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FVCBankcorp, Inc.（FVCB）与Maison Solutions Inc.（MSS）财务数据对比。点击上方公司名可切换其他公司
Maison Solutions Inc.的季度营收约是FVCBankcorp, Inc.的1.6倍（$27.6M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs -10.9%），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 42.5%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
FVCB vs MSS — 直观对比
营收规模更大
MSS
是对方的1.6倍
$16.9M
营收增速更快
FVCB
高出4388.5%
-10.9%
两年增速更快
FVCB
近两年复合增速
42.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $27.6M |
| 净利润 | — | $-5.0M |
| 毛利率 | — | 23.4% |
| 营业利润率 | 43.7% | -4.9% |
| 净利率 | — | -18.0% |
| 营收同比 | 4377.5% | -10.9% |
| 净利润同比 | — | -1840.5% |
| 每股收益（稀释后） | $0.31 | $-0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBMSS
| Q4 25 | $16.9M | $27.6M | ||
| Q3 25 | $416.0K | $27.2M | ||
| Q2 25 | $15.8M | $34.4M | ||
| Q1 25 | $382.0K | $32.3M | ||
| Q4 24 | $378.0K | $29.4M | ||
| Q3 24 | $412.0K | $28.2M | ||
| Q2 24 | $415.0K | $16.9M | ||
| Q1 24 | $359.0K | $13.6M |
净利润FVCBMSS
| Q4 25 | — | $-5.0M | ||
| Q3 25 | $5.6M | $-1.5M | ||
| Q2 25 | $5.7M | $-287.4K | ||
| Q1 25 | $5.2M | $1.0M | ||
| Q4 24 | — | $-256.0K | ||
| Q3 24 | $4.7M | $700.9K | ||
| Q2 24 | $4.2M | $-2.8M | ||
| Q1 24 | $1.3M | $-549.0K |
毛利率FVCBMSS
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
营业利润率FVCBMSS
| Q4 25 | 43.7% | -4.9% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | 45.9% | -15.9% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | -14.4% | ||
| Q1 24 | — | -2.3% |
净利率FVCBMSS
| Q4 25 | — | -18.0% | ||
| Q3 25 | 1341.1% | -5.7% | ||
| Q2 25 | 36.0% | -0.8% | ||
| Q1 25 | 1352.1% | 3.1% | ||
| Q4 24 | — | -0.9% | ||
| Q3 24 | 1133.3% | 2.5% | ||
| Q2 24 | 1001.2% | -16.4% | ||
| Q1 24 | 373.3% | -4.0% |
每股收益（稀释后）FVCBMSS
| Q4 25 | $0.31 | $-0.23 | ||
| Q3 25 | $0.31 | $-0.08 | ||
| Q2 25 | $0.31 | $-0.02 | ||
| Q1 25 | $0.28 | $0.06 | ||
| Q4 24 | $0.27 | $-0.01 | ||
| Q3 24 | $0.25 | $0.04 | ||
| Q2 24 | $0.23 | $-0.16 | ||
| Q1 24 | $0.07 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $2.6M |
| 股东权益账面价值 | $253.6M | $11.6M |
| 总资产 | $2.3B | $75.4M |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资FVCBMSS
| Q4 25 | — | — | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | — | $775.4K | ||
| Q1 25 | — | $445.4K | ||
| Q4 24 | — | $355.7K | ||
| Q3 24 | — | $588.9K | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $9.4M |
总债务FVCBMSS
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $2.6M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.6M | ||
| Q1 24 | — | $2.6M |
股东权益FVCBMSS
| Q4 25 | $253.6M | $11.6M | ||
| Q3 25 | $249.8M | $10.1M | ||
| Q2 25 | $243.2M | $11.7M | ||
| Q1 25 | $242.3M | $12.0M | ||
| Q4 24 | $235.4M | $10.9M | ||
| Q3 24 | $230.8M | $11.2M | ||
| Q2 24 | $226.5M | $10.5M | ||
| Q1 24 | $220.7M | $13.3M |
总资产FVCBMSS
| Q4 25 | $2.3B | $75.4M | ||
| Q3 25 | $2.3B | $73.3M | ||
| Q2 25 | $2.2B | $77.4M | ||
| Q1 25 | $2.2B | $82.7M | ||
| Q4 24 | $2.2B | $82.7M | ||
| Q3 24 | $2.3B | $82.1M | ||
| Q2 24 | $2.3B | $82.4M | ||
| Q1 24 | $2.2B | $44.2M |
负债/权益比FVCBMSS
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.22× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.24× | ||
| Q1 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $-1.7M |
| 自由现金流经营现金流 - 资本支出 | $23.8M | — |
| 自由现金流率自由现金流/营收 | 140.7% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | — |
8季度趋势，按日历期对齐
经营现金流FVCBMSS
| Q4 25 | $23.9M | $-1.7M | ||
| Q3 25 | $7.6M | $1.1M | ||
| Q2 25 | $3.3M | $-1.6M | ||
| Q1 25 | $5.4M | $1.7M | ||
| Q4 24 | $18.2M | $1.1M | ||
| Q3 24 | $4.7M | $3.6M | ||
| Q2 24 | $1.6M | $-2.6M | ||
| Q1 24 | $7.2M | $-1.4M |
自由现金流FVCBMSS
| Q4 25 | $23.8M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $3.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $18.1M | — | ||
| Q3 24 | $4.6M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $7.1M | — |
自由现金流率FVCBMSS
| Q4 25 | 140.7% | — | ||
| Q3 25 | 1818.0% | — | ||
| Q2 25 | 20.8% | — | ||
| Q1 25 | 1413.6% | — | ||
| Q4 24 | 4786.0% | — | ||
| Q3 24 | 1121.8% | — | ||
| Q2 24 | 361.2% | — | ||
| Q1 24 | 1988.3% | — |
资本支出强度FVCBMSS
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 4.2% | — | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 14.1% | — | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 3.9% | — |
现金转化率FVCBMSS
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | 1.66× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | 5.12× | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FVCB
暂无分部数据
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
