vs
Fifth Third Bancorp（FITB）与SCANSOURCE, INC.（SCSC）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是SCANSOURCE, INC.的2.0倍（$1.5B vs $766.5M），Fifth Third Bancorp净利率更高（47.7% vs 2.2%，领先45.6%），Fifth Third Bancorp同比增速更快（6.4% vs 2.5%），Fifth Third Bancorp自由现金流更多（$765.0M vs $28.9M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
ScanSource是全球领先的专业技术分销商，主营销售点系统、条码扫描设备、网络安全产品、云服务及通信解决方案，面向北美、拉美、欧洲的增值经销商、服务提供商及企业客户，覆盖零售、医疗、工业、公共部门等领域。
FITB vs SCSC — 直观对比
营收规模更大
FITB
是对方的2.0倍
$766.5M
营收增速更快
FITB
高出3.9%
2.5%
净利率更高
FITB
高出45.6%
2.2%
自由现金流更多
FITB
多$736.1M
$28.9M
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $766.5M |
| 净利润 | $730.0M | $16.5M |
| 毛利率 | — | 13.4% |
| 营业利润率 | 59.7% | 2.3% |
| 净利率 | 47.7% | 2.2% |
| 营收同比 | 6.4% | 2.5% |
| 净利润同比 | 17.7% | -3.3% |
| 每股收益（稀释后） | $1.03 | $0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBSCSC
| Q4 25 | $1.5B | $766.5M | ||
| Q3 25 | $1.5B | $739.6M | ||
| Q2 25 | $1.5B | $812.9M | ||
| Q1 25 | $1.4B | $704.8M | ||
| Q4 24 | $1.4B | $747.5M | ||
| Q3 24 | — | $775.6M | ||
| Q2 24 | — | $746.1M | ||
| Q1 24 | — | $752.6M |
净利润FITBSCSC
| Q4 25 | $730.0M | $16.5M | ||
| Q3 25 | $649.0M | $19.9M | ||
| Q2 25 | $628.0M | $20.1M | ||
| Q1 25 | $515.0M | $17.4M | ||
| Q4 24 | $620.0M | $17.1M | ||
| Q3 24 | — | $17.0M | ||
| Q2 24 | — | $16.1M | ||
| Q1 24 | — | $12.8M |
毛利率FITBSCSC
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 12.6% |
营业利润率FITBSCSC
| Q4 25 | 59.7% | 2.3% | ||
| Q3 25 | 55.1% | 3.5% | ||
| Q2 25 | 54.0% | 3.3% | ||
| Q1 25 | 45.4% | 3.2% | ||
| Q4 24 | 53.3% | 2.5% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.9% | ||
| Q1 24 | — | 2.3% |
净利率FITBSCSC
| Q4 25 | 47.7% | 2.2% | ||
| Q3 25 | 42.7% | 2.7% | ||
| Q2 25 | 42.0% | 2.5% | ||
| Q1 25 | 35.8% | 2.5% | ||
| Q4 24 | 43.1% | 2.3% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 1.7% |
每股收益（稀释后）FITBSCSC
| Q4 25 | $1.03 | $0.75 | ||
| Q3 25 | $0.91 | $0.89 | ||
| Q2 25 | $0.88 | $0.87 | ||
| Q1 25 | $0.71 | $0.74 | ||
| Q4 24 | $0.85 | $0.70 | ||
| Q3 24 | — | $0.69 | ||
| Q2 24 | — | $0.66 | ||
| Q1 24 | — | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $83.5M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $910.9M |
| 总资产 | $214.4B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资FITBSCSC
| Q4 25 | — | $83.5M | ||
| Q3 25 | — | $124.9M | ||
| Q2 25 | — | $126.2M | ||
| Q1 25 | — | $146.3M | ||
| Q4 24 | — | $110.5M | ||
| Q3 24 | — | $145.0M | ||
| Q2 24 | — | $185.5M | ||
| Q1 24 | — | $159.1M |
总债务FITBSCSC
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBSCSC
| Q4 25 | $21.7B | $910.9M | ||
| Q3 25 | $21.1B | $914.0M | ||
| Q2 25 | $21.1B | $906.4M | ||
| Q1 25 | $20.4B | $901.7M | ||
| Q4 24 | $19.6B | $900.7M | ||
| Q3 24 | — | $920.9M | ||
| Q2 24 | — | $924.3M | ||
| Q1 24 | — | $944.1M |
总资产FITBSCSC
| Q4 25 | $214.4B | $1.7B | ||
| Q3 25 | $212.9B | $1.7B | ||
| Q2 25 | $210.0B | $1.8B | ||
| Q1 25 | $212.7B | $1.7B | ||
| Q4 24 | $212.9B | $1.7B | ||
| Q3 24 | — | $1.8B | ||
| Q2 24 | — | $1.8B | ||
| Q1 24 | — | $1.8B |
负债/权益比FITBSCSC
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $30.8M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $28.9M |
| 自由现金流率自由现金流/营收 | 50.0% | 3.8% |
| 资本支出强度资本支出/营收 | 10.7% | 0.3% |
| 现金转化率经营现金流/净利润 | 1.27× | 1.87× |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势，按日历期对齐
经营现金流FITBSCSC
| Q4 25 | $929.0M | $30.8M | ||
| Q3 25 | $1.0B | $23.2M | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.2B | $66.1M | ||
| Q4 24 | $-101.0M | $-6.2M | ||
| Q3 24 | — | $44.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $160.2M |
自由现金流FITBSCSC
| Q4 25 | $765.0M | $28.9M | ||
| Q3 25 | $886.0M | $20.8M | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.1B | $64.6M | ||
| Q4 24 | $-246.0M | $-8.2M | ||
| Q3 24 | — | $42.5M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $157.7M |
自由现金流率FITBSCSC
| Q4 25 | 50.0% | 3.8% | ||
| Q3 25 | 58.3% | 2.8% | ||
| Q2 25 | 77.8% | — | ||
| Q1 25 | 77.7% | 9.2% | ||
| Q4 24 | -17.1% | -1.1% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 21.0% |
资本支出强度FITBSCSC
| Q4 25 | 10.7% | 0.3% | ||
| Q3 25 | 10.5% | 0.3% | ||
| Q2 25 | 9.6% | 0.3% | ||
| Q1 25 | 8.1% | 0.2% | ||
| Q4 24 | 10.1% | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.3% |
现金转化率FITBSCSC
| Q4 25 | 1.27× | 1.87× | ||
| Q3 25 | 1.61× | 1.17× | ||
| Q2 25 | 2.08× | — | ||
| Q1 25 | 2.39× | 3.79× | ||
| Q4 24 | -0.16× | -0.36× | ||
| Q3 24 | — | 2.64× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 12.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
