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Fair Isaac（FICO）与STEVEN MADDEN, LTD.（SHOO）财务数据对比。点击上方公司名可切换其他公司
STEVEN MADDEN, LTD.的季度营收约是Fair Isaac的1.5倍（$749.8M vs $512.0M），Fair Isaac净利率更高（30.9% vs 3.3%，领先27.6%），STEVEN MADDEN, LTD.同比增速更快（29.5% vs 16.4%），Fair Isaac自由现金流更多（$173.9M vs $80.8M），过去两年STEVEN MADDEN, LTD.的营收复合增速更高（16.7% vs 8.6%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
Steven Madden, Ltd.是一家上市时尚企业，专注于鞋履及潮流配饰的设计与营销，总部位于纽约长岛市。旗下拥有Dolce Vita、Betsey Johnson、Blondo、BB Dakota、Mad Love等品牌，同时获得Anne Klein、Superga等品牌的授权开展相关业务。
FICO vs SHOO — 直观对比
营收规模更大
SHOO
是对方的1.5倍
$512.0M
营收增速更快
SHOO
高出13.2%
16.4%
净利率更高
FICO
高出27.6%
3.3%
自由现金流更多
FICO
多$93.0M
$80.8M
两年增速更快
SHOO
近两年复合增速
8.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $749.8M |
| 净利润 | $158.4M | $24.7M |
| 毛利率 | 83.0% | 42.6% |
| 营业利润率 | 45.7% | 4.8% |
| 净利率 | 30.9% | 3.3% |
| 营收同比 | 16.4% | 29.5% |
| 净利润同比 | 3.8% | -34.8% |
| 每股收益（稀释后） | $6.61 | $0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOSHOO
| Q4 25 | $512.0M | $749.8M | ||
| Q3 25 | $515.8M | $664.2M | ||
| Q2 25 | $536.4M | $556.1M | ||
| Q1 25 | $498.7M | $551.4M | ||
| Q4 24 | $440.0M | $578.8M | ||
| Q3 24 | $453.8M | $621.2M | ||
| Q2 24 | $447.8M | $521.7M | ||
| Q1 24 | $433.8M | $550.6M |
净利润FICOSHOO
| Q4 25 | $158.4M | $24.7M | ||
| Q3 25 | $155.0M | $20.5M | ||
| Q2 25 | $181.8M | $-38.7M | ||
| Q1 25 | $162.6M | $41.3M | ||
| Q4 24 | $152.5M | $37.8M | ||
| Q3 24 | $135.7M | $55.3M | ||
| Q2 24 | $126.3M | $36.9M | ||
| Q1 24 | $129.8M | $44.6M |
毛利率FICOSHOO
| Q4 25 | 83.0% | 42.6% | ||
| Q3 25 | 82.3% | 41.8% | ||
| Q2 25 | 83.7% | 40.6% | ||
| Q1 25 | 82.4% | 41.0% | ||
| Q4 24 | 80.1% | 40.7% | ||
| Q3 24 | 80.3% | 41.8% | ||
| Q2 24 | 80.3% | 41.6% | ||
| Q1 24 | 80.0% | 40.8% |
营业利润率FICOSHOO
| Q4 25 | 45.7% | 4.8% | ||
| Q3 25 | 46.0% | 4.7% | ||
| Q2 25 | 48.9% | -7.2% | ||
| Q1 25 | 49.3% | 9.7% | ||
| Q4 24 | 40.8% | 8.1% | ||
| Q3 24 | 43.4% | 12.0% | ||
| Q2 24 | 42.5% | 9.0% | ||
| Q1 24 | 44.9% | 10.3% |
净利率FICOSHOO
| Q4 25 | 30.9% | 3.3% | ||
| Q3 25 | 30.1% | 3.1% | ||
| Q2 25 | 33.9% | -7.0% | ||
| Q1 25 | 32.6% | 7.5% | ||
| Q4 24 | 34.7% | 6.5% | ||
| Q3 24 | 29.9% | 8.9% | ||
| Q2 24 | 28.2% | 7.1% | ||
| Q1 24 | 29.9% | 8.1% |
每股收益（稀释后）FICOSHOO
| Q4 25 | $6.61 | $0.33 | ||
| Q3 25 | $6.41 | $0.29 | ||
| Q2 25 | $7.40 | $-0.56 | ||
| Q1 25 | $6.59 | $0.57 | ||
| Q4 24 | $6.14 | $0.49 | ||
| Q3 24 | $5.44 | $0.77 | ||
| Q2 24 | $5.05 | $0.49 | ||
| Q1 24 | $5.16 | $0.60 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $112.4M |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $-1.8B | $866.4M |
| 总资产 | $1.9B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FICOSHOO
| Q4 25 | $162.0M | $112.4M | ||
| Q3 25 | $134.1M | $140.0K | ||
| Q2 25 | $189.0M | $111.9M | ||
| Q1 25 | $146.6M | $147.2M | ||
| Q4 24 | $184.3M | $203.4M | ||
| Q3 24 | $150.7M | $11.1M | ||
| Q2 24 | $156.0M | $192.2M | ||
| Q1 24 | $135.7M | $143.1M |
总债务FICOSHOO
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
股东权益FICOSHOO
| Q4 25 | $-1.8B | $866.4M | ||
| Q3 25 | $-1.7B | $850.8M | ||
| Q2 25 | $-1.4B | $833.2M | ||
| Q1 25 | $-1.1B | $875.3M | ||
| Q4 24 | $-1.1B | $847.7M | ||
| Q3 24 | $-962.7M | $833.9M | ||
| Q2 24 | $-829.3M | $808.3M | ||
| Q1 24 | $-735.7M | $825.2M |
总资产FICOSHOO
| Q4 25 | $1.9B | $1.9B | ||
| Q3 25 | $1.9B | $2.0B | ||
| Q2 25 | $1.9B | $1.9B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.7B | $1.4B | ||
| Q3 24 | $1.7B | $1.5B | ||
| Q2 24 | $1.7B | $1.4B | ||
| Q1 24 | $1.7B | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $91.1M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $80.8M |
| 自由现金流率自由现金流/营收 | 34.0% | 10.8% |
| 资本支出强度资本支出/营收 | 0.0% | 1.4% |
| 现金转化率经营现金流/净利润 | 1.10× | 3.70× |
| 过去12个月自由现金流最近4个季度 | $750.6M | $119.5M |
8季度趋势，按日历期对齐
经营现金流FICOSHOO
| Q4 25 | $174.1M | $91.1M | ||
| Q3 25 | $223.7M | $23.4M | ||
| Q2 25 | $286.2M | $66.5M | ||
| Q1 25 | $74.9M | $-18.8M | ||
| Q4 24 | $194.0M | $103.9M | ||
| Q3 24 | $226.5M | $444.0K | ||
| Q2 24 | $213.3M | $109.5M | ||
| Q1 24 | $71.0M | $-15.7M |
自由现金流FICOSHOO
| Q4 25 | $173.9M | $80.8M | ||
| Q3 25 | $219.5M | $8.6M | ||
| Q2 25 | $284.4M | $58.8M | ||
| Q1 25 | $72.8M | $-28.7M | ||
| Q4 24 | $193.2M | $94.6M | ||
| Q3 24 | $224.7M | $-6.9M | ||
| Q2 24 | $211.6M | $104.2M | ||
| Q1 24 | $67.0M | $-19.7M |
自由现金流率FICOSHOO
| Q4 25 | 34.0% | 10.8% | ||
| Q3 25 | 42.6% | 1.3% | ||
| Q2 25 | 53.0% | 10.6% | ||
| Q1 25 | 14.6% | -5.2% | ||
| Q4 24 | 43.9% | 16.3% | ||
| Q3 24 | 49.5% | -1.1% | ||
| Q2 24 | 47.2% | 20.0% | ||
| Q1 24 | 15.4% | -3.6% |
资本支出强度FICOSHOO
| Q4 25 | 0.0% | 1.4% | ||
| Q3 25 | 0.8% | 2.2% | ||
| Q2 25 | 0.3% | 1.4% | ||
| Q1 25 | 0.4% | 1.8% | ||
| Q4 24 | 0.2% | 1.6% | ||
| Q3 24 | 0.4% | 1.2% | ||
| Q2 24 | 0.4% | 1.0% | ||
| Q1 24 | 0.9% | 0.7% |
现金转化率FICOSHOO
| Q4 25 | 1.10× | 3.70× | ||
| Q3 25 | 1.44× | 1.14× | ||
| Q2 25 | 1.57× | — | ||
| Q1 25 | 0.46× | -0.46× | ||
| Q4 24 | 1.27× | 2.75× | ||
| Q3 24 | 1.67× | 0.01× | ||
| Q2 24 | 1.69× | 2.96× | ||
| Q1 24 | 0.55× | -0.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
SHOO
暂无分部数据
