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H&R BLOCK INC（HRB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是H&R BLOCK INC的1.1倍（$212.2M vs $198.9M），LiveRamp Holdings, Inc.净利率更高（18.8% vs -121.8%，领先140.6%），H&R BLOCK INC同比增速更快（11.1% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -69.8%）
H&R Block是美国知名税务服务企业，1955年由亨利·布洛克与理查德·布洛克兄弟在密苏里州堪萨斯城创立，目前业务范围覆盖美国、加拿大、澳大利亚三地，为个人及企业客户提供专业的税务申报、咨询等相关服务，在行业内拥有较高知名度。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
HRB vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.1倍
$198.9M
营收增速更快
HRB
高出2.5%
8.6%
净利率更高
RAMP
高出140.6%
-121.8%
两年增速更快
RAMP
近两年复合增速
-69.8%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $198.9M | $212.2M |
| 净利润 | $-242.2M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | -160.5% | 18.6% |
| 净利率 | -121.8% | 18.8% |
| 营收同比 | 11.1% | 8.6% |
| 净利润同比 | 0.5% | 255.7% |
| 每股收益（稀释后） | — | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HRBRAMP
| Q4 25 | $198.9M | $212.2M | ||
| Q3 25 | $203.6M | $199.8M | ||
| Q2 25 | $1.1B | $194.8M | ||
| Q1 25 | $2.3B | $188.7M | ||
| Q4 24 | $179.1M | $195.4M | ||
| Q3 24 | $193.8M | $185.5M | ||
| Q2 24 | $1.1B | $176.0M | ||
| Q1 24 | $2.2B | $171.9M |
净利润HRBRAMP
| Q4 25 | $-242.2M | $39.9M | ||
| Q3 25 | $-165.8M | $27.4M | ||
| Q2 25 | $299.4M | $7.7M | ||
| Q1 25 | $722.3M | $-6.3M | ||
| Q4 24 | $-243.4M | $11.2M | ||
| Q3 24 | $-172.6M | $1.7M | ||
| Q2 24 | $257.8M | $-7.5M | ||
| Q1 24 | $690.7M | $-5.4M |
毛利率HRBRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | 57.4% | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | 57.6% | 72.2% |
营业利润率HRBRAMP
| Q4 25 | -160.5% | 18.6% | ||
| Q3 25 | -106.3% | 10.7% | ||
| Q2 25 | 33.1% | 3.7% | ||
| Q1 25 | 42.1% | -6.1% | ||
| Q4 24 | -174.4% | 7.5% | ||
| Q3 24 | -119.8% | 4.0% | ||
| Q2 24 | 33.0% | -3.0% | ||
| Q1 24 | 41.5% | -8.3% |
净利率HRBRAMP
| Q4 25 | -121.8% | 18.8% | ||
| Q3 25 | -81.5% | 13.7% | ||
| Q2 25 | 27.0% | 4.0% | ||
| Q1 25 | 31.7% | -3.3% | ||
| Q4 24 | -135.9% | 5.7% | ||
| Q3 24 | -89.0% | 0.9% | ||
| Q2 24 | 24.3% | -4.3% | ||
| Q1 24 | 31.6% | -3.1% |
每股收益（稀释后）HRBRAMP
| Q4 25 | — | $0.62 | ||
| Q3 25 | — | $0.42 | ||
| Q2 25 | — | $0.12 | ||
| Q1 25 | $5.31 | $-0.10 | ||
| Q4 24 | — | $0.17 | ||
| Q3 24 | — | $0.03 | ||
| Q2 24 | — | $-0.11 | ||
| Q1 24 | $4.86 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $349.2M | $403.4M |
| 总债务越低越好 | $2.4B | — |
| 股东权益账面价值 | $-823.1M | $962.3M |
| 总资产 | $2.9B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HRBRAMP
| Q4 25 | $349.2M | $403.4M | ||
| Q3 25 | $376.4M | $376.9M | ||
| Q2 25 | $983.3M | $371.1M | ||
| Q1 25 | $772.9M | $420.8M | ||
| Q4 24 | $320.1M | $384.3M | ||
| Q3 24 | $415.9M | $348.4M | ||
| Q2 24 | $1.1B | $342.7M | ||
| Q1 24 | $794.6M | $368.9M |
总债务HRBRAMP
| Q4 25 | $2.4B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
股东权益HRBRAMP
| Q4 25 | $-823.1M | $962.3M | ||
| Q3 25 | $-550.9M | $943.8M | ||
| Q2 25 | $88.9M | $947.8M | ||
| Q1 25 | $-192.8M | $948.9M | ||
| Q4 24 | $-872.5M | $957.7M | ||
| Q3 24 | $-368.1M | $932.1M | ||
| Q2 24 | $90.6M | $951.9M | ||
| Q1 24 | $-129.8M | $949.1M |
总资产HRBRAMP
| Q4 25 | $2.9B | $1.3B | ||
| Q3 25 | $2.6B | $1.2B | ||
| Q2 25 | $3.3B | $1.2B | ||
| Q1 25 | $3.2B | $1.3B | ||
| Q4 24 | $2.7B | $1.3B | ||
| Q3 24 | $2.5B | $1.2B | ||
| Q2 24 | $3.2B | $1.2B | ||
| Q1 24 | $3.2B | $1.2B |
负债/权益比HRBRAMP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 12.86× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 16.46× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-614.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-649.5M | — |
| 自由现金流率自由现金流/营收 | -326.6% | — |
| 资本支出强度资本支出/营收 | 17.9% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $524.1M | — |
8季度趋势，按日历期对齐
经营现金流HRBRAMP
| Q4 25 | $-614.0M | — | ||
| Q3 25 | $-356.8M | $57.4M | ||
| Q2 25 | $251.6M | $-15.8M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $-567.1M | $45.1M | ||
| Q3 24 | $-328.6M | $55.6M | ||
| Q2 24 | $300.6M | $-9.3M | ||
| Q1 24 | $1.4B | — |
自由现金流HRBRAMP
| Q4 25 | $-649.5M | — | ||
| Q3 25 | $-370.0M | $56.8M | ||
| Q2 25 | $241.3M | $-16.2M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $-597.4M | $44.8M | ||
| Q3 24 | $-347.3M | $55.4M | ||
| Q2 24 | $290.7M | $-9.6M | ||
| Q1 24 | $1.3B | — |
自由现金流率HRBRAMP
| Q4 25 | -326.6% | — | ||
| Q3 25 | -181.8% | 28.4% | ||
| Q2 25 | 21.7% | -8.3% | ||
| Q1 25 | 57.2% | — | ||
| Q4 24 | -333.6% | 22.9% | ||
| Q3 24 | -179.2% | 29.8% | ||
| Q2 24 | 27.4% | -5.4% | ||
| Q1 24 | 61.4% | — |
资本支出强度HRBRAMP
| Q4 25 | 17.9% | 0.1% | ||
| Q3 25 | 6.5% | 0.3% | ||
| Q2 25 | 0.9% | 0.2% | ||
| Q1 25 | 1.0% | 0.2% | ||
| Q4 24 | 17.0% | 0.1% | ||
| Q3 24 | 9.7% | 0.1% | ||
| Q2 24 | 0.9% | 0.1% | ||
| Q1 24 | 1.0% | 1.0% |
现金转化率HRBRAMP
| Q4 25 | — | — | ||
| Q3 25 | — | 2.09× | ||
| Q2 25 | 0.84× | -2.04× | ||
| Q1 25 | 1.83× | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | — | 32.10× | ||
| Q2 24 | 1.17× | — | ||
| Q1 24 | 1.97× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
