vs
Fair Isaac（FICO）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Rollins, Inc.的季度营收约是Fair Isaac的1.8倍（$906.4M vs $512.0M），Fair Isaac净利率更高（30.9% vs 11.9%，领先19.0%），Fair Isaac同比增速更快（16.4% vs 10.2%），Fair Isaac自由现金流更多（$173.9M vs $111.2M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 0.8%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
FICO vs ROL — 直观对比
营收规模更大
ROL
是对方的1.8倍
$512.0M
营收增速更快
FICO
高出6.2%
10.2%
净利率更高
FICO
高出19.0%
11.9%
自由现金流更多
FICO
多$62.6M
$111.2M
两年增速更快
FICO
近两年复合增速
0.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $906.4M |
| 净利润 | $158.4M | $107.8M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | 16.1% |
| 净利率 | 30.9% | 11.9% |
| 营收同比 | 16.4% | 10.2% |
| 净利润同比 | 3.8% | 2.5% |
| 每股收益（稀释后） | $6.61 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOROL
| Q1 26 | — | $906.4M | ||
| Q4 25 | $512.0M | $912.9M | ||
| Q3 25 | $515.8M | $1.0B | ||
| Q2 25 | $536.4M | $999.5M | ||
| Q1 25 | $498.7M | $822.5M | ||
| Q4 24 | $440.0M | $832.2M | ||
| Q3 24 | $453.8M | $916.3M | ||
| Q2 24 | $447.8M | $891.9M |
净利润FICOROL
| Q1 26 | — | $107.8M | ||
| Q4 25 | $158.4M | $116.4M | ||
| Q3 25 | $155.0M | $163.5M | ||
| Q2 25 | $181.8M | $141.5M | ||
| Q1 25 | $162.6M | $105.2M | ||
| Q4 24 | $152.5M | $105.7M | ||
| Q3 24 | $135.7M | $136.9M | ||
| Q2 24 | $126.3M | $129.4M |
毛利率FICOROL
| Q1 26 | — | — | ||
| Q4 25 | 83.0% | — | ||
| Q3 25 | 82.3% | — | ||
| Q2 25 | 83.7% | — | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 80.3% | — | ||
| Q2 24 | 80.3% | — |
营业利润率FICOROL
| Q1 26 | — | 16.1% | ||
| Q4 25 | 45.7% | 17.5% | ||
| Q3 25 | 46.0% | 21.9% | ||
| Q2 25 | 48.9% | 19.8% | ||
| Q1 25 | 49.3% | 17.3% | ||
| Q4 24 | 40.8% | 18.1% | ||
| Q3 24 | 43.4% | 20.9% | ||
| Q2 24 | 42.5% | 20.4% |
净利率FICOROL
| Q1 26 | — | 11.9% | ||
| Q4 25 | 30.9% | 12.8% | ||
| Q3 25 | 30.1% | 15.9% | ||
| Q2 25 | 33.9% | 14.2% | ||
| Q1 25 | 32.6% | 12.8% | ||
| Q4 24 | 34.7% | 12.7% | ||
| Q3 24 | 29.9% | 14.9% | ||
| Q2 24 | 28.2% | 14.5% |
每股收益（稀释后）FICOROL
| Q1 26 | — | $0.22 | ||
| Q4 25 | $6.61 | $0.24 | ||
| Q3 25 | $6.41 | $0.34 | ||
| Q2 25 | $7.40 | $0.29 | ||
| Q1 25 | $6.59 | $0.22 | ||
| Q4 24 | $6.14 | $0.22 | ||
| Q3 24 | $5.44 | $0.28 | ||
| Q2 24 | $5.05 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $116.5M |
| 总债务越低越好 | $3.2B | $650.6M |
| 股东权益账面价值 | $-1.8B | $1.4B |
| 总资产 | $1.9B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资FICOROL
| Q1 26 | — | $116.5M | ||
| Q4 25 | $162.0M | $100.0M | ||
| Q3 25 | $134.1M | $127.4M | ||
| Q2 25 | $189.0M | $123.0M | ||
| Q1 25 | $146.6M | $201.2M | ||
| Q4 24 | $184.3M | $89.6M | ||
| Q3 24 | $150.7M | $95.3M | ||
| Q2 24 | $156.0M | $106.7M |
总债务FICOROL
| Q1 26 | — | $650.6M | ||
| Q4 25 | $3.2B | $486.1M | ||
| Q3 25 | $3.1B | $485.7M | ||
| Q2 25 | $2.8B | $485.3M | ||
| Q1 25 | $2.5B | $485.5M | ||
| Q4 24 | $2.4B | $395.3M | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — |
股东权益FICOROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $-1.8B | $1.4B | ||
| Q3 25 | $-1.7B | $1.5B | ||
| Q2 25 | $-1.4B | $1.4B | ||
| Q1 25 | $-1.1B | $1.4B | ||
| Q4 24 | $-1.1B | $1.3B | ||
| Q3 24 | $-962.7M | $1.3B | ||
| Q2 24 | $-829.3M | $1.2B |
总资产FICOROL
| Q1 26 | — | $3.2B | ||
| Q4 25 | $1.9B | $3.1B | ||
| Q3 25 | $1.9B | $3.2B | ||
| Q2 25 | $1.9B | $3.2B | ||
| Q1 25 | $1.8B | $2.9B | ||
| Q4 24 | $1.7B | $2.8B | ||
| Q3 24 | $1.7B | $2.8B | ||
| Q2 24 | $1.7B | $2.8B |
负债/权益比FICOROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.36× | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $118.4M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $111.2M |
| 自由现金流率自由现金流/营收 | 34.0% | 12.3% |
| 资本支出强度资本支出/营收 | 0.0% | 0.8% |
| 现金转化率经营现金流/净利润 | 1.10× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $750.6M | $621.1M |
8季度趋势，按日历期对齐
经营现金流FICOROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $174.1M | $164.7M | ||
| Q3 25 | $223.7M | $191.3M | ||
| Q2 25 | $286.2M | $175.1M | ||
| Q1 25 | $74.9M | $146.9M | ||
| Q4 24 | $194.0M | $188.2M | ||
| Q3 24 | $226.5M | $146.9M | ||
| Q2 24 | $213.3M | $145.1M |
自由现金流FICOROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | $173.9M | $159.0M | ||
| Q3 25 | $219.5M | $182.8M | ||
| Q2 25 | $284.4M | $168.0M | ||
| Q1 25 | $72.8M | $140.1M | ||
| Q4 24 | $193.2M | $184.0M | ||
| Q3 24 | $224.7M | $139.4M | ||
| Q2 24 | $211.6M | $136.4M |
自由现金流率FICOROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | 34.0% | 17.4% | ||
| Q3 25 | 42.6% | 17.8% | ||
| Q2 25 | 53.0% | 16.8% | ||
| Q1 25 | 14.6% | 17.0% | ||
| Q4 24 | 43.9% | 22.1% | ||
| Q3 24 | 49.5% | 15.2% | ||
| Q2 24 | 47.2% | 15.3% |
资本支出强度FICOROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | 0.0% | 0.6% | ||
| Q3 25 | 0.8% | 0.8% | ||
| Q2 25 | 0.3% | 0.7% | ||
| Q1 25 | 0.4% | 0.8% | ||
| Q4 24 | 0.2% | 0.5% | ||
| Q3 24 | 0.4% | 0.8% | ||
| Q2 24 | 0.4% | 1.0% |
现金转化率FICOROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | 1.10× | 1.41× | ||
| Q3 25 | 1.44× | 1.17× | ||
| Q2 25 | 1.57× | 1.24× | ||
| Q1 25 | 0.46× | 1.40× | ||
| Q4 24 | 1.27× | 1.78× | ||
| Q3 24 | 1.67× | 1.07× | ||
| Q2 24 | 1.69× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
ROL
暂无分部数据
