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FULTON FINANCIAL CORP（FULT）与RAYONIER ADVANCED MATERIALS INC.（RYAM）财务数据对比。点击上方公司名可切换其他公司
RAYONIER ADVANCED MATERIALS INC.的季度营收约是FULTON FINANCIAL CORP的1.2倍（$417.5M vs $336.2M），FULTON FINANCIAL CORP净利率更高（28.2% vs -5.0%，领先33.2%），FULTON FINANCIAL CORP同比增速更快（4.2% vs -1.2%），过去两年RAYONIER ADVANCED MATERIALS INC.的营收复合增速更高（3.8% vs 0.2%）
富尔顿金融公司是美国的区域性金融服务控股企业，总部位于宾夕法尼亚州兰开斯特市，主要为当地及周边区域提供多元化的金融相关服务，在区域金融市场拥有稳定的业务布局。
RYAM（原雷尼尔先进材料公司）是一家美国全球性纤维素技术企业，主打高纯度特种纤维素产品，所生产的天然聚合物广泛应用于过滤器生产、食品加工、医药制造及各类工业领域，同时也为造纸和包装行业供应相关产品，在纤维素技术领域拥有较高的行业认可度。
FULT vs RYAM — 直观对比
营收规模更大
RYAM
是对方的1.2倍
$336.2M
营收增速更快
FULT
高出5.4%
-1.2%
净利率更高
FULT
高出33.2%
-5.0%
两年增速更快
RYAM
近两年复合增速
0.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $336.2M | $417.5M |
| 净利润 | $94.8M | $-21.1M |
| 毛利率 | — | 8.9% |
| 营业利润率 | — | 2.6% |
| 净利率 | 28.2% | -5.0% |
| 营收同比 | 4.2% | -1.2% |
| 净利润同比 | 1.9% | -31.9% |
| 每股收益（稀释后） | $0.55 | $-0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FULTRYAM
| Q1 26 | $336.2M | — | ||
| Q4 25 | $336.0M | $417.5M | ||
| Q3 25 | $334.6M | $352.8M | ||
| Q2 25 | $324.1M | $340.0M | ||
| Q1 25 | $318.4M | $356.0M | ||
| Q4 24 | $319.6M | $422.5M | ||
| Q3 24 | $317.7M | $401.1M | ||
| Q2 24 | $334.7M | $419.0M |
净利润FULTRYAM
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | $-21.1M | ||
| Q3 25 | $100.5M | $-4.5M | ||
| Q2 25 | $99.2M | $-363.2M | ||
| Q1 25 | $93.0M | $-32.0M | ||
| Q4 24 | $68.6M | $-16.0M | ||
| Q3 24 | $63.2M | $-32.6M | ||
| Q2 24 | $95.0M | $11.4M |
毛利率FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | 11.5% |
营业利润率FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | 2.6% | ||
| Q3 25 | 38.2% | 2.8% | ||
| Q2 25 | 37.8% | -0.4% | ||
| Q1 25 | 36.1% | -4.2% | ||
| Q4 24 | 27.0% | 2.6% | ||
| Q3 24 | 25.1% | -4.2% | ||
| Q2 24 | 30.8% | 6.7% |
净利率FULTRYAM
| Q1 26 | 28.2% | — | ||
| Q4 25 | 29.5% | -5.0% | ||
| Q3 25 | 30.0% | -1.3% | ||
| Q2 25 | 30.6% | -106.8% | ||
| Q1 25 | 29.2% | -9.0% | ||
| Q4 24 | 21.5% | -3.8% | ||
| Q3 24 | 19.9% | -8.1% | ||
| Q2 24 | 28.4% | 2.7% |
每股收益（稀释后）FULTRYAM
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $-0.33 | ||
| Q3 25 | $0.53 | $-0.07 | ||
| Q2 25 | $0.53 | $-5.44 | ||
| Q1 25 | $0.49 | $-0.49 | ||
| Q4 24 | $0.36 | $-0.25 | ||
| Q3 24 | $0.33 | $-0.49 | ||
| Q2 24 | $0.52 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $75.4M |
| 总债务越低越好 | — | $758.1M |
| 股东权益账面价值 | $3.5B | $316.6M |
| 总资产 | $32.2B | $1.8B |
| 负债/权益比越低杠杆越低 | — | 2.39× |
8季度趋势，按日历期对齐
现金及短期投资FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | $75.4M | ||
| Q3 25 | — | $77.0M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $125.2M | ||
| Q3 24 | — | $136.1M | ||
| Q2 24 | — | $114.1M |
总债务FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | $758.1M | ||
| Q3 25 | — | $763.5M | ||
| Q2 25 | — | $720.4M | ||
| Q1 25 | — | $707.0M | ||
| Q4 24 | — | $706.4M | ||
| Q3 24 | — | $747.7M | ||
| Q2 24 | — | $752.8M |
股东权益FULTRYAM
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $316.6M | ||
| Q3 25 | $3.4B | $338.2M | ||
| Q2 25 | $3.3B | $342.3M | ||
| Q1 25 | $3.3B | $688.1M | ||
| Q4 24 | $3.2B | $713.9M | ||
| Q3 24 | $3.2B | $732.7M | ||
| Q2 24 | $3.1B | $755.1M |
总资产FULTRYAM
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $1.8B | ||
| Q3 25 | $32.0B | $1.8B | ||
| Q2 25 | $32.0B | $1.8B | ||
| Q1 25 | $32.1B | $2.1B | ||
| Q4 24 | $32.1B | $2.1B | ||
| Q3 24 | $32.2B | $2.2B | ||
| Q2 24 | $31.8B | $2.2B |
负债/权益比FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | 2.39× | ||
| Q3 25 | — | 2.26× | ||
| Q2 25 | — | 2.10× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | 1.02× | ||
| Q2 24 | — | 1.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $32.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | $304.5M | $32.3M | ||
| Q3 25 | $116.1M | $-17.8M | ||
| Q2 25 | $91.7M | $-30.2M | ||
| Q1 25 | $703.0K | $39.6M | ||
| Q4 24 | $416.6M | $54.9M | ||
| Q3 24 | $-22.0M | $49.8M | ||
| Q2 24 | $157.8M | $87.6M |
现金转化率FULTRYAM
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 1.16× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 6.07× | — | ||
| Q3 24 | -0.35× | — | ||
| Q2 24 | 1.66× | 7.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FULT
暂无分部数据
RYAM
| Cellulose Specialties | $249.6M | 60% |
| Other | $86.2M | 21% |
| Paperboard | $44.2M | 11% |
| High Yield Pulp | $28.3M | 7% |
| Biomaterials | $9.2M | 2% |
