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HomeTrust Bancshares, Inc.（HTB）与INSEEGO CORP.（INSG）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是INSEEGO CORP.的1.1倍（$53.6M vs $48.4M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 0.6%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $11.6M），过去两年INSEEGO CORP.的营收复合增速更高（13.6% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
Inseego Corp是全球领先的5G及物联网解决方案提供商，主打移动热点、边缘计算设备及云端设备管理平台产品，客户覆盖全球范围内的电信运营商、企业及公共部门。
HTB vs INSG — 直观对比
营收规模更大
HTB
是对方的1.1倍
$48.4M
营收增速更快
HTB
高出3.0%
0.6%
自由现金流更多
HTB
多$33.7M
$11.6M
两年增速更快
INSG
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $48.4M |
| 净利润 | — | $469.0K |
| 毛利率 | — | 42.2% |
| 营业利润率 | 37.0% | 2.7% |
| 净利率 | — | 1.0% |
| 营收同比 | 3.7% | 0.6% |
| 净利润同比 | — | 182.9% |
| 每股收益（稀释后） | $0.93 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBINSG
| Q4 25 | $53.6M | $48.4M | ||
| Q3 25 | $54.1M | $45.9M | ||
| Q2 25 | $54.4M | $40.2M | ||
| Q1 25 | $50.9M | $31.7M | ||
| Q4 24 | $51.7M | $48.1M | ||
| Q3 24 | $50.6M | $54.0M | ||
| Q2 24 | $50.6M | $51.6M | ||
| Q1 24 | $50.0M | $37.5M |
净利润HTBINSG
| Q4 25 | — | $469.0K | ||
| Q3 25 | $16.5M | $1.4M | ||
| Q2 25 | $17.2M | $507.0K | ||
| Q1 25 | $14.5M | $-1.6M | ||
| Q4 24 | — | $-566.0K | ||
| Q3 24 | $13.1M | $9.0M | ||
| Q2 24 | $12.4M | $624.0K | ||
| Q1 24 | $15.1M | $-4.5M |
毛利率HTBINSG
| Q4 25 | — | 42.2% | ||
| Q3 25 | — | 41.6% | ||
| Q2 25 | — | 41.1% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 37.3% | ||
| Q3 24 | — | 34.8% | ||
| Q2 24 | — | 36.4% | ||
| Q1 24 | — | 35.3% |
营业利润率HTBINSG
| Q4 25 | 37.0% | 2.7% | ||
| Q3 25 | 38.5% | 4.7% | ||
| Q2 25 | 40.1% | 3.2% | ||
| Q1 25 | 36.2% | -1.3% | ||
| Q4 24 | 35.4% | 3.7% | ||
| Q3 24 | 33.2% | 1.9% | ||
| Q2 24 | 31.3% | 3.6% | ||
| Q1 24 | 38.0% | -7.9% |
净利率HTBINSG
| Q4 25 | — | 1.0% | ||
| Q3 25 | 30.5% | 3.1% | ||
| Q2 25 | 31.6% | 1.3% | ||
| Q1 25 | 28.5% | -5.0% | ||
| Q4 24 | — | -1.2% | ||
| Q3 24 | 25.9% | 16.6% | ||
| Q2 24 | 24.6% | 1.2% | ||
| Q1 24 | 30.1% | -11.9% |
每股收益（稀释后）HTBINSG
| Q4 25 | $0.93 | $-0.02 | ||
| Q3 25 | $0.95 | $0.03 | ||
| Q2 25 | $1.00 | $-0.03 | ||
| Q1 25 | $0.84 | $-0.16 | ||
| Q4 24 | $0.83 | $0.62 | ||
| Q3 24 | $0.76 | $-0.06 | ||
| Q2 24 | $0.73 | $-0.02 | ||
| Q1 24 | $0.88 | $-0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $24.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $-4.0M |
| 总资产 | $4.5B | $93.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBINSG
| Q4 25 | $324.7M | $24.9M | ||
| Q3 25 | $315.8M | $14.6M | ||
| Q2 25 | $297.2M | $13.2M | ||
| Q1 25 | $299.8M | $35.1M | ||
| Q4 24 | $279.2M | $39.6M | ||
| Q3 24 | $293.5M | $12.0M | ||
| Q2 24 | $294.2M | $49.0M | ||
| Q1 24 | $380.5M | $12.3M |
股东权益HTBINSG
| Q4 25 | $600.7M | $-4.0M | ||
| Q3 25 | $595.8M | $-7.7M | ||
| Q2 25 | $579.3M | $-10.5M | ||
| Q1 25 | $565.4M | $-13.0M | ||
| Q4 24 | $551.8M | $-12.9M | ||
| Q3 24 | $540.0M | $-85.1M | ||
| Q2 24 | $523.6M | $-101.8M | ||
| Q1 24 | $513.2M | $-105.6M |
总资产HTBINSG
| Q4 25 | $4.5B | $93.8M | ||
| Q3 25 | $4.6B | $85.8M | ||
| Q2 25 | $4.6B | $83.1M | ||
| Q1 25 | $4.6B | $93.0M | ||
| Q4 24 | $4.6B | $100.0M | ||
| Q3 24 | $4.6B | $113.4M | ||
| Q2 24 | $4.7B | $149.6M | ||
| Q1 24 | $4.7B | $122.1M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $12.0M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $11.6M |
| 自由现金流率自由现金流/营收 | 84.5% | 24.0% |
| 资本支出强度资本支出/营收 | 7.8% | 0.7% |
| 现金转化率经营现金流/净利润 | — | 25.50× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $6.5M |
8季度趋势，按日历期对齐
经营现金流HTBINSG
| Q4 25 | $49.5M | $12.0M | ||
| Q3 25 | $-11.3M | $3.2M | ||
| Q2 25 | $-8.8M | $-4.5M | ||
| Q1 25 | $71.7M | $-3.5M | ||
| Q4 24 | $45.4M | $-14.2M | ||
| Q3 24 | $43.8M | $14.8M | ||
| Q2 24 | $5.9M | $27.6M | ||
| Q1 24 | $-9.0M | $5.2M |
自由现金流HTBINSG
| Q4 25 | $45.3M | $11.6M | ||
| Q3 25 | $-12.0M | $3.1M | ||
| Q2 25 | $-10.2M | $-4.7M | ||
| Q1 25 | $70.7M | $-3.5M | ||
| Q4 24 | $42.4M | $-14.3M | ||
| Q3 24 | $43.1M | $14.8M | ||
| Q2 24 | $5.7M | $27.6M | ||
| Q1 24 | $-9.6M | — |
自由现金流率HTBINSG
| Q4 25 | 84.5% | 24.0% | ||
| Q3 25 | -22.2% | 6.7% | ||
| Q2 25 | -18.7% | -11.6% | ||
| Q1 25 | 138.7% | -11.0% | ||
| Q4 24 | 82.0% | -29.7% | ||
| Q3 24 | 85.1% | 27.4% | ||
| Q2 24 | 11.2% | 53.5% | ||
| Q1 24 | -19.2% | — |
资本支出强度HTBINSG
| Q4 25 | 7.8% | 0.7% | ||
| Q3 25 | 1.4% | 0.2% | ||
| Q2 25 | 2.5% | 0.5% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 5.9% | 0.1% | ||
| Q3 24 | 1.3% | 0.0% | ||
| Q2 24 | 0.5% | 0.0% | ||
| Q1 24 | 1.1% | 0.0% |
现金转化率HTBINSG
| Q4 25 | — | 25.50× | ||
| Q3 25 | -0.68× | 2.22× | ||
| Q2 25 | -0.51× | -8.81× | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | 1.65× | ||
| Q2 24 | 0.48× | 44.31× | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
