vs
FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
FLAGSTAR BANK, NATIONAL ASSOCIATION的季度营收约是RBC Bearings INC的1.1倍（$498.0M vs $461.6M），RBC Bearings INC净利率更高（14.6% vs 4.2%，领先10.4%），RBC Bearings INC同比增速更快（17.0% vs 1.6%），过去两年RBC Bearings INC的营收复合增速更高（5.6% vs -10.7%）
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
FLG vs RBC — 直观对比
营收规模更大
FLG
是对方的1.1倍
$461.6M
营收增速更快
RBC
高出15.4%
1.6%
净利率更高
RBC
高出10.4%
4.2%
两年增速更快
RBC
近两年复合增速
-10.7%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $498.0M | $461.6M |
| 净利润 | $21.0M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 11.4% | 22.3% |
| 净利率 | 4.2% | 14.6% |
| 营收同比 | 1.6% | 17.0% |
| 净利润同比 | -38.1% | 16.4% |
| 每股收益（稀释后） | $0.03 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FLGRBC
| Q1 26 | $498.0M | — | ||
| Q4 25 | $2.1B | $461.6M | ||
| Q3 25 | $425.0M | $455.3M | ||
| Q2 25 | $419.0M | $436.0M | ||
| Q1 25 | — | $437.7M | ||
| Q4 24 | $461.0M | $394.4M | ||
| Q3 24 | $510.0M | $397.9M | ||
| Q2 24 | $557.0M | $406.3M |
净利润FLGRBC
| Q1 26 | $21.0M | — | ||
| Q4 25 | $29.0M | $67.4M | ||
| Q3 25 | $-36.0M | $60.0M | ||
| Q2 25 | $-70.0M | $68.5M | ||
| Q1 25 | — | $72.7M | ||
| Q4 24 | $-188.0M | $57.9M | ||
| Q3 24 | $-280.0M | $54.2M | ||
| Q2 24 | $-323.0M | $61.4M |
毛利率FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率FLGRBC
| Q1 26 | 11.4% | — | ||
| Q4 25 | — | 22.3% | ||
| Q3 25 | -9.6% | 21.5% | ||
| Q2 25 | -19.3% | 23.2% | ||
| Q1 25 | — | 23.0% | ||
| Q4 24 | -51.6% | 21.7% | ||
| Q3 24 | -65.7% | 21.6% | ||
| Q2 24 | -76.1% | 24.0% |
净利率FLGRBC
| Q1 26 | 4.2% | — | ||
| Q4 25 | 1.4% | 14.6% | ||
| Q3 25 | -8.5% | 13.2% | ||
| Q2 25 | -16.7% | 15.7% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | -40.8% | 14.7% | ||
| Q3 24 | -54.9% | 13.6% | ||
| Q2 24 | -58.0% | 15.1% |
每股收益（稀释后）FLGRBC
| Q1 26 | $0.03 | — | ||
| Q4 25 | $0.05 | $2.13 | ||
| Q3 25 | $-0.11 | $1.90 | ||
| Q2 25 | $-0.19 | $2.17 | ||
| Q1 25 | — | $2.33 | ||
| Q4 24 | $-1.11 | $1.82 | ||
| Q3 24 | $-0.79 | $1.65 | ||
| Q2 24 | $-1.14 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $8.1B | $3.3B |
| 总资产 | $87.1B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | $23.6B | $91.2M | ||
| Q2 25 | $22.9B | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | $25.8B | — | ||
| Q3 24 | $33.6B | — | ||
| Q2 24 | $29.5B | $76.8M |
总债务FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | $13.2B | $1.1B | ||
| Q2 25 | $13.2B | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | $14.4B | — | ||
| Q3 24 | $20.3B | — | ||
| Q2 24 | $28.9B | — |
股东权益FLGRBC
| Q1 26 | $8.1B | — | ||
| Q4 25 | $8.1M | $3.3B | ||
| Q3 25 | $8.1B | $3.2B | ||
| Q2 25 | $8.1B | $3.1B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | $8.2B | $2.9B | ||
| Q3 24 | $8.6B | $2.9B | ||
| Q2 24 | $8.4B | $2.8B |
总资产FLGRBC
| Q1 26 | $87.1B | — | ||
| Q4 25 | $87.5M | $5.1B | ||
| Q3 25 | $91.7B | $5.1B | ||
| Q2 25 | $92.2B | $4.8B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | $100.2B | $4.7B | ||
| Q3 24 | $114.4B | $4.7B | ||
| Q2 24 | $119.1B | $4.7B |
负债/权益比FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | 1.63× | 0.34× | ||
| Q2 25 | 1.63× | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 2.37× | — | ||
| Q2 24 | 3.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $122.1M | ||
| Q3 25 | $243.0M | $88.4M | ||
| Q2 25 | — | $120.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | $623.0M | $84.0M | ||
| Q3 24 | $-1.0B | — | ||
| Q2 24 | $796.0M | $97.4M |
自由现金流FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M |
自由现金流率FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% |
资本支出强度FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% |
现金转化率FLGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FLG
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
