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Fifth Third Bancorp（FITB）与Masco（MAS）财务数据对比。点击上方公司名可切换其他公司
Masco的季度营收约是Fifth Third Bancorp的1.3倍（$1.9B vs $1.5B），Fifth Third Bancorp净利率更高（47.7% vs 11.9%，领先35.8%），Masco同比增速更快（6.5% vs 6.4%）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
FITB vs MAS — 直观对比
营收规模更大
MAS
是对方的1.3倍
$1.5B
营收增速更快
MAS
高出0.1%
6.4%
净利率更高
FITB
高出35.8%
11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.9B |
| 净利润 | $730.0M | $228.0M |
| 毛利率 | — | 35.8% |
| 营业利润率 | 59.7% | 16.5% |
| 净利率 | 47.7% | 11.9% |
| 营收同比 | 6.4% | 6.5% |
| 净利润同比 | 17.7% | 14.5% |
| 每股收益（稀释后） | $1.03 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBMAS
| Q1 26 | — | $1.9B | ||
| Q4 25 | $1.5B | $1.8B | ||
| Q3 25 | $1.5B | $1.9B | ||
| Q2 25 | $1.5B | $2.1B | ||
| Q1 25 | $1.4B | $1.8B | ||
| Q4 24 | $1.4B | $1.8B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.1B |
净利润FITBMAS
| Q1 26 | — | $228.0M | ||
| Q4 25 | $730.0M | $165.0M | ||
| Q3 25 | $649.0M | $189.0M | ||
| Q2 25 | $628.0M | $270.0M | ||
| Q1 25 | $515.0M | $186.0M | ||
| Q4 24 | $620.0M | $182.0M | ||
| Q3 24 | — | $167.0M | ||
| Q2 24 | — | $258.0M |
毛利率FITBMAS
| Q1 26 | — | 35.8% | ||
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 37.6% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.8% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 37.5% |
营业利润率FITBMAS
| Q1 26 | — | 16.5% | ||
| Q4 25 | 59.7% | 13.8% | ||
| Q3 25 | 55.1% | 15.8% | ||
| Q2 25 | 54.0% | 20.1% | ||
| Q1 25 | 45.4% | 15.9% | ||
| Q4 24 | 53.3% | 15.9% | ||
| Q3 24 | — | 18.0% | ||
| Q2 24 | — | 19.0% |
净利率FITBMAS
| Q1 26 | — | 11.9% | ||
| Q4 25 | 47.7% | 9.2% | ||
| Q3 25 | 42.7% | 9.9% | ||
| Q2 25 | 42.0% | 13.2% | ||
| Q1 25 | 35.8% | 10.3% | ||
| Q4 24 | 43.1% | 10.0% | ||
| Q3 24 | — | 8.4% | ||
| Q2 24 | — | 12.3% |
每股收益（稀释后）FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | $1.03 | $0.81 | ||
| Q3 25 | $0.91 | $0.90 | ||
| Q2 25 | $0.88 | $1.28 | ||
| Q1 25 | $0.71 | $0.87 | ||
| Q4 24 | $0.85 | $0.85 | ||
| Q3 24 | — | $0.77 | ||
| Q2 24 | — | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.6B | $2.9B |
| 股东权益账面价值 | $21.7B | $27.0M |
| 总资产 | $214.4B | $5.2B |
| 负债/权益比越低杠杆越低 | 0.63× | 109.07× |
8季度趋势，按日历期对齐
现金及短期投资FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | — | $647.0M | ||
| Q3 25 | — | $559.0M | ||
| Q2 25 | — | $390.0M | ||
| Q1 25 | — | $377.0M | ||
| Q4 24 | — | $634.0M | ||
| Q3 24 | — | $646.0M | ||
| Q2 24 | — | $398.0M |
总债务FITBMAS
| Q1 26 | — | $2.9B | ||
| Q4 25 | $13.6B | $2.9B | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | $2.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FITBMAS
| Q1 26 | — | $27.0M | ||
| Q4 25 | $21.7B | $-185.0M | ||
| Q3 25 | $21.1B | $-78.0M | ||
| Q2 25 | $21.1B | $-84.0M | ||
| Q1 25 | $20.4B | $-254.0M | ||
| Q4 24 | $19.6B | $-279.0M | ||
| Q3 24 | — | $-88.0M | ||
| Q2 24 | — | $-26.0M |
总资产FITBMAS
| Q1 26 | — | $5.2B | ||
| Q4 25 | $214.4B | $5.2B | ||
| Q3 25 | $212.9B | $5.3B | ||
| Q2 25 | $210.0B | $5.3B | ||
| Q1 25 | $212.7B | $5.1B | ||
| Q4 24 | $212.9B | $5.0B | ||
| Q3 24 | — | $5.3B | ||
| Q2 24 | — | $5.4B |
负债/权益比FITBMAS
| Q1 26 | — | 109.07× | ||
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | — |
| 自由现金流经营现金流 - 资本支出 | $765.0M | — |
| 自由现金流率自由现金流/营收 | 50.0% | — |
| 资本支出强度资本支出/营收 | 10.7% | 1.8% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势，按日历期对齐
经营现金流FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | $929.0M | $418.0M | ||
| Q3 25 | $1.0B | $456.0M | ||
| Q2 25 | $1.3B | $306.0M | ||
| Q1 25 | $1.2B | $-158.0M | ||
| Q4 24 | $-101.0M | $407.0M | ||
| Q3 24 | — | $416.0M | ||
| Q2 24 | — | $346.0M |
自由现金流FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | $765.0M | $371.0M | ||
| Q3 25 | $886.0M | $415.0M | ||
| Q2 25 | $1.2B | $270.0M | ||
| Q1 25 | $1.1B | $-190.0M | ||
| Q4 24 | $-246.0M | $351.0M | ||
| Q3 24 | — | $378.0M | ||
| Q2 24 | — | $303.0M |
自由现金流率FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | 50.0% | 20.7% | ||
| Q3 25 | 58.3% | 21.6% | ||
| Q2 25 | 77.8% | 13.2% | ||
| Q1 25 | 77.7% | -10.5% | ||
| Q4 24 | -17.1% | 19.2% | ||
| Q3 24 | — | 19.1% | ||
| Q2 24 | — | 14.5% |
资本支出强度FITBMAS
| Q1 26 | — | 1.8% | ||
| Q4 25 | 10.7% | 2.6% | ||
| Q3 25 | 10.5% | 2.1% | ||
| Q2 25 | 9.6% | 1.8% | ||
| Q1 25 | 8.1% | 1.8% | ||
| Q4 24 | 10.1% | 3.1% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 2.1% |
现金转化率FITBMAS
| Q1 26 | — | — | ||
| Q4 25 | 1.27× | 2.53× | ||
| Q3 25 | 1.61× | 2.41× | ||
| Q2 25 | 2.08× | 1.13× | ||
| Q1 25 | 2.39× | -0.85× | ||
| Q4 24 | -0.16× | 2.24× | ||
| Q3 24 | — | 2.49× | ||
| Q2 24 | — | 1.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
