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哈特福德（HIG）与泰佩思琦（TPR）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是泰佩思琦的1.6倍（$4.1B vs $2.5B），泰佩思琦净利率更高（22.4% vs 13.2%，领先9.3%），泰佩思琦同比增速更快（14.0% vs -43.7%），过去两年泰佩思琦的营收复合增速更高（29.9% vs -20.8%）
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
Tapestry, Inc.是美国知名跨国奢侈品时尚控股企业，旗下拥有Coach、Kate Spade New York、Stuart Weitzman三大标志性生活方式品牌，主营高端手袋、服饰、鞋履、配饰及香水产品，销售渠道覆盖全球线下门店与线上电商平台。
HIG vs TPR — 直观对比
营收规模更大
HIG
是对方的1.6倍
$2.5B
营收增速更快
TPR
高出57.7%
-43.7%
净利率更高
TPR
高出9.3%
13.2%
两年增速更快
TPR
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $2.5B |
| 净利润 | $536.0M | $561.3M |
| 毛利率 | — | 75.5% |
| 营业利润率 | — | 28.6% |
| 净利率 | 13.2% | 22.4% |
| 营收同比 | -43.7% | 14.0% |
| 净利润同比 | 12.0% | 80.8% |
| 每股收益（稀释后） | — | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HIGTPR
| Q1 26 | $4.1B | — | ||
| Q4 25 | $7.3B | $2.5B | ||
| Q3 25 | $7.2B | $1.7B | ||
| Q2 25 | $7.0B | $1.7B | ||
| Q1 25 | $6.8B | $1.6B | ||
| Q4 24 | $6.9B | $2.2B | ||
| Q3 24 | $6.8B | $1.5B | ||
| Q2 24 | $6.5B | $1.6B |
净利润HIGTPR
| Q1 26 | $536.0M | — | ||
| Q4 25 | — | $561.3M | ||
| Q3 25 | $1.1B | $274.8M | ||
| Q2 25 | $995.0M | $-517.1M | ||
| Q1 25 | $630.0M | $203.3M | ||
| Q4 24 | — | $310.4M | ||
| Q3 24 | $767.0M | $186.6M | ||
| Q2 24 | $738.0M | $159.3M |
毛利率HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | — | 75.5% | ||
| Q3 25 | — | 76.3% | ||
| Q2 25 | — | 76.3% | ||
| Q1 25 | — | 76.1% | ||
| Q4 24 | — | 74.4% | ||
| Q3 24 | — | 75.3% | ||
| Q2 24 | — | 74.9% |
营业利润率HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | 28.6% | ||
| Q3 25 | 18.2% | 19.3% | ||
| Q2 25 | 17.8% | -33.9% | ||
| Q1 25 | 11.5% | 16.0% | ||
| Q4 24 | 15.6% | 22.4% | ||
| Q3 24 | 14.1% | 16.7% | ||
| Q2 24 | 14.1% | 14.8% |
净利率HIGTPR
| Q1 26 | 13.2% | — | ||
| Q4 25 | — | 22.4% | ||
| Q3 25 | 14.9% | 16.1% | ||
| Q2 25 | 14.2% | -30.0% | ||
| Q1 25 | 9.3% | 12.8% | ||
| Q4 24 | — | 14.1% | ||
| Q3 24 | 11.4% | 12.4% | ||
| Q2 24 | 11.4% | 10.0% |
每股收益（稀释后）HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | $3.96 | $2.68 | ||
| Q3 25 | $3.77 | $1.28 | ||
| Q2 25 | $3.44 | $-2.30 | ||
| Q1 25 | $2.15 | $0.95 | ||
| Q4 24 | $2.88 | $1.38 | ||
| Q3 24 | $2.56 | $0.79 | ||
| Q2 24 | $2.44 | $0.67 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $1.1B |
| 总债务越低越好 | — | $2.4B |
| 股东权益账面价值 | $16.8M | $551.2M |
| 总资产 | $86.3M | $6.5B |
| 负债/权益比越低杠杆越低 | — | 4.32× |
8季度趋势，按日历期对齐
现金及短期投资HIGTPR
| Q1 26 | $1.7M | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $743.2M | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $7.3B | ||
| Q2 24 | — | $7.2B |
总债务HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | $4.4B | $2.4B | ||
| Q3 25 | $4.4B | $2.4B | ||
| Q2 25 | $4.4B | $2.4B | ||
| Q1 25 | $4.4B | $2.4B | ||
| Q4 24 | $4.4B | $2.4B | ||
| Q3 24 | $4.4B | $7.0B | ||
| Q2 24 | $4.4B | $6.9B |
股东权益HIGTPR
| Q1 26 | $16.8M | — | ||
| Q4 25 | $19.0B | $551.2M | ||
| Q3 25 | $18.4B | $399.5M | ||
| Q2 25 | $17.5B | $857.8M | ||
| Q1 25 | $16.8B | $1.5B | ||
| Q4 24 | $16.4B | $1.3B | ||
| Q3 24 | $17.0B | $3.0B | ||
| Q2 24 | $15.7B | $2.9B |
总资产HIGTPR
| Q1 26 | $86.3M | — | ||
| Q4 25 | $86.0B | $6.5B | ||
| Q3 25 | $85.0B | $6.4B | ||
| Q2 25 | $83.6B | $6.6B | ||
| Q1 25 | $82.3B | $7.3B | ||
| Q4 24 | $80.9B | $7.3B | ||
| Q3 24 | $81.2B | $13.7B | ||
| Q2 24 | $79.0B | $13.4B |
负债/权益比HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | 0.23× | 4.32× | ||
| Q3 25 | 0.24× | 5.95× | ||
| Q2 25 | 0.25× | 2.77× | ||
| Q1 25 | 0.26× | 1.59× | ||
| Q4 24 | 0.27× | 1.78× | ||
| Q3 24 | 0.26× | 2.35× | ||
| Q2 24 | 0.28× | 2.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | $1.0B |
| 自由现金流率自由现金流/营收 | — | 41.5% |
| 资本支出强度资本支出/营收 | — | 1.7% |
| 现金转化率经营现金流/净利润 | — | 1.93× |
| 过去12个月自由现金流最近4个季度 | — | $1.6B |
8季度趋势，按日历期对齐
经营现金流HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | $5.9B | $1.1B | ||
| Q3 25 | $1.8B | $112.6M | ||
| Q2 25 | $1.3B | $446.8M | ||
| Q1 25 | $985.0M | $144.3M | ||
| Q4 24 | $5.9B | $506.0M | ||
| Q3 24 | $1.7B | $119.5M | ||
| Q2 24 | $1.3B | $256.0M |
自由现金流HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | $5.8B | $1.0B | ||
| Q3 25 | $1.8B | $80.2M | ||
| Q2 25 | $1.3B | $411.5M | ||
| Q1 25 | $947.0M | $113.4M | ||
| Q4 24 | $5.8B | $475.1M | ||
| Q3 24 | $1.6B | $93.9M | ||
| Q2 24 | $1.2B | $209.8M |
自由现金流率HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | 78.4% | 41.5% | ||
| Q3 25 | 24.8% | 4.7% | ||
| Q2 25 | 17.9% | 23.9% | ||
| Q1 25 | 13.9% | 7.2% | ||
| Q4 24 | 83.8% | 21.6% | ||
| Q3 24 | 24.0% | 6.2% | ||
| Q2 24 | 18.5% | 13.2% |
资本支出强度HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | 2.3% | 1.7% | ||
| Q3 25 | 0.6% | 1.9% | ||
| Q2 25 | 0.6% | 2.0% | ||
| Q1 25 | 0.6% | 2.0% | ||
| Q4 24 | 2.1% | 1.4% | ||
| Q3 24 | 0.9% | 1.7% | ||
| Q2 24 | 0.9% | 2.9% |
现金转化率HIGTPR
| Q1 26 | — | — | ||
| Q4 25 | — | 1.93× | ||
| Q3 25 | 1.70× | 0.41× | ||
| Q2 25 | 1.30× | — | ||
| Q1 25 | 1.56× | 0.71× | ||
| Q4 24 | — | 1.63× | ||
| Q3 24 | 2.19× | 0.64× | ||
| Q2 24 | 1.71× | 1.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
TPR
| Coach | $1.4B | 57% |
| Other | $787.0M | 31% |
| Kate Spade Company | $290.0M | 12% |
