vs
Fluent, Inc.(FLNT)与RBB Bancorp(RBB)财务数据对比。点击上方公司名可切换其他公司
Fluent, Inc.的季度营收约是RBB Bancorp的1.9倍($61.8M vs $32.3M),RBB Bancorp净利率更高(31.5% vs -6.7%,领先38.2%),RBB Bancorp同比增速更快(12.6% vs -5.5%),过去两年RBB Bancorp的营收复合增速更高(7.0% vs -3.2%)
THG Fluently前身为Language Connect,是THG Ingenuity旗下的翻译与语言本地化服务品牌,可为客户提供笔译、口译、本地化、配音、转录以及多语种搜索引擎优化等一系列语言相关服务,满足全球客户不同场景的多元语言需求。
RBB银行控股公司是总部位于美国的金融控股集团,旗下核心主体为皇家商业银行,主要服务亚裔社群、中小微企业、不动产投资者及零售客户,提供商业信贷、储蓄存款、财富管理等多元金融服务,业务覆盖美国沿海核心都会区。
FLNT vs RBB — 直观对比
营收规模更大
FLNT
是对方的1.9倍
$32.3M
营收增速更快
RBB
高出18.1%
-5.5%
净利率更高
RBB
高出38.2%
-6.7%
两年增速更快
RBB
近两年复合增速
-3.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $61.8M | $32.3M |
| 净利润 | $-4.1M | $10.2M |
| 毛利率 | — | — |
| 营业利润率 | 0.3% | 39.5% |
| 净利率 | -6.7% | 31.5% |
| 营收同比 | -5.5% | 12.6% |
| 净利润同比 | -20.1% | 132.1% |
| 每股收益(稀释后) | $-0.09 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FLNT
RBB
| Q4 25 | $61.8M | $32.3M | ||
| Q3 25 | $47.0M | $32.6M | ||
| Q2 25 | $44.7M | $35.8M | ||
| Q1 25 | $55.2M | $28.5M | ||
| Q4 24 | $65.4M | $28.7M | ||
| Q3 24 | $64.5M | $30.3M | ||
| Q2 24 | $58.7M | $27.5M | ||
| Q1 24 | $66.0M | $28.2M |
净利润
FLNT
RBB
| Q4 25 | $-4.1M | $10.2M | ||
| Q3 25 | $-7.6M | $10.1M | ||
| Q2 25 | $-7.2M | $9.3M | ||
| Q1 25 | $-8.3M | $2.3M | ||
| Q4 24 | $-3.4M | $4.4M | ||
| Q3 24 | $-7.9M | $7.0M | ||
| Q2 24 | $-11.6M | $7.2M | ||
| Q1 24 | $-6.3M | $8.0M |
营业利润率
FLNT
RBB
| Q4 25 | 0.3% | 39.5% | ||
| Q3 25 | -13.4% | 40.7% | ||
| Q2 25 | -15.9% | 36.1% | ||
| Q1 25 | -12.8% | 11.2% | ||
| Q4 24 | -8.3% | 17.6% | ||
| Q3 24 | -6.0% | 31.6% | ||
| Q2 24 | -17.7% | 35.6% | ||
| Q1 24 | -6.0% | 39.9% |
净利率
FLNT
RBB
| Q4 25 | -6.7% | 31.5% | ||
| Q3 25 | -16.1% | 31.2% | ||
| Q2 25 | -16.2% | 26.1% | ||
| Q1 25 | -15.0% | 8.0% | ||
| Q4 24 | -5.2% | 15.3% | ||
| Q3 24 | -12.3% | 23.1% | ||
| Q2 24 | -19.8% | 26.4% | ||
| Q1 24 | -9.5% | 28.4% |
每股收益(稀释后)
FLNT
RBB
| Q4 25 | $-0.09 | $0.59 | ||
| Q3 25 | $-0.27 | $0.59 | ||
| Q2 25 | $-0.30 | $0.52 | ||
| Q1 25 | $-0.39 | $0.13 | ||
| Q4 24 | $-0.12 | $0.26 | ||
| Q3 24 | $-0.48 | $0.39 | ||
| Q2 24 | $-0.75 | $0.39 | ||
| Q1 24 | $-0.45 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $12.9M | $212.3M |
| 总债务越低越好 | $34.6M | $119.9M |
| 股东权益账面价值 | $18.2M | $523.4M |
| 总资产 | $89.1M | $4.2B |
| 负债/权益比越低杠杆越低 | 1.90× | 0.23× |
8季度趋势,按日历期对齐
现金及短期投资
FLNT
RBB
| Q4 25 | $12.9M | $212.3M | ||
| Q3 25 | $9.2M | $234.9M | ||
| Q2 25 | $4.9M | $191.9M | ||
| Q1 25 | $4.8M | $238.8M | ||
| Q4 24 | $9.4M | $257.7M | ||
| Q3 24 | $6.6M | $349.4M | ||
| Q2 24 | $5.0M | $252.8M | ||
| Q1 24 | $11.7M | — |
总债务
FLNT
RBB
| Q4 25 | $34.6M | $119.9M | ||
| Q3 25 | $26.0M | $119.8M | ||
| Q2 25 | $23.2M | $119.7M | ||
| Q1 25 | $25.6M | $119.6M | ||
| Q4 24 | $35.6M | $119.5M | ||
| Q3 24 | $37.9M | $119.4M | ||
| Q2 24 | $33.3M | $119.3M | ||
| Q1 24 | $31.0M | $119.2M |
股东权益
FLNT
RBB
| Q4 25 | $18.2M | $523.4M | ||
| Q3 25 | $21.6M | $514.3M | ||
| Q2 25 | $19.1M | $517.7M | ||
| Q1 25 | $22.0M | $510.3M | ||
| Q4 24 | $25.0M | $507.9M | ||
| Q3 24 | $20.0M | $509.7M | ||
| Q2 24 | $27.5M | $511.3M | ||
| Q1 24 | $28.7M | $514.0M |
总资产
FLNT
RBB
| Q4 25 | $89.1M | $4.2B | ||
| Q3 25 | $76.1M | $4.2B | ||
| Q2 25 | $74.5M | $4.1B | ||
| Q1 25 | $77.5M | $4.0B | ||
| Q4 24 | $93.6M | $4.0B | ||
| Q3 24 | $77.5M | $4.0B | ||
| Q2 24 | $98.5M | $3.9B | ||
| Q1 24 | $103.6M | $3.9B |
负债/权益比
FLNT
RBB
| Q4 25 | 1.90× | 0.23× | ||
| Q3 25 | 1.21× | 0.23× | ||
| Q2 25 | 1.21× | 0.23× | ||
| Q1 25 | 1.16× | 0.23× | ||
| Q4 24 | 1.43× | 0.24× | ||
| Q3 24 | 1.90× | 0.23× | ||
| Q2 24 | 1.21× | 0.23× | ||
| Q1 24 | 1.08× | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $2.8M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | — | $42.6M |
| 自由现金流率自由现金流/营收 | — | 131.8% |
| 资本支出强度资本支出/营收 | — | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | — | $73.5M |
8季度趋势,按日历期对齐
经营现金流
FLNT
RBB
| Q4 25 | $2.8M | $43.4M | ||
| Q3 25 | $-7.3M | $2.1M | ||
| Q2 25 | $935.0K | $21.7M | ||
| Q1 25 | $2.1M | $7.8M | ||
| Q4 24 | $-2.1M | $58.5M | ||
| Q3 24 | $1.2M | $24.5M | ||
| Q2 24 | $-13.1M | $11.7M | ||
| Q1 24 | $-132.0K | $4.8M |
自由现金流
FLNT
RBB
| Q4 25 | — | $42.6M | ||
| Q3 25 | $-7.3M | $1.8M | ||
| Q2 25 | — | $21.6M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $57.7M | ||
| Q3 24 | $1.2M | $24.2M | ||
| Q2 24 | — | $11.5M | ||
| Q1 24 | — | $4.7M |
自由现金流率
FLNT
RBB
| Q4 25 | — | 131.8% | ||
| Q3 25 | -15.6% | 5.4% | ||
| Q2 25 | — | 60.2% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 201.0% | ||
| Q3 24 | 1.9% | 80.0% | ||
| Q2 24 | — | 42.0% | ||
| Q1 24 | — | 16.6% |
资本支出强度
FLNT
RBB
| Q4 25 | — | 2.5% | ||
| Q3 25 | 0.0% | 1.1% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.5% |
现金转化率
FLNT
RBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FLNT
| Commerce Media Solutions | $34.7M | 56% |
| Owned And Operated | $21.3M | 34% |
| Call Solutions | $3.8M | 6% |
| Ad Parlor | $2.0M | 3% |
RBB
暂无分部数据