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Globe Life（GL）与Primoris Services Corp（PRIM）财务数据对比。点击上方公司名可切换其他公司
Primoris Services Corp的季度营收约是Globe Life的1.2倍（$1.9B vs $1.6B），Globe Life净利率更高（17.3% vs 2.8%，领先14.6%），Primoris Services Corp同比增速更快（6.7% vs 5.3%），过去两年Primoris Services Corp的营收复合增速更高（14.7% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
Primoris Services Corp是总部位于美国的上市专业基建与工程建设企业，核心业务覆盖天然气管道、污水管网及供水管道建设领域，2014年入选《财富》1000强榜单，在北美能源及民生基建领域拥有丰富的项目运营经验。
GL vs PRIM — 直观对比
营收规模更大
PRIM
是对方的1.2倍
$1.6B
营收增速更快
PRIM
高出1.3%
5.3%
净利率更高
GL
高出14.6%
2.8%
两年增速更快
PRIM
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.9B |
| 净利润 | $270.5M | $51.7M |
| 毛利率 | — | 9.4% |
| 营业利润率 | — | 4.2% |
| 净利率 | 17.3% | 2.8% |
| 营收同比 | 5.3% | 6.7% |
| 净利润同比 | — | -4.2% |
| 每股收益（稀释后） | $3.39 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLPRIM
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.9B | ||
| Q3 25 | $1.5B | $2.2B | ||
| Q2 25 | $1.5B | $1.9B | ||
| Q1 25 | $1.5B | $1.6B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.5B | $1.6B | ||
| Q2 24 | $1.4B | $1.6B |
净利润GLPRIM
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $51.7M | ||
| Q3 25 | $387.8M | $94.6M | ||
| Q2 25 | $252.7M | $84.3M | ||
| Q1 25 | $254.6M | $44.2M | ||
| Q4 24 | $255.2M | $54.0M | ||
| Q3 24 | $303.0M | $58.4M | ||
| Q2 24 | $258.4M | $49.5M |
毛利率GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 10.4% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | 26.1% | 12.0% | ||
| Q2 24 | 23.3% | 11.9% |
营业利润率GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 4.2% | ||
| Q3 25 | 31.5% | 6.3% | ||
| Q2 25 | 21.2% | 6.7% | ||
| Q1 25 | 21.4% | 4.3% | ||
| Q4 24 | 21.3% | 5.0% | ||
| Q3 24 | 26.3% | 6.0% | ||
| Q2 24 | 23.5% | 5.5% |
净利率GLPRIM
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 2.8% | ||
| Q3 25 | 25.6% | 4.3% | ||
| Q2 25 | 17.1% | 4.5% | ||
| Q1 25 | 17.2% | 2.7% | ||
| Q4 24 | 17.4% | 3.1% | ||
| Q3 24 | 20.8% | 3.5% | ||
| Q2 24 | 17.9% | 3.2% |
每股收益（稀释后）GLPRIM
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.94 | ||
| Q3 25 | $4.73 | $1.73 | ||
| Q2 25 | $3.05 | $1.54 | ||
| Q1 25 | $3.01 | $0.81 | ||
| Q4 24 | $3.00 | $0.98 | ||
| Q3 24 | $3.44 | $1.07 | ||
| Q2 24 | $2.83 | $0.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $535.5M |
| 总债务越低越好 | — | $469.9M |
| 股东权益账面价值 | $6.1B | $1.7B |
| 总资产 | — | $4.4B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资GLPRIM
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $535.5M | ||
| Q3 25 | $62.8M | $431.4M | ||
| Q2 25 | $116.7M | $390.3M | ||
| Q1 25 | $134.1M | $351.6M | ||
| Q4 24 | $85.0M | $455.8M | ||
| Q3 24 | $100.5M | $352.7M | ||
| Q2 24 | $100.6M | $207.4M |
总债务GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | — | $469.9M | ||
| Q3 25 | — | $486.0M | ||
| Q2 25 | — | $603.1M | ||
| Q1 25 | — | $612.0M | ||
| Q4 24 | — | $734.8M | ||
| Q3 24 | — | $903.7M | ||
| Q2 24 | — | $933.0M |
股东权益GLPRIM
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.7B | ||
| Q3 25 | $5.7B | $1.6B | ||
| Q2 25 | $5.4B | $1.5B | ||
| Q1 25 | $5.4B | $1.4B | ||
| Q4 24 | $5.3B | $1.4B | ||
| Q3 24 | $4.6B | $1.4B | ||
| Q2 24 | $5.2B | $1.3B |
总资产GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $4.4B | ||
| Q3 25 | $30.5B | $4.6B | ||
| Q2 25 | $29.8B | $4.5B | ||
| Q1 25 | $29.7B | $4.2B | ||
| Q4 24 | $29.1B | $4.2B | ||
| Q3 24 | $29.6B | $4.2B | ||
| Q2 24 | $28.3B | $4.0B |
负债/权益比GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | — | 0.39× | ||
| Q1 25 | — | 0.42× | ||
| Q4 24 | — | 0.52× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $142.9M |
| 自由现金流经营现金流 - 资本支出 | — | $121.1M |
| 自由现金流率自由现金流/营收 | — | 6.5% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | 2.76× |
| 过去12个月自由现金流最近4个季度 | — | $340.5M |
8季度趋势，按日历期对齐
经营现金流GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $142.9M | ||
| Q3 25 | $306.0M | $182.9M | ||
| Q2 25 | $307.9M | $78.5M | ||
| Q1 25 | $431.9M | $66.2M | ||
| Q4 24 | $336.9M | $298.3M | ||
| Q3 24 | $340.6M | $222.5M | ||
| Q2 24 | $374.1M | $16.1M |
自由现金流GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $121.1M | ||
| Q3 25 | $208.7M | $148.4M | ||
| Q2 25 | $295.0M | $45.3M | ||
| Q1 25 | $420.1M | $25.6M | ||
| Q4 24 | $321.9M | $270.0M | ||
| Q3 24 | $311.3M | $158.8M | ||
| Q2 24 | $356.5M | $-8.1M |
自由现金流率GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 6.5% | ||
| Q3 25 | 13.8% | 6.8% | ||
| Q2 25 | 19.9% | 2.4% | ||
| Q1 25 | 28.4% | 1.6% | ||
| Q4 24 | 22.0% | 15.5% | ||
| Q3 24 | 21.4% | 9.6% | ||
| Q2 24 | 24.8% | -0.5% |
资本支出强度GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 1.2% | ||
| Q3 25 | 6.4% | 1.6% | ||
| Q2 25 | 0.9% | 1.8% | ||
| Q1 25 | 0.8% | 2.5% | ||
| Q4 24 | 1.0% | 1.6% | ||
| Q3 24 | 2.0% | 3.9% | ||
| Q2 24 | 1.2% | 1.5% |
现金转化率GLPRIM
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 2.76× | ||
| Q3 25 | 0.79× | 1.93× | ||
| Q2 25 | 1.22× | 0.93× | ||
| Q1 25 | 1.70× | 1.50× | ||
| Q4 24 | 1.32× | 5.53× | ||
| Q3 24 | 1.12× | 3.81× | ||
| Q2 24 | 1.45× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
PRIM
| Energy Segment | $1.2B | 64% |
| Unit Price Contracts | $473.7M | 25% |
| Cost Reimbursable Contracts | $121.3M | 7% |
| Other | $74.9M | 4% |
