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FVCBankcorp, Inc.（FVCB）与Ispire Technology Inc.（ISPR）财务数据对比。点击上方公司名可切换其他公司
Ispire Technology Inc.的季度营收约是FVCBankcorp, Inc.的1.2倍（$20.3M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs -51.5%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $-4.0M），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs -17.8%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
Ispire科技是一家专注于先进雾化硬件及配套耗材研发、生产与销售的全球化科技企业，主要服务尼古丁及合法大麻消费市场，下设硬件、品牌大麻产品两大核心业务板块，覆盖北美、欧洲、亚太等核心市场，为B端合作商及终端用户提供合规创新的雾化解决方案。
FVCB vs ISPR — 直观对比
营收规模更大
ISPR
是对方的1.2倍
$16.9M
营收增速更快
FVCB
高出4429.0%
-51.5%
自由现金流更多
FVCB
多$27.8M
$-4.0M
两年增速更快
FVCB
近两年复合增速
-17.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $20.3M |
| 净利润 | — | $-6.6M |
| 毛利率 | — | 17.1% |
| 营业利润率 | 43.7% | -33.9% |
| 净利率 | — | -32.5% |
| 营收同比 | 4377.5% | -51.5% |
| 净利润同比 | — | 17.4% |
| 每股收益（稀释后） | $0.31 | $-0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBISPR
| Q4 25 | $16.9M | $20.3M | ||
| Q3 25 | $416.0K | $30.4M | ||
| Q2 25 | $15.8M | $20.1M | ||
| Q1 25 | $382.0K | $26.2M | ||
| Q4 24 | $378.0K | $41.8M | ||
| Q3 24 | $412.0K | $39.3M | ||
| Q2 24 | $415.0K | $37.3M | ||
| Q1 24 | $359.0K | $30.0M |
净利润FVCBISPR
| Q4 25 | — | $-6.6M | ||
| Q3 25 | $5.6M | $-3.3M | ||
| Q2 25 | $5.7M | $-14.8M | ||
| Q1 25 | $5.2M | $-10.9M | ||
| Q4 24 | — | $-8.0M | ||
| Q3 24 | $4.7M | $-5.6M | ||
| Q2 24 | $4.2M | $-3.5M | ||
| Q1 24 | $1.3M | $-5.9M |
毛利率FVCBISPR
| Q4 25 | — | 17.1% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 18.2% | ||
| Q4 24 | — | 18.5% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 28.3% | ||
| Q1 24 | — | 20.4% |
营业利润率FVCBISPR
| Q4 25 | 43.7% | -33.9% | ||
| Q3 25 | — | -8.9% | ||
| Q2 25 | 45.9% | -72.7% | ||
| Q1 25 | — | -40.4% | ||
| Q4 24 | — | -17.6% | ||
| Q3 24 | — | -13.4% | ||
| Q2 24 | — | -9.2% | ||
| Q1 24 | — | -18.8% |
净利率FVCBISPR
| Q4 25 | — | -32.5% | ||
| Q3 25 | 1341.1% | -10.7% | ||
| Q2 25 | 36.0% | -73.4% | ||
| Q1 25 | 1352.1% | -41.5% | ||
| Q4 24 | — | -19.1% | ||
| Q3 24 | 1133.3% | -14.2% | ||
| Q2 24 | 1001.2% | -9.4% | ||
| Q1 24 | 373.3% | -19.7% |
每股收益（稀释后）FVCBISPR
| Q4 25 | $0.31 | $-0.12 | ||
| Q3 25 | $0.31 | $-0.06 | ||
| Q2 25 | $0.31 | $-0.26 | ||
| Q1 25 | $0.28 | $-0.19 | ||
| Q4 24 | $0.27 | $-0.14 | ||
| Q3 24 | $0.25 | $-0.10 | ||
| Q2 24 | $0.23 | $-0.07 | ||
| Q1 24 | $0.07 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $17.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $-7.7M |
| 总资产 | $2.3B | $84.4M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBISPR
| Q4 25 | — | $17.6M | ||
| Q3 25 | — | $22.7M | ||
| Q2 25 | — | $24.4M | ||
| Q1 25 | — | $23.5M | ||
| Q4 24 | — | $34.4M | ||
| Q3 24 | — | $37.7M | ||
| Q2 24 | — | $35.1M | ||
| Q1 24 | — | $39.5M |
股东权益FVCBISPR
| Q4 25 | $253.6M | $-7.7M | ||
| Q3 25 | $249.8M | $-1.8M | ||
| Q2 25 | $243.2M | $604.7K | ||
| Q1 25 | $242.3M | $14.8M | ||
| Q4 24 | $235.4M | $24.2M | ||
| Q3 24 | $230.8M | $30.7M | ||
| Q2 24 | $226.5M | $34.5M | ||
| Q1 24 | $220.7M | $35.9M |
总资产FVCBISPR
| Q4 25 | $2.3B | $84.4M | ||
| Q3 25 | $2.3B | $96.4M | ||
| Q2 25 | $2.2B | $102.2M | ||
| Q1 25 | $2.2B | $115.7M | ||
| Q4 24 | $2.2B | $132.0M | ||
| Q3 24 | $2.3B | $129.0M | ||
| Q2 24 | $2.3B | $122.6M | ||
| Q1 24 | $2.2B | $108.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $-4.0M |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $-4.0M |
| 自由现金流率自由现金流/营收 | 140.7% | -19.9% |
| 资本支出强度资本支出/营收 | 0.3% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | $-14.2M |
8季度趋势，按日历期对齐
经营现金流FVCBISPR
| Q4 25 | $23.9M | $-4.0M | ||
| Q3 25 | $7.6M | $-1.2M | ||
| Q2 25 | $3.3M | $4.7M | ||
| Q1 25 | $5.4M | $-12.5M | ||
| Q4 24 | $18.2M | $-3.2M | ||
| Q3 24 | $4.7M | $3.6M | ||
| Q2 24 | $1.6M | $-1.4M | ||
| Q1 24 | $7.2M | $3.4M |
自由现金流FVCBISPR
| Q4 25 | $23.8M | $-4.0M | ||
| Q3 25 | $7.6M | $-1.2M | ||
| Q2 25 | $3.3M | $3.7M | ||
| Q1 25 | $5.4M | $-12.7M | ||
| Q4 24 | $18.1M | $-3.2M | ||
| Q3 24 | $4.6M | $3.3M | ||
| Q2 24 | $1.5M | $-2.2M | ||
| Q1 24 | $7.1M | $3.3M |
自由现金流率FVCBISPR
| Q4 25 | 140.7% | -19.9% | ||
| Q3 25 | 1818.0% | -3.9% | ||
| Q2 25 | 20.8% | 18.6% | ||
| Q1 25 | 1413.6% | -48.4% | ||
| Q4 24 | 4786.0% | -7.7% | ||
| Q3 24 | 1121.8% | 8.5% | ||
| Q2 24 | 361.2% | -5.9% | ||
| Q1 24 | 1988.3% | 10.9% |
资本支出强度FVCBISPR
| Q4 25 | 0.3% | 0.3% | ||
| Q3 25 | 0.2% | 0.0% | ||
| Q2 25 | 0.1% | 4.8% | ||
| Q1 25 | 4.2% | 0.7% | ||
| Q4 24 | 37.3% | 0.1% | ||
| Q3 24 | 14.1% | 0.7% | ||
| Q2 24 | 12.8% | 2.0% | ||
| Q1 24 | 3.9% | 0.3% |
现金转化率FVCBISPR
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
