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F&G Annuities & Life, Inc.（FG）与KB HOME（KBH）财务数据对比。点击上方公司名可切换其他公司
F&G Annuities & Life, Inc.的季度营收约是KB HOME的1.0倍（$1.8B vs $1.7B），F&G Annuities & Life, Inc.净利率更高（7.3% vs 6.0%，领先1.3%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs -15.3%），过去两年KB HOME的营收复合增速更高（7.4% vs 6.1%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
KB Home是美国知名住宅建造企业，1957年于密歇根州底特律成立，前身为Kaufman & Broad，是首家在纽约证券交易所上市的住宅建造商，总部现位于加利福尼亚州洛杉矶。
FG vs KBH — 直观对比
营收规模更大
FG
是对方的1.0倍
$1.7B
营收增速更快
FG
高出28.5%
-15.3%
净利率更高
FG
高出1.3%
6.0%
两年增速更快
KBH
近两年复合增速
6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.7B |
| 净利润 | $128.0M | $101.5M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 7.3% | 6.0% |
| 营收同比 | 13.2% | -15.3% |
| 净利润同比 | -60.9% | -46.7% |
| 每股收益（稀释后） | $0.97 | $1.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGKBH
| Q4 25 | $1.8B | $1.7B | ||
| Q3 25 | $1.7B | $1.6B | ||
| Q2 25 | $1.4B | $1.5B | ||
| Q1 25 | $908.0M | $1.4B | ||
| Q4 24 | $1.6B | $2.0B | ||
| Q3 24 | $1.4B | $1.8B | ||
| Q2 24 | $1.2B | $1.7B | ||
| Q1 24 | $1.6B | $1.5B |
净利润FGKBH
| Q4 25 | $128.0M | $101.5M | ||
| Q3 25 | $118.0M | $109.8M | ||
| Q2 25 | $40.0M | $107.9M | ||
| Q1 25 | $-21.0M | $109.6M | ||
| Q4 24 | $327.0M | $190.6M | ||
| Q3 24 | $-6.0M | $157.3M | ||
| Q2 24 | $203.0M | $168.4M | ||
| Q1 24 | $115.0M | $138.7M |
净利率FGKBH
| Q4 25 | 7.3% | 6.0% | ||
| Q3 25 | 7.0% | 6.8% | ||
| Q2 25 | 2.9% | 7.1% | ||
| Q1 25 | -2.3% | 7.9% | ||
| Q4 24 | 21.0% | 9.5% | ||
| Q3 24 | -0.4% | 9.0% | ||
| Q2 24 | 17.3% | 9.9% | ||
| Q1 24 | 7.3% | 9.4% |
每股收益（稀释后）FGKBH
| Q4 25 | $0.97 | $1.55 | ||
| Q3 25 | $0.85 | $1.61 | ||
| Q2 25 | $0.26 | $1.50 | ||
| Q1 25 | $-0.20 | $1.49 | ||
| Q4 24 | $2.53 | $2.50 | ||
| Q3 24 | $-0.08 | $2.04 | ||
| Q2 24 | $1.55 | $2.15 | ||
| Q1 24 | $0.88 | $1.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | — |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $4.8B | $3.9B |
| 总资产 | $98.4B | $6.7B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资FGKBH
| Q4 25 | $1.5B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $3.3B | — | ||
| Q4 24 | $2.3B | — | ||
| Q3 24 | $3.5B | — | ||
| Q2 24 | $3.5B | — | ||
| Q1 24 | $2.4B | — |
总债务FGKBH
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.2B | — | ||
| Q1 25 | $2.2B | — | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $1.7B | — |
股东权益FGKBH
| Q4 25 | $4.8B | $3.9B | ||
| Q3 25 | $4.8B | $3.9B | ||
| Q2 25 | $4.4B | $4.0B | ||
| Q1 25 | $4.4B | $4.1B | ||
| Q4 24 | $4.0B | $4.1B | ||
| Q3 24 | $4.3B | $4.0B | ||
| Q2 24 | $3.7B | $4.0B | ||
| Q1 24 | $3.5B | $3.9B |
总资产FGKBH
| Q4 25 | $98.4B | $6.7B | ||
| Q3 25 | $96.1B | $7.0B | ||
| Q2 25 | $91.8B | $7.0B | ||
| Q1 25 | $88.0B | $7.0B | ||
| Q4 24 | $85.0B | $6.9B | ||
| Q3 24 | $84.1B | $6.8B | ||
| Q2 24 | $78.5B | $6.8B | ||
| Q1 24 | $74.4B | $6.7B |
负债/权益比FGKBH
| Q4 25 | 0.47× | — | ||
| Q3 25 | 0.46× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.51× | — | ||
| Q4 24 | 0.55× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.56× | — | ||
| Q1 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $303.8M |
| 自由现金流经营现金流 - 资本支出 | — | $290.1M |
| 自由现金流率自由现金流/营收 | — | 17.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 9.13× | 2.99× |
| 过去12个月自由现金流最近4个季度 | — | $287.3M |
8季度趋势，按日历期对齐
经营现金流FGKBH
| Q4 25 | $1.2B | $303.8M | ||
| Q3 25 | $937.0M | $197.7M | ||
| Q2 25 | $1.6B | $168.4M | ||
| Q1 25 | $956.0M | $-334.3M | ||
| Q4 24 | $1.3B | $362.6M | ||
| Q3 24 | $2.1B | $-89.9M | ||
| Q2 24 | $1.1B | $61.5M | ||
| Q1 24 | $1.5B | $28.5M |
自由现金流FGKBH
| Q4 25 | — | $290.1M | ||
| Q3 25 | — | $185.8M | ||
| Q2 25 | — | $156.9M | ||
| Q1 25 | — | $-345.5M | ||
| Q4 24 | — | $352.6M | ||
| Q3 24 | — | $-99.4M | ||
| Q2 24 | — | $51.2M | ||
| Q1 24 | — | $19.1M |
自由现金流率FGKBH
| Q4 25 | — | 17.1% | ||
| Q3 25 | — | 11.5% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | -24.8% | ||
| Q4 24 | — | 17.6% | ||
| Q3 24 | — | -5.7% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 1.3% |
资本支出强度FGKBH
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.6% |
现金转化率FGKBH
| Q4 25 | 9.13× | 2.99× | ||
| Q3 25 | 7.94× | 1.80× | ||
| Q2 25 | 40.50× | 1.56× | ||
| Q1 25 | — | -3.05× | ||
| Q4 24 | 4.04× | 1.90× | ||
| Q3 24 | — | -0.57× | ||
| Q2 24 | 5.20× | 0.37× | ||
| Q1 24 | 13.34× | 0.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
暂无分部数据
KBH
| Home Building | $1.7B | 99% |
| Financial Service | $8.7M | 1% |
