vs
Fair Isaac（FICO）与OUTFRONT Media Inc.（OUT）财务数据对比。点击上方公司名可切换其他公司
OUTFRONT Media Inc.的季度营收约是Fair Isaac的1.0倍（$513.3M vs $512.0M），Fair Isaac净利率更高（30.9% vs 18.9%，领先12.1%），Fair Isaac同比增速更快（16.4% vs 4.1%），Fair Isaac自由现金流更多（$173.9M vs $93.3M），过去两年OUTFRONT Media Inc.的营收复合增速更高（12.1% vs 8.6%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
OUTFRONT Media Inc.是一家美国广告企业，业务覆盖美国本土，由首席执行官Nick Brien领导美洲区业务，核心经营广告牌及公共交通展示广告两大业务板块，是户外广告领域的重要参与者。
FICO vs OUT — 直观对比
营收规模更大
OUT
是对方的1.0倍
$512.0M
营收增速更快
FICO
高出12.3%
4.1%
净利率更高
FICO
高出12.1%
18.9%
自由现金流更多
FICO
多$80.6M
$93.3M
两年增速更快
OUT
近两年复合增速
8.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $513.3M |
| 净利润 | $158.4M | $96.8M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | 26.0% |
| 净利率 | 30.9% | 18.9% |
| 营收同比 | 16.4% | 4.1% |
| 净利润同比 | 3.8% | 30.8% |
| 每股收益（稀释后） | $6.61 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOOUT
| Q4 25 | $512.0M | $513.3M | ||
| Q3 25 | $515.8M | $467.5M | ||
| Q2 25 | $536.4M | $460.2M | ||
| Q1 25 | $498.7M | $390.7M | ||
| Q4 24 | $440.0M | $493.2M | ||
| Q3 24 | $453.8M | $451.9M | ||
| Q2 24 | $447.8M | $477.3M | ||
| Q1 24 | $433.8M | $408.5M |
净利润FICOOUT
| Q4 25 | $158.4M | $96.8M | ||
| Q3 25 | $155.0M | $51.3M | ||
| Q2 25 | $181.8M | $19.5M | ||
| Q1 25 | $162.6M | $-20.6M | ||
| Q4 24 | $152.5M | $74.0M | ||
| Q3 24 | $135.7M | $34.6M | ||
| Q2 24 | $126.3M | $176.8M | ||
| Q1 24 | $129.8M | $-27.2M |
毛利率FICOOUT
| Q4 25 | 83.0% | — | ||
| Q3 25 | 82.3% | — | ||
| Q2 25 | 83.7% | — | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 80.3% | — | ||
| Q2 24 | 80.3% | — | ||
| Q1 24 | 80.0% | — |
营业利润率FICOOUT
| Q4 25 | 45.7% | 26.0% | ||
| Q3 25 | 46.0% | 19.2% | ||
| Q2 25 | 48.9% | 12.2% | ||
| Q1 25 | 49.3% | 3.6% | ||
| Q4 24 | 40.8% | 22.5% | ||
| Q3 24 | 43.4% | 15.8% | ||
| Q2 24 | 42.5% | 48.0% | ||
| Q1 24 | 44.9% | 3.4% |
净利率FICOOUT
| Q4 25 | 30.9% | 18.9% | ||
| Q3 25 | 30.1% | 11.0% | ||
| Q2 25 | 33.9% | 4.2% | ||
| Q1 25 | 32.6% | -5.3% | ||
| Q4 24 | 34.7% | 15.0% | ||
| Q3 24 | 29.9% | 7.7% | ||
| Q2 24 | 28.2% | 37.0% | ||
| Q1 24 | 29.9% | -6.7% |
每股收益（稀释后）FICOOUT
| Q4 25 | $6.61 | $0.57 | ||
| Q3 25 | $6.41 | $0.29 | ||
| Q2 25 | $7.40 | $0.10 | ||
| Q1 25 | $6.59 | $-0.14 | ||
| Q4 24 | $6.14 | $0.49 | ||
| Q3 24 | $5.44 | $0.19 | ||
| Q2 24 | $5.05 | $1.01 | ||
| Q1 24 | $5.16 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $99.9M |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $-1.8B | $710.4M |
| 总资产 | $1.9B | $5.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FICOOUT
| Q4 25 | $162.0M | $99.9M | ||
| Q3 25 | $134.1M | $63.0M | ||
| Q2 25 | $189.0M | $28.5M | ||
| Q1 25 | $146.6M | $30.5M | ||
| Q4 24 | $184.3M | $46.9M | ||
| Q3 24 | $150.7M | $28.0M | ||
| Q2 24 | $156.0M | $49.6M | ||
| Q1 24 | $135.7M | $42.4M |
总债务FICOOUT
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
股东权益FICOOUT
| Q4 25 | $-1.8B | $710.4M | ||
| Q3 25 | $-1.7B | $542.6M | ||
| Q2 25 | $-1.4B | $539.1M | ||
| Q1 25 | $-1.1B | $566.9M | ||
| Q4 24 | $-1.1B | $649.0M | ||
| Q3 24 | $-962.7M | $618.2M | ||
| Q2 24 | $-829.3M | $664.9M | ||
| Q1 24 | $-735.7M | $524.2M |
总资产FICOOUT
| Q4 25 | $1.9B | $5.3B | ||
| Q3 25 | $1.9B | $5.2B | ||
| Q2 25 | $1.9B | $5.1B | ||
| Q1 25 | $1.8B | $5.1B | ||
| Q4 24 | $1.7B | $5.2B | ||
| Q3 24 | $1.7B | $5.2B | ||
| Q2 24 | $1.7B | $5.3B | ||
| Q1 24 | $1.7B | $5.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $118.1M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $93.3M |
| 自由现金流率自由现金流/营收 | 34.0% | 18.2% |
| 资本支出强度资本支出/营收 | 0.0% | 4.8% |
| 现金转化率经营现金流/净利润 | 1.10× | 1.22× |
| 过去12个月自由现金流最近4个季度 | $750.6M | $218.8M |
8季度趋势，按日历期对齐
经营现金流FICOOUT
| Q4 25 | $174.1M | $118.1M | ||
| Q3 25 | $223.7M | $88.8M | ||
| Q2 25 | $286.2M | $67.1M | ||
| Q1 25 | $74.9M | $33.6M | ||
| Q4 24 | $194.0M | $124.5M | ||
| Q3 24 | $226.5M | $73.1M | ||
| Q2 24 | $213.3M | $71.0M | ||
| Q1 24 | $71.0M | $30.6M |
自由现金流FICOOUT
| Q4 25 | $173.9M | $93.3M | ||
| Q3 25 | $219.5M | $67.7M | ||
| Q2 25 | $284.4M | $41.4M | ||
| Q1 25 | $72.8M | $16.4M | ||
| Q4 24 | $193.2M | $106.3M | ||
| Q3 24 | $224.7M | $55.5M | ||
| Q2 24 | $211.6M | $47.1M | ||
| Q1 24 | $67.0M | $12.2M |
自由现金流率FICOOUT
| Q4 25 | 34.0% | 18.2% | ||
| Q3 25 | 42.6% | 14.5% | ||
| Q2 25 | 53.0% | 9.0% | ||
| Q1 25 | 14.6% | 4.2% | ||
| Q4 24 | 43.9% | 21.6% | ||
| Q3 24 | 49.5% | 12.3% | ||
| Q2 24 | 47.2% | 9.9% | ||
| Q1 24 | 15.4% | 3.0% |
资本支出强度FICOOUT
| Q4 25 | 0.0% | 4.8% | ||
| Q3 25 | 0.8% | 4.5% | ||
| Q2 25 | 0.3% | 5.6% | ||
| Q1 25 | 0.4% | 4.4% | ||
| Q4 24 | 0.2% | 3.7% | ||
| Q3 24 | 0.4% | 3.9% | ||
| Q2 24 | 0.4% | 5.0% | ||
| Q1 24 | 0.9% | 4.5% |
现金转化率FICOOUT
| Q4 25 | 1.10× | 1.22× | ||
| Q3 25 | 1.44× | 1.73× | ||
| Q2 25 | 1.57× | 3.44× | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 1.27× | 1.68× | ||
| Q3 24 | 1.67× | 2.11× | ||
| Q2 24 | 1.69× | 0.40× | ||
| Q1 24 | 0.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
OUT
| Static Displays | $236.3M | 46% |
| Other | $134.8M | 26% |
| Digital Displays | $125.3M | 24% |
| Other Revenues | $1.9M | 0% |
