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哈特福德（HIG）与金佰利（KMB）财务数据对比。点击上方公司名可切换其他公司
金佰利的季度营收约是哈特福德的1.0倍（$4.2B vs $4.1B），金佰利净利率更高（16.2% vs 13.2%，领先3.0%），金佰利同比增速更快（2.7% vs -43.7%），过去两年金佰利的营收复合增速更高（-9.0% vs -20.8%）
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
金佰利是源自美国的跨国消费品及个人护理集团，主打纸质类消费品，同时生产卫生用纸制品、外科及医疗器具。旗下拥有舒洁面巾纸、高洁丝女性护理产品、好奇纸尿裤及婴儿湿巾、Scott卫生纸等知名品牌，产品销往全球多个国家和地区。
HIG vs KMB — 直观对比
营收规模更大
KMB
是对方的1.0倍
$4.1B
营收增速更快
KMB
高出46.4%
-43.7%
净利率更高
KMB
高出3.0%
13.2%
两年增速更快
KMB
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $4.2B |
| 净利润 | $536.0M | $675.0M |
| 毛利率 | — | 36.8% |
| 营业利润率 | — | 18.1% |
| 净利率 | 13.2% | 16.2% |
| 营收同比 | -43.7% | 2.7% |
| 净利润同比 | 12.0% | 17.8% |
| 每股收益（稀释后） | — | $2.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HIGKMB
| Q1 26 | $4.1B | $4.2B | ||
| Q4 25 | $7.3B | $3.3B | ||
| Q3 25 | $7.2B | $4.2B | ||
| Q2 25 | $7.0B | $4.2B | ||
| Q1 25 | $6.8B | $4.8B | ||
| Q4 24 | $6.9B | $4.9B | ||
| Q3 24 | $6.8B | $5.0B | ||
| Q2 24 | $6.5B | $5.0B |
净利润HIGKMB
| Q1 26 | $536.0M | $675.0M | ||
| Q4 25 | — | $499.0M | ||
| Q3 25 | $1.1B | $446.0M | ||
| Q2 25 | $995.0M | $509.0M | ||
| Q1 25 | $630.0M | $567.0M | ||
| Q4 24 | — | $447.0M | ||
| Q3 24 | $767.0M | $907.0M | ||
| Q2 24 | $738.0M | $544.0M |
毛利率HIGKMB
| Q1 26 | — | 36.8% | ||
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 36.0% | ||
| Q2 25 | — | 35.0% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.0% | ||
| Q3 24 | — | 36.0% | ||
| Q2 24 | — | 36.0% |
营业利润率HIGKMB
| Q1 26 | — | 18.1% | ||
| Q4 25 | 19.3% | 11.2% | ||
| Q3 25 | 18.2% | 15.0% | ||
| Q2 25 | 17.8% | 14.2% | ||
| Q1 25 | 11.5% | 15.9% | ||
| Q4 24 | 15.6% | 11.1% | ||
| Q3 24 | 14.1% | 23.3% | ||
| Q2 24 | 14.1% | 13.0% |
净利率HIGKMB
| Q1 26 | 13.2% | 16.2% | ||
| Q4 25 | — | 15.1% | ||
| Q3 25 | 14.9% | 10.7% | ||
| Q2 25 | 14.2% | 12.2% | ||
| Q1 25 | 9.3% | 11.7% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | 11.4% | 18.3% | ||
| Q2 24 | 11.4% | 10.8% |
每股收益（稀释后）HIGKMB
| Q1 26 | — | $2.00 | ||
| Q4 25 | $3.96 | $1.50 | ||
| Q3 25 | $3.77 | $1.34 | ||
| Q2 25 | $3.44 | $1.53 | ||
| Q1 25 | $2.15 | $1.70 | ||
| Q4 24 | $2.88 | $1.34 | ||
| Q3 24 | $2.56 | $2.69 | ||
| Q2 24 | $2.44 | $1.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $542.0K |
| 总债务越低越好 | — | $6.5M |
| 股东权益账面价值 | $16.8M | $1.9M |
| 总资产 | $86.3M | $17.2M |
| 负债/权益比越低杠杆越低 | — | 3.38× |
8季度趋势，按日历期对齐
现金及短期投资HIGKMB
| Q1 26 | $1.7M | $542.0K | ||
| Q4 25 | — | $688.0M | ||
| Q3 25 | — | $617.0M | ||
| Q2 25 | — | $634.0M | ||
| Q1 25 | — | $563.0M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.2B |
总债务HIGKMB
| Q1 26 | — | $6.5M | ||
| Q4 25 | $4.4B | $6.5B | ||
| Q3 25 | $4.4B | $6.5B | ||
| Q2 25 | $4.4B | $6.5B | ||
| Q1 25 | $4.4B | $6.5B | ||
| Q4 24 | $4.4B | $6.9B | ||
| Q3 24 | $4.4B | $6.9B | ||
| Q2 24 | $4.4B | $7.2B |
股东权益HIGKMB
| Q1 26 | $16.8M | $1.9M | ||
| Q4 25 | $19.0B | $1.5B | ||
| Q3 25 | $18.4B | $1.3B | ||
| Q2 25 | $17.5B | $1.3B | ||
| Q1 25 | $16.8B | $1.1B | ||
| Q4 24 | $16.4B | $840.0M | ||
| Q3 24 | $17.0B | $1.3B | ||
| Q2 24 | $15.7B | $1.1B |
总资产HIGKMB
| Q1 26 | $86.3M | $17.2M | ||
| Q4 25 | $86.0B | $17.1B | ||
| Q3 25 | $85.0B | $16.9B | ||
| Q2 25 | $83.6B | $16.8B | ||
| Q1 25 | $82.3B | $16.3B | ||
| Q4 24 | $80.9B | $16.5B | ||
| Q3 24 | $81.2B | $17.2B | ||
| Q2 24 | $79.0B | $17.3B |
负债/权益比HIGKMB
| Q1 26 | — | 3.38× | ||
| Q4 25 | 0.23× | 4.31× | ||
| Q3 25 | 0.24× | 4.86× | ||
| Q2 25 | 0.25× | 5.09× | ||
| Q1 25 | 0.26× | 5.89× | ||
| Q4 24 | 0.27× | 8.18× | ||
| Q3 24 | 0.26× | 5.36× | ||
| Q2 24 | 0.28× | 6.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
KMB
| NA | $2.7B | 64% |
| IPC | $1.5B | 36% |
