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Hour Loop, Inc（HOUR）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是Hour Loop, Inc的1.7倍（$94.3M vs $56.1M），REPUBLIC BANCORP INC净利率更高（24.2% vs -1.2%，领先25.4%），REPUBLIC BANCORP INC同比增速更快（5.3% vs 3.0%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $3.0M），过去两年Hour Loop, Inc的营收复合增速更高（50.7% vs -11.5%）
Hour Loop Inc.是一家电商零售企业，主营家居用品、服饰、玩具、电子配件及日常消费必需品，主要依托第三方主流线上平台开展业务，核心客群集中在北美地区，专注为大众消费者提供高性价比的日常商品。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
HOUR vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.7倍
$56.1M
营收增速更快
RBCAA
高出2.3%
3.0%
净利率更高
RBCAA
高出25.4%
-1.2%
自由现金流更多
RBCAA
多$158.1M
$3.0M
两年增速更快
HOUR
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $56.1M | $94.3M |
| 净利润 | $-657.3K | $22.8M |
| 毛利率 | 49.6% | — |
| 营业利润率 | -1.5% | 29.3% |
| 净利率 | -1.2% | 24.2% |
| 营收同比 | 3.0% | 5.3% |
| 净利润同比 | 57.0% | 20.0% |
| 每股收益（稀释后） | $-0.02 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HOURRBCAA
| Q4 25 | $56.1M | $94.3M | ||
| Q3 25 | $33.4M | $93.5M | ||
| Q2 25 | $27.1M | $93.8M | ||
| Q1 25 | $25.8M | $135.8M | ||
| Q4 24 | $54.4M | $89.5M | ||
| Q3 24 | $31.1M | $88.1M | ||
| Q2 24 | $28.1M | $86.9M | ||
| Q1 24 | $24.7M | $120.3M |
净利润HOURRBCAA
| Q4 25 | $-657.3K | $22.8M | ||
| Q3 25 | $530.6K | $29.7M | ||
| Q2 25 | $1.2M | $31.5M | ||
| Q1 25 | $654.5K | $47.3M | ||
| Q4 24 | $-1.5M | $19.0M | ||
| Q3 24 | $469.6K | $26.5M | ||
| Q2 24 | $649.1K | $25.2M | ||
| Q1 24 | $1.1M | $30.6M |
毛利率HOURRBCAA
| Q4 25 | 49.6% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 57.2% | — | ||
| Q1 25 | 54.7% | — | ||
| Q4 24 | 45.7% | — | ||
| Q3 24 | 54.8% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.6% | — |
营业利润率HOURRBCAA
| Q4 25 | -1.5% | 29.3% | ||
| Q3 25 | 2.2% | 40.4% | ||
| Q2 25 | 6.0% | 43.0% | ||
| Q1 25 | 3.6% | 44.1% | ||
| Q4 24 | -4.5% | 25.8% | ||
| Q3 24 | 2.3% | 38.4% | ||
| Q2 24 | 3.3% | 37.0% | ||
| Q1 24 | 6.2% | 32.2% |
净利率HOURRBCAA
| Q4 25 | -1.2% | 24.2% | ||
| Q3 25 | 1.6% | 31.8% | ||
| Q2 25 | 4.3% | 33.5% | ||
| Q1 25 | 2.5% | 34.8% | ||
| Q4 24 | -2.8% | 21.2% | ||
| Q3 24 | 1.5% | 30.1% | ||
| Q2 24 | 2.3% | 29.0% | ||
| Q1 24 | 4.3% | 25.4% |
每股收益（稀释后）HOURRBCAA
| Q4 25 | $-0.02 | — | ||
| Q3 25 | $0.01 | — | ||
| Q2 25 | $0.04 | — | ||
| Q1 25 | $0.02 | — | ||
| Q4 24 | $-0.04 | — | ||
| Q3 24 | $0.01 | — | ||
| Q2 24 | $0.02 | — | ||
| Q1 24 | $0.03 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.0M | $1.1B |
| 总资产 | $23.8M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HOURRBCAA
| Q4 25 | — | $220.0M | ||
| Q3 25 | — | $484.2M | ||
| Q2 25 | — | $484.8M | ||
| Q1 25 | — | $793.0M | ||
| Q4 24 | — | $432.2M | ||
| Q3 24 | — | $530.9M | ||
| Q2 24 | — | $400.1M | ||
| Q1 24 | $2.9M | $546.4M |
股东权益HOURRBCAA
| Q4 25 | $7.0M | $1.1B | ||
| Q3 25 | $7.7M | $1.1B | ||
| Q2 25 | $7.2M | $1.1B | ||
| Q1 25 | $5.8M | $1.0B | ||
| Q4 24 | $5.2M | $992.0M | ||
| Q3 24 | $6.7M | $979.7M | ||
| Q2 24 | $6.2M | $955.4M | ||
| Q1 24 | $5.5M | $935.6M |
总资产HOURRBCAA
| Q4 25 | $23.8M | $7.0B | ||
| Q3 25 | $31.6M | $7.0B | ||
| Q2 25 | $23.0M | $7.0B | ||
| Q1 25 | $19.1M | $7.1B | ||
| Q4 24 | $20.0M | $6.8B | ||
| Q3 24 | $32.4M | $6.7B | ||
| Q2 24 | $20.2M | $6.6B | ||
| Q1 24 | $16.7M | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $3.0M | $161.1M |
| 自由现金流率自由现金流/营收 | 5.3% | 170.9% |
| 资本支出强度资本支出/营收 | 0.0% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $2.5M | $288.6M |
8季度趋势，按日历期对齐
经营现金流HOURRBCAA
| Q4 25 | $3.0M | $168.2M | ||
| Q3 25 | $500.4K | $33.3M | ||
| Q2 25 | $-901.5K | $8.4M | ||
| Q1 25 | $-23.9K | $93.2M | ||
| Q4 24 | $1.5M | $149.0M | ||
| Q3 24 | $-2.2M | $51.3M | ||
| Q2 24 | $456.2K | $4.0M | ||
| Q1 24 | $492.9K | $71.2M |
自由现金流HOURRBCAA
| Q4 25 | $3.0M | $161.1M | ||
| Q3 25 | $449.3K | $30.8M | ||
| Q2 25 | $-901.6K | $5.2M | ||
| Q1 25 | $-24.6K | $91.6M | ||
| Q4 24 | $1.5M | $143.2M | ||
| Q3 24 | $-2.2M | $49.8M | ||
| Q2 24 | $439.4K | $2.7M | ||
| Q1 24 | $475.1K | $69.1M |
自由现金流率HOURRBCAA
| Q4 25 | 5.3% | 170.9% | ||
| Q3 25 | 1.3% | 32.9% | ||
| Q2 25 | -3.3% | 5.5% | ||
| Q1 25 | -0.1% | 67.4% | ||
| Q4 24 | 2.8% | 160.0% | ||
| Q3 24 | -7.0% | 56.5% | ||
| Q2 24 | 1.6% | 3.1% | ||
| Q1 24 | 1.9% | 57.5% |
资本支出强度HOURRBCAA
| Q4 25 | 0.0% | 7.5% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.0% | 3.5% | ||
| Q1 25 | 0.0% | 1.2% | ||
| Q4 24 | 0.0% | 6.5% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | 0.1% | 1.5% | ||
| Q1 24 | 0.1% | 1.7% |
现金转化率HOURRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 0.94× | 1.12× | ||
| Q2 25 | -0.77× | 0.27× | ||
| Q1 25 | -0.04× | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | -4.64× | 1.93× | ||
| Q2 24 | 0.70× | 0.16× | ||
| Q1 24 | 0.46× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
