1M | ||
| Q3 24 | $18.1B | $486.9M | ||
| Q2 24 | $18.2B | $537.0M |
负债/权益比FFBCSFIX
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.6M |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $4.9M |
8季度趋势，按日历期对齐
经营现金流FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | $337.9M | $10.9M | ||
| Q3 25 | $89.8M | $7.0M | ||
| Q2 25 | $69.8M | $20.5M | ||
| Q1 25 | $56.1M | $-16.2M | ||
| Q4 24 | $262.2M | $14.3M | ||
| Q3 24 | $88.1M | $8.2M | ||
| Q2 24 | $68.1M | $21.7M |
自由现金流FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | $317.1M | $5.6M | ||
| Q3 25 | $85.8M | $2.8M | ||
| Q2 25 | $64.8M | $16.0M | ||
| Q1 25 | $52.4M | $-19.4M | ||
| Q4 24 | $241.1M | $9.9M | ||
| Q3 24 | $84.4M | $4.5M | ||
| Q2 24 | $64.8M | $18.9M |
自由现金流率FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | 132.8% | 1.6% | ||
| Q3 25 | 36.7% | 0.9% | ||
| Q2 25 | 28.6% | 4.9% | ||
| Q1 25 | 26.1% | -6.2% | ||
| Q4 24 | 107.5% | 3.1% | ||
| Q3 24 | 42.0% | 1.4% | ||
| Q2 24 | 30.2% | 5.9% |
资本支出强度FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 1.6% | ||
| Q3 25 | 1.7% | 1.4% | ||
| Q2 25 | 2.2% | 1.4% | ||
| Q1 25 | 1.9% | 1.0% | ||
| Q4 24 | 9.4% | 1.4% | ||
| Q3 24 | 1.8% | 1.2% | ||
| Q2 24 | 1.5% | 0.9% |
现金转化率FFBCSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.25× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.09× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.68× | — | ||
| Q2 24 | 1.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
SFIX
暂无分部数据
