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Fifth Third Bancorp（FITB）与RUSH ENTERPRISES INC \TX\（RUSHA）财务数据对比。点击上方公司名可切换其他公司
RUSH ENTERPRISES INC \TX\的季度营收约是Fifth Third Bancorp的1.1倍（$1.7B vs $1.5B），Fifth Third Bancorp净利率更高（47.7% vs 3.7%，领先44.1%），Fifth Third Bancorp同比增速更快（6.4% vs -9.0%），Fifth Third Bancorp自由现金流更多（$765.0M vs $411.6M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
Rush Enterprises是总部位于美国得克萨斯州新布朗费尔斯的商用车经销商，核心业务是通过旗下Rush Truck Centers销售全新及二手卡车。2019年该公司在全美20个州运营超200家卡车中心，在加拿大设有14个网点，2020年入选财富500强榜单。
FITB vs RUSHA — 直观对比
营收规模更大
RUSHA
是对方的1.1倍
$1.5B
营收增速更快
FITB
高出15.4%
-9.0%
净利率更高
FITB
高出44.1%
3.7%
自由现金流更多
FITB
多$353.4M
$411.6M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.7B |
| 净利润 | $730.0M | $61.7M |
| 毛利率 | — | 20.4% |
| 营业利润率 | 59.7% | 4.9% |
| 净利率 | 47.7% | 3.7% |
| 营收同比 | 6.4% | -9.0% |
| 净利润同比 | 17.7% | 1.8% |
| 每股收益（稀释后） | $1.03 | $0.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBRUSHA
| Q1 26 | — | $1.7B | ||
| Q4 25 | $1.5B | $1.7B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.4B | $1.8B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | — | $1.8B | ||
| Q2 24 | — | $1.9B |
净利润FITBRUSHA
| Q1 26 | — | $61.7M | ||
| Q4 25 | $730.0M | $64.3M | ||
| Q3 25 | $649.0M | $66.7M | ||
| Q2 25 | $628.0M | $72.4M | ||
| Q1 25 | $515.0M | $60.3M | ||
| Q4 24 | $620.0M | $74.8M | ||
| Q3 24 | — | $79.1M | ||
| Q2 24 | — | $78.7M |
毛利率FITBRUSHA
| Q1 26 | — | 20.4% | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 20.7% | ||
| Q1 25 | — | 20.3% | ||
| Q4 24 | — | 19.3% | ||
| Q3 24 | — | 21.0% | ||
| Q2 24 | — | 20.2% |
营业利润率FITBRUSHA
| Q1 26 | — | 4.9% | ||
| Q4 25 | 59.7% | 5.5% | ||
| Q3 25 | 55.1% | 5.6% | ||
| Q2 25 | 54.0% | 6.0% | ||
| Q1 25 | 45.4% | 5.2% | ||
| Q4 24 | 53.3% | 5.8% | ||
| Q3 24 | — | 6.7% | ||
| Q2 24 | — | 6.4% |
净利率FITBRUSHA
| Q1 26 | — | 3.7% | ||
| Q4 25 | 47.7% | 3.8% | ||
| Q3 25 | 42.7% | 3.7% | ||
| Q2 25 | 42.0% | 3.9% | ||
| Q1 25 | 35.8% | 3.4% | ||
| Q4 24 | 43.1% | 3.9% | ||
| Q3 24 | — | 4.4% | ||
| Q2 24 | — | 4.1% |
每股收益（稀释后）FITBRUSHA
| Q1 26 | — | $0.77 | ||
| Q4 25 | $1.03 | $0.81 | ||
| Q3 25 | $0.91 | $0.83 | ||
| Q2 25 | $0.88 | $0.90 | ||
| Q1 25 | $0.71 | $0.73 | ||
| Q4 24 | $0.85 | $-95.13 | ||
| Q3 24 | — | $0.97 | ||
| Q2 24 | — | $97.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.6B | $277.8M |
| 股东权益账面价值 | $21.7B | $2.3B |
| 总资产 | $214.4B | $4.5B |
| 负债/权益比越低杠杆越低 | 0.63× | 0.12× |
8季度趋势，按日历期对齐
现金及短期投资FITBRUSHA
| Q1 26 | — | — | ||
| Q4 25 | — | $212.6M | ||
| Q3 25 | — | $242.0M | ||
| Q2 25 | — | $211.1M | ||
| Q1 25 | — | $228.7M | ||
| Q4 24 | — | $228.1M | ||
| Q3 24 | — | $185.1M | ||
| Q2 24 | — | $167.3M |
总债务FITBRUSHA
| Q1 26 | — | $277.8M | ||
| Q4 25 | $13.6B | $274.8M | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | $408.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FITBRUSHA
| Q1 26 | — | $2.3B | ||
| Q4 25 | $21.7B | $2.2B | ||
| Q3 25 | $21.1B | $2.2B | ||
| Q2 25 | $21.1B | $2.2B | ||
| Q1 25 | $20.4B | $2.2B | ||
| Q4 24 | $19.6B | $2.1B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.0B |
总资产FITBRUSHA
| Q1 26 | — | $4.5B | ||
| Q4 25 | $214.4B | $4.4B | ||
| Q3 25 | $212.9B | $4.6B | ||
| Q2 25 | $210.0B | $4.7B | ||
| Q1 25 | $212.7B | $4.7B | ||
| Q4 24 | $212.9B | $4.6B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.5B |
负债/权益比FITBRUSHA
| Q1 26 | — | 0.12× | ||
| Q4 25 | 0.63× | 0.12× | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | 0.19× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | — |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $411.6M |
| 自由现金流率自由现金流/营收 | 50.0% | 24.4% |
| 资本支出强度资本支出/营收 | 10.7% | 2.0% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | $828.4M |
8季度趋势，按日历期对齐
经营现金流FITBRUSHA
| Q1 26 | — | — | ||
| Q4 25 | $929.0M | $112.9M | ||
| Q3 25 | $1.0B | $367.8M | ||
| Q2 25 | $1.3B | $227.6M | ||
| Q1 25 | $1.2B | $153.5M | ||
| Q4 24 | $-101.0M | $392.3M | ||
| Q3 24 | — | $111.7M | ||
| Q2 24 | — | $270.6M |
自由现金流FITBRUSHA
| Q1 26 | — | $411.6M | ||
| Q4 25 | $765.0M | $31.9M | ||
| Q3 25 | $886.0M | $271.2M | ||
| Q2 25 | $1.2B | $113.8M | ||
| Q1 25 | $1.1B | $45.1M | ||
| Q4 24 | $-246.0M | $263.5M | ||
| Q3 24 | — | $-20.0M | ||
| Q2 24 | — | $177.2M |
自由现金流率FITBRUSHA
| Q1 26 | — | 24.4% | ||
| Q4 25 | 50.0% | 1.9% | ||
| Q3 25 | 58.3% | 15.2% | ||
| Q2 25 | 77.8% | 6.2% | ||
| Q1 25 | 77.7% | 2.6% | ||
| Q4 24 | -17.1% | 13.7% | ||
| Q3 24 | — | -1.1% | ||
| Q2 24 | — | 9.1% |
资本支出强度FITBRUSHA
| Q1 26 | — | 2.0% | ||
| Q4 25 | 10.7% | 4.8% | ||
| Q3 25 | 10.5% | 5.4% | ||
| Q2 25 | 9.6% | 6.2% | ||
| Q1 25 | 8.1% | 6.2% | ||
| Q4 24 | 10.1% | 6.7% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 4.8% |
现金转化率FITBRUSHA
| Q1 26 | — | — | ||
| Q4 25 | 1.27× | 1.75× | ||
| Q3 25 | 1.61× | 5.51× | ||
| Q2 25 | 2.08× | 3.14× | ||
| Q1 25 | 2.39× | 2.55× | ||
| Q4 24 | -0.16× | 5.25× | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | — | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
RUSHA
| New and used commercial vehicle sales | $955.1M | 57% |
| Aftermarket products and services sales | $627.2M | 37% |
| Lease and rental sales | $92.3M | 5% |
| Finance and insurance | $5.6M | 0% |
