vs
Hagerty, Inc.（HGTY）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
Hagerty, Inc.的季度营收约是LifeStance Health Group, Inc.的1.0倍（$388.1M vs $382.2M），Hagerty, Inc.净利率更高（7.4% vs 3.1%，领先4.3%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 16.5%），Hagerty, Inc.自由现金流更多（$194.5M vs $46.6M），过去两年Hagerty, Inc.的营收复合增速更高（19.5% vs 12.8%）
哈格蒂（Hagerty, Inc.）是美国知名汽车生活方式及会员服务企业，同时是全球规模最大的经典老爷车特种保险供应商，总部位于密歇根州特拉弗斯城，业务范围覆盖加拿大、德国及英国市场。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
HGTY vs LFST — 直观对比
营收规模更大
HGTY
是对方的1.0倍
$382.2M
营收增速更快
LFST
高出0.9%
16.5%
净利率更高
HGTY
高出4.3%
3.1%
自由现金流更多
HGTY
多$147.8M
$46.6M
两年增速更快
HGTY
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $388.1M | $382.2M |
| 净利润 | $28.6M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 10.2% | 4.7% |
| 净利率 | 7.4% | 3.1% |
| 营收同比 | 16.5% | 17.4% |
| 净利润同比 | 238.4% | 264.1% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HGTYLFST
| Q4 25 | $388.1M | $382.2M | ||
| Q3 25 | $380.0M | $363.8M | ||
| Q2 25 | $368.7M | $345.3M | ||
| Q1 25 | $319.6M | $333.0M | ||
| Q4 24 | $333.2M | $325.5M | ||
| Q3 24 | $323.4M | $312.7M | ||
| Q2 24 | $313.2M | $312.3M | ||
| Q1 24 | $271.7M | $300.4M |
净利润HGTYLFST
| Q4 25 | $28.6M | $11.7M | ||
| Q3 25 | $46.2M | $1.1M | ||
| Q2 25 | $47.2M | $-3.8M | ||
| Q1 25 | $27.3M | $709.0K | ||
| Q4 24 | $8.4M | $-7.1M | ||
| Q3 24 | $19.0M | $-6.0M | ||
| Q2 24 | $42.7M | $-23.3M | ||
| Q1 24 | $8.2M | $-21.1M |
营业利润率HGTYLFST
| Q4 25 | 10.2% | 4.7% | ||
| Q3 25 | 9.0% | 2.0% | ||
| Q2 25 | 12.9% | -0.9% | ||
| Q1 25 | 8.1% | 0.5% | ||
| Q4 24 | 1.8% | 0.3% | ||
| Q3 24 | 3.1% | 0.0% | ||
| Q2 24 | 12.2% | -5.1% | ||
| Q1 24 | 4.5% | -5.6% |
净利率HGTYLFST
| Q4 25 | 7.4% | 3.1% | ||
| Q3 25 | 12.2% | 0.3% | ||
| Q2 25 | 12.8% | -1.1% | ||
| Q1 25 | 8.5% | 0.2% | ||
| Q4 24 | 2.5% | -2.2% | ||
| Q3 24 | 5.9% | -1.9% | ||
| Q2 24 | 13.6% | -7.5% | ||
| Q1 24 | 3.0% | -7.0% |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $160.2M | $248.6M |
| 总债务越低越好 | $177.9M | $282.8M |
| 股东权益账面价值 | $221.3M | $1.5B |
| 总资产 | $2.1B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.80× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资HGTYLFST
| Q4 25 | $160.2M | $248.6M | ||
| Q3 25 | $290.5M | $203.9M | ||
| Q2 25 | $259.6M | $188.9M | ||
| Q1 25 | $232.7M | $134.3M | ||
| Q4 24 | $178.7M | $154.6M | ||
| Q3 24 | $208.9M | $102.6M | ||
| Q2 24 | $186.4M | $87.0M | ||
| Q1 24 | $131.2M | $49.5M |
总债务HGTYLFST
| Q4 25 | $177.9M | $282.8M | ||
| Q3 25 | $104.4M | $284.6M | ||
| Q2 25 | $153.4M | $286.4M | ||
| Q1 25 | $132.6M | $288.2M | ||
| Q4 24 | $105.8M | $290.0M | ||
| Q3 24 | $122.9M | $287.3M | ||
| Q2 24 | $98.0M | $288.0M | ||
| Q1 24 | $91.5M | $288.8M |
股东权益HGTYLFST
| Q4 25 | $221.3M | $1.5B | ||
| Q3 25 | $211.7M | $1.5B | ||
| Q2 25 | $172.3M | $1.5B | ||
| Q1 25 | $162.9M | $1.5B | ||
| Q4 24 | $150.3M | $1.4B | ||
| Q3 24 | $148.3M | $1.4B | ||
| Q2 24 | $94.4M | $1.4B | ||
| Q1 24 | $93.5M | $1.4B |
总资产HGTYLFST
| Q4 25 | $2.1B | $2.2B | ||
| Q3 25 | $2.2B | $2.1B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $1.8B | $2.1B | ||
| Q4 24 | $1.7B | $2.1B | ||
| Q3 24 | $1.8B | $2.1B | ||
| Q2 24 | $1.7B | $2.1B | ||
| Q1 24 | $1.6B | $2.1B |
负债/权益比HGTYLFST
| Q4 25 | 0.80× | 0.19× | ||
| Q3 25 | 0.49× | 0.19× | ||
| Q2 25 | 0.89× | 0.19× | ||
| Q1 25 | 0.81× | 0.20× | ||
| Q4 24 | 0.70× | 0.20× | ||
| Q3 24 | 0.83× | 0.20× | ||
| Q2 24 | 1.04× | 0.20× | ||
| Q1 24 | 0.98× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $219.0M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $194.5M | $46.6M |
| 自由现金流率自由现金流/营收 | 50.1% | 12.2% |
| 资本支出强度资本支出/营收 | 6.3% | 2.9% |
| 现金转化率经营现金流/净利润 | 7.67× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $365.8M | $110.0M |
8季度趋势，按日历期对齐
经营现金流HGTYLFST
| Q4 25 | $219.0M | $57.6M | ||
| Q3 25 | $92.2M | $27.3M | ||
| Q2 25 | $53.9M | $64.4M | ||
| Q1 25 | $43.8M | $-3.1M | ||
| Q4 24 | $177.0M | $62.3M | ||
| Q3 24 | $67.4M | $22.7M | ||
| Q2 24 | $64.0M | $44.1M | ||
| Q1 24 | $58.2M | $-21.8M |
自由现金流HGTYLFST
| Q4 25 | $194.5M | $46.6M | ||
| Q3 25 | $85.2M | $17.0M | ||
| Q2 25 | $47.7M | $56.6M | ||
| Q1 25 | $38.4M | $-10.3M | ||
| Q4 24 | $155.7M | $56.0M | ||
| Q3 24 | $62.0M | $17.7M | ||
| Q2 24 | $56.6M | $39.0M | ||
| Q1 24 | $53.7M | $-26.9M |
自由现金流率HGTYLFST
| Q4 25 | 50.1% | 12.2% | ||
| Q3 25 | 22.4% | 4.7% | ||
| Q2 25 | 12.9% | 16.4% | ||
| Q1 25 | 12.0% | -3.1% | ||
| Q4 24 | 46.7% | 17.2% | ||
| Q3 24 | 19.2% | 5.7% | ||
| Q2 24 | 18.1% | 12.5% | ||
| Q1 24 | 19.8% | -9.0% |
资本支出强度HGTYLFST
| Q4 25 | 6.3% | 2.9% | ||
| Q3 25 | 1.8% | 2.8% | ||
| Q2 25 | 1.7% | 2.2% | ||
| Q1 25 | 1.7% | 2.2% | ||
| Q4 24 | 6.4% | 1.9% | ||
| Q3 24 | 1.7% | 1.6% | ||
| Q2 24 | 2.4% | 1.6% | ||
| Q1 24 | 1.7% | 1.7% |
现金转化率HGTYLFST
| Q4 25 | 7.67× | 4.93× | ||
| Q3 25 | 2.00× | 25.34× | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.61× | -4.36× | ||
| Q4 24 | 20.97× | — | ||
| Q3 24 | 3.55× | — | ||
| Q2 24 | 1.50× | — | ||
| Q1 24 | 7.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
