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HomeTrust Bancshares, Inc.（HTB）与MasterCraft Boat Holdings, Inc.（MCFT）财务数据对比。点击上方公司名可切换其他公司
MasterCraft Boat Holdings, Inc.的季度营收约是HomeTrust Bancshares, Inc.的1.5倍（$78.2M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 3.0%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $7.6M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -8.9%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
MasterCraft Boat Holdings是美国豪华高性能游艇制造商，1968年创立于田纳西州玛丽维尔，目前总部设于田纳西州沃诺尔。其生产的游艇主打滑水、尾波板、尾波冲浪等水上运动场景，在高端运动艇领域拥有较高知名度。
HTB vs MCFT — 直观对比
营收规模更大
MCFT
是对方的1.5倍
$53.6M
营收增速更快
HTB
高出0.7%
3.0%
自由现金流更多
HTB
多$37.7M
$7.6M
两年增速更快
HTB
近两年复合增速
-8.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $78.2M |
| 净利润 | — | $3.7M |
| 毛利率 | — | 25.0% |
| 营业利润率 | 37.0% | 73.4% |
| 净利率 | — | 4.8% |
| 营收同比 | 3.7% | 3.0% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.93 | $0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBMCFT
| Q1 26 | — | $78.2M | ||
| Q4 25 | $53.6M | $71.8M | ||
| Q3 25 | $54.1M | $69.0M | ||
| Q2 25 | $54.4M | $79.5M | ||
| Q1 25 | $50.9M | $76.0M | ||
| Q4 24 | $51.7M | $63.4M | ||
| Q3 24 | $50.6M | $65.4M | ||
| Q2 24 | $50.6M | $94.3M |
净利润HTBMCFT
| Q1 26 | — | $3.7M | ||
| Q4 25 | — | $2.5M | ||
| Q3 25 | $16.5M | $3.6M | ||
| Q2 25 | $17.2M | $5.7M | ||
| Q1 25 | $14.5M | $3.7M | ||
| Q4 24 | — | $2.7M | ||
| Q3 24 | $13.1M | $-5.1M | ||
| Q2 24 | $12.4M | $6.2M |
毛利率HTBMCFT
| Q1 26 | — | 25.0% | ||
| Q4 25 | — | 21.6% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 20.8% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | 23.8% |
营业利润率HTBMCFT
| Q1 26 | — | 73.4% | ||
| Q4 25 | 37.0% | 3.8% | ||
| Q3 25 | 38.5% | 5.5% | ||
| Q2 25 | 40.1% | 7.5% | ||
| Q1 25 | 36.2% | 5.4% | ||
| Q4 24 | 35.4% | 0.3% | ||
| Q3 24 | 33.2% | 1.5% | ||
| Q2 24 | 31.3% | 11.2% |
净利率HTBMCFT
| Q1 26 | — | 4.8% | ||
| Q4 25 | — | 3.5% | ||
| Q3 25 | 30.5% | 5.3% | ||
| Q2 25 | 31.6% | 7.2% | ||
| Q1 25 | 28.5% | 4.9% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | 25.9% | -7.9% | ||
| Q2 24 | 24.6% | 6.6% |
每股收益（稀释后）HTBMCFT
| Q1 26 | — | $0.45 | ||
| Q4 25 | $0.93 | $0.16 | ||
| Q3 25 | $0.95 | $0.22 | ||
| Q2 25 | $1.00 | $0.34 | ||
| Q1 25 | $0.84 | $0.23 | ||
| Q4 24 | $0.83 | $0.17 | ||
| Q3 24 | $0.76 | $-0.31 | ||
| Q2 24 | $0.73 | $0.38 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $84.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $189.3M |
| 总资产 | $4.5B | $277.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBMCFT
| Q1 26 | — | $84.6M | ||
| Q4 25 | $324.7M | $81.4M | ||
| Q3 25 | $315.8M | $67.3M | ||
| Q2 25 | $297.2M | $79.4M | ||
| Q1 25 | $299.8M | $66.5M | ||
| Q4 24 | $279.2M | $62.9M | ||
| Q3 24 | $293.5M | $14.2M | ||
| Q2 24 | $294.2M | $86.2M |
总债务HTBMCFT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $49.5M | ||
| Q2 24 | — | $49.3M |
股东权益HTBMCFT
| Q1 26 | — | $189.3M | ||
| Q4 25 | $600.7M | $189.1M | ||
| Q3 25 | $595.8M | $185.5M | ||
| Q2 25 | $579.3M | $183.4M | ||
| Q1 25 | $565.4M | $182.1M | ||
| Q4 24 | $551.8M | $178.3M | ||
| Q3 24 | $540.0M | $175.4M | ||
| Q2 24 | $523.6M | $183.7M |
总资产HTBMCFT
| Q1 26 | — | $277.9M | ||
| Q4 25 | $4.5B | $259.7M | ||
| Q3 25 | $4.6B | $259.3M | ||
| Q2 25 | $4.6B | $259.9M | ||
| Q1 25 | $4.6B | $261.9M | ||
| Q4 24 | $4.6B | $250.1M | ||
| Q3 24 | $4.6B | $309.1M | ||
| Q2 24 | $4.7B | $259.9M |
负债/权益比HTBMCFT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.28× | ||
| Q2 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $13.4M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $7.6M |
| 自由现金流率自由现金流/营收 | 84.5% | 9.8% |
| 资本支出强度资本支出/营收 | 7.8% | — |
| 现金转化率经营现金流/净利润 | — | 3.58× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $29.5M |
8季度趋势，按日历期对齐
经营现金流HTBMCFT
| Q1 26 | — | $13.4M | ||
| Q4 25 | $49.5M | $15.6M | ||
| Q3 25 | $-11.3M | $-6.8M | ||
| Q2 25 | $-8.8M | $20.4M | ||
| Q1 25 | $71.7M | $6.3M | ||
| Q4 24 | $45.4M | $6.4M | ||
| Q3 24 | $43.8M | $2.4M | ||
| Q2 24 | $5.9M | — |
自由现金流HTBMCFT
| Q1 26 | — | $7.6M | ||
| Q4 25 | $45.3M | $14.0M | ||
| Q3 25 | $-12.0M | $-9.9M | ||
| Q2 25 | $-10.2M | $17.9M | ||
| Q1 25 | $70.7M | $4.3M | ||
| Q4 24 | $42.4M | $4.0M | ||
| Q3 24 | $43.1M | $199.0K | ||
| Q2 24 | $5.7M | — |
自由现金流率HTBMCFT
| Q1 26 | — | 9.8% | ||
| Q4 25 | 84.5% | 19.5% | ||
| Q3 25 | -22.2% | -14.4% | ||
| Q2 25 | -18.7% | 22.5% | ||
| Q1 25 | 138.7% | 5.7% | ||
| Q4 24 | 82.0% | 6.4% | ||
| Q3 24 | 85.1% | 0.3% | ||
| Q2 24 | 11.2% | — |
资本支出强度HTBMCFT
| Q1 26 | — | — | ||
| Q4 25 | 7.8% | 2.3% | ||
| Q3 25 | 1.4% | 4.5% | ||
| Q2 25 | 2.5% | 3.3% | ||
| Q1 25 | 2.0% | 2.6% | ||
| Q4 24 | 5.9% | 3.8% | ||
| Q3 24 | 1.3% | 3.4% | ||
| Q2 24 | 0.5% | — |
现金转化率HTBMCFT
| Q1 26 | — | 3.58× | ||
| Q4 25 | — | 6.17× | ||
| Q3 25 | -0.68× | -1.88× | ||
| Q2 25 | -0.51× | 3.59× | ||
| Q1 25 | 4.93× | 1.69× | ||
| Q4 24 | — | 2.34× | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
