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HomeTrust Bancshares, Inc.（HTB）与RCM TECHNOLOGIES, INC.（RCMT）财务数据对比。点击上方公司名可切换其他公司
RCM TECHNOLOGIES, INC.的季度营收约是HomeTrust Bancshares, Inc.的1.6倍（$86.5M vs $53.6M），RCM TECHNOLOGIES, INC.同比增速更快（12.4% vs 3.7%），过去两年RCM TECHNOLOGIES, INC.的营收复合增速更高（9.6% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
埃克塞拉科技是一家美国业务流程自动化企业，由SourceHOV、Novitex Holdings与Quinpario Acquisition Corp. 2合并组建，专注为各行业客户提供自动化业务解决方案，助力企业优化运营流程、提升运转效率。
HTB vs RCMT — 直观对比
营收规模更大
RCMT
是对方的1.6倍
$53.6M
营收增速更快
RCMT
高出8.8%
3.7%
两年增速更快
RCMT
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $86.5M |
| 净利润 | — | $6.1M |
| 毛利率 | — | 28.1% |
| 营业利润率 | 37.0% | 9.2% |
| 净利率 | — | 7.1% |
| 营收同比 | 3.7% | 12.4% |
| 净利润同比 | — | 112.9% |
| 每股收益（稀释后） | $0.93 | $0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBRCMT
| Q1 26 | — | $86.5M | ||
| Q4 25 | $53.6M | — | ||
| Q3 25 | $54.1M | $70.3M | ||
| Q2 25 | $54.4M | $78.2M | ||
| Q1 25 | $50.9M | $84.5M | ||
| Q4 24 | $51.7M | $76.9M | ||
| Q3 24 | $50.6M | $60.4M | ||
| Q2 24 | $50.6M | $69.2M |
净利润HTBRCMT
| Q1 26 | — | $6.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $16.5M | $2.3M | ||
| Q2 25 | $17.2M | $3.8M | ||
| Q1 25 | $14.5M | $4.2M | ||
| Q4 24 | — | $2.9M | ||
| Q3 24 | $13.1M | $2.7M | ||
| Q2 24 | $12.4M | $3.8M |
毛利率HTBRCMT
| Q1 26 | — | 28.1% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 27.6% | ||
| Q2 25 | — | 28.5% | ||
| Q1 25 | — | 26.0% | ||
| Q4 24 | — | 28.0% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 28.9% |
营业利润率HTBRCMT
| Q1 26 | — | 9.2% | ||
| Q4 25 | 37.0% | — | ||
| Q3 25 | 38.5% | 5.6% | ||
| Q2 25 | 40.1% | 8.4% | ||
| Q1 25 | 36.2% | 7.8% | ||
| Q4 24 | 35.4% | 8.2% | ||
| Q3 24 | 33.2% | 7.3% | ||
| Q2 24 | 31.3% | 8.4% |
净利率HTBRCMT
| Q1 26 | — | 7.1% | ||
| Q4 25 | — | — | ||
| Q3 25 | 30.5% | 3.2% | ||
| Q2 25 | 31.6% | 4.8% | ||
| Q1 25 | 28.5% | 5.0% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | 25.9% | 4.5% | ||
| Q2 24 | 24.6% | 5.4% |
每股收益（稀释后）HTBRCMT
| Q1 26 | — | $0.80 | ||
| Q4 25 | $0.93 | — | ||
| Q3 25 | $0.95 | $0.30 | ||
| Q2 25 | $1.00 | $0.50 | ||
| Q1 25 | $0.84 | $0.54 | ||
| Q4 24 | $0.83 | $0.38 | ||
| Q3 24 | $0.76 | $0.35 | ||
| Q2 24 | $0.73 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $2.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $46.0M |
| 总资产 | $4.5B | $134.4M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBRCMT
| Q1 26 | — | $2.9M | ||
| Q4 25 | $324.7M | — | ||
| Q3 25 | $315.8M | $1.3M | ||
| Q2 25 | $297.2M | $5.5M | ||
| Q1 25 | $299.8M | $5.2M | ||
| Q4 24 | $279.2M | $4.7M | ||
| Q3 24 | $293.5M | $3.2M | ||
| Q2 24 | $294.2M | $3.5M |
股东权益HTBRCMT
| Q1 26 | — | $46.0M | ||
| Q4 25 | $600.7M | — | ||
| Q3 25 | $595.8M | $41.4M | ||
| Q2 25 | $579.3M | $37.8M | ||
| Q1 25 | $565.4M | $34.6M | ||
| Q4 24 | $551.8M | $33.5M | ||
| Q3 24 | $540.0M | $30.0M | ||
| Q2 24 | $523.6M | $28.5M |
总资产HTBRCMT
| Q1 26 | — | $134.4M | ||
| Q4 25 | $4.5B | — | ||
| Q3 25 | $4.6B | $129.8M | ||
| Q2 25 | $4.6B | $135.6M | ||
| Q1 25 | $4.6B | $121.0M | ||
| Q4 24 | $4.6B | $132.1M | ||
| Q3 24 | $4.6B | $125.5M | ||
| Q2 24 | $4.7B | $118.3M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $19.0M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | — |
| 自由现金流率自由现金流/营收 | 84.5% | — |
| 资本支出强度资本支出/营收 | 7.8% | — |
| 现金转化率经营现金流/净利润 | — | 3.11× |
| 过去12个月自由现金流最近4个季度 | $93.8M | — |
8季度趋势，按日历期对齐
经营现金流HTBRCMT
| Q1 26 | — | $19.0M | ||
| Q4 25 | $49.5M | — | ||
| Q3 25 | $-11.3M | $-1.3M | ||
| Q2 25 | $-8.8M | $-7.9M | ||
| Q1 25 | $71.7M | $16.7M | ||
| Q4 24 | $45.4M | $-1.6M | ||
| Q3 24 | $43.8M | $-4.3M | ||
| Q2 24 | $5.9M | $5.7M |
自由现金流HTBRCMT
| Q1 26 | — | — | ||
| Q4 25 | $45.3M | — | ||
| Q3 25 | $-12.0M | $-1.8M | ||
| Q2 25 | $-10.2M | $-8.4M | ||
| Q1 25 | $70.7M | $16.2M | ||
| Q4 24 | $42.4M | $-2.6M | ||
| Q3 24 | $43.1M | $-4.9M | ||
| Q2 24 | $5.7M | $5.3M |
自由现金流率HTBRCMT
| Q1 26 | — | — | ||
| Q4 25 | 84.5% | — | ||
| Q3 25 | -22.2% | -2.5% | ||
| Q2 25 | -18.7% | -10.7% | ||
| Q1 25 | 138.7% | 19.2% | ||
| Q4 24 | 82.0% | -3.4% | ||
| Q3 24 | 85.1% | -8.1% | ||
| Q2 24 | 11.2% | 7.7% |
资本支出强度HTBRCMT
| Q1 26 | — | — | ||
| Q4 25 | 7.8% | — | ||
| Q3 25 | 1.4% | 0.7% | ||
| Q2 25 | 2.5% | 0.6% | ||
| Q1 25 | 2.0% | 0.5% | ||
| Q4 24 | 5.9% | 1.3% | ||
| Q3 24 | 1.3% | 0.9% | ||
| Q2 24 | 0.5% | 0.6% |
现金转化率HTBRCMT
| Q1 26 | — | 3.11× | ||
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | -0.56× | ||
| Q2 25 | -0.51× | -2.08× | ||
| Q1 25 | 4.93× | 3.98× | ||
| Q4 24 | — | -0.57× | ||
| Q3 24 | 3.34× | -1.58× | ||
| Q2 24 | 0.48× | 1.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
