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HomeTrust Bancshares, Inc.（HTB）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是HomeTrust Bancshares, Inc.的1.3倍（$71.1M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -1.8%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $33.5M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -4.7%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
HTB vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.3倍
$53.6M
营收增速更快
HTB
高出5.5%
-1.8%
自由现金流更多
HTB
多$11.8M
$33.5M
两年增速更快
HTB
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $71.1M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 37.0% | 13.1% |
| 净利率 | — | 2.0% |
| 营收同比 | 3.7% | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.93 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBRMAX
| Q4 25 | $53.6M | $71.1M | ||
| Q3 25 | $54.1M | $73.2M | ||
| Q2 25 | $54.4M | $72.8M | ||
| Q1 25 | $50.9M | $74.5M | ||
| Q4 24 | $51.7M | $72.5M | ||
| Q3 24 | $50.6M | $78.5M | ||
| Q2 24 | $50.6M | $78.5M | ||
| Q1 24 | $50.0M | $78.3M |
净利润HTBRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $16.5M | $4.0M | ||
| Q2 25 | $17.2M | $4.7M | ||
| Q1 25 | $14.5M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $13.1M | $966.0K | ||
| Q2 24 | $12.4M | $3.7M | ||
| Q1 24 | $15.1M | $-3.4M |
营业利润率HTBRMAX
| Q4 25 | 37.0% | 13.1% | ||
| Q3 25 | 38.5% | 25.0% | ||
| Q2 25 | 40.1% | 19.3% | ||
| Q1 25 | 36.2% | 7.2% | ||
| Q4 24 | 35.4% | 5.9% | ||
| Q3 24 | 33.2% | 19.4% | ||
| Q2 24 | 31.3% | 20.6% | ||
| Q1 24 | 38.0% | 5.8% |
净利率HTBRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 30.5% | 5.4% | ||
| Q2 25 | 31.6% | 6.4% | ||
| Q1 25 | 28.5% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 25.9% | 1.2% | ||
| Q2 24 | 24.6% | 4.7% | ||
| Q1 24 | 30.1% | -4.3% |
每股收益（稀释后）HTBRMAX
| Q4 25 | $0.93 | — | ||
| Q3 25 | $0.95 | — | ||
| Q2 25 | $1.00 | — | ||
| Q1 25 | $0.84 | — | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $0.76 | — | ||
| Q2 24 | $0.73 | — | ||
| Q1 24 | $0.88 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $600.7M | $452.4M |
| 总资产 | $4.5B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资HTBRMAX
| Q4 25 | $324.7M | $118.7M | ||
| Q3 25 | $315.8M | $107.5M | ||
| Q2 25 | $297.2M | $94.3M | ||
| Q1 25 | $299.8M | $89.1M | ||
| Q4 24 | $279.2M | $96.6M | ||
| Q3 24 | $293.5M | $83.8M | ||
| Q2 24 | $294.2M | $66.1M | ||
| Q1 24 | $380.5M | $82.1M |
总债务HTBRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益HTBRMAX
| Q4 25 | $600.7M | $452.4M | ||
| Q3 25 | $595.8M | $448.1M | ||
| Q2 25 | $579.3M | $442.4M | ||
| Q1 25 | $565.4M | $433.5M | ||
| Q4 24 | $551.8M | $429.5M | ||
| Q3 24 | $540.0M | $423.1M | ||
| Q2 24 | $523.6M | $418.4M | ||
| Q1 24 | $513.2M | $412.0M |
总资产HTBRMAX
| Q4 25 | $4.5B | $582.5M | ||
| Q3 25 | $4.6B | $582.2M | ||
| Q2 25 | $4.6B | $574.8M | ||
| Q1 25 | $4.6B | $571.4M | ||
| Q4 24 | $4.6B | $581.6M | ||
| Q3 24 | $4.6B | $578.6M | ||
| Q2 24 | $4.7B | $571.4M | ||
| Q1 24 | $4.7B | $566.7M |
负债/权益比HTBRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $33.5M |
| 自由现金流率自由现金流/营收 | 84.5% | 47.1% |
| 资本支出强度资本支出/营收 | 7.8% | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $56.8M |
8季度趋势，按日历期对齐
经营现金流HTBRMAX
| Q4 25 | $49.5M | $40.9M | ||
| Q3 25 | $-11.3M | $17.7M | ||
| Q2 25 | $-8.8M | $4.6M | ||
| Q1 25 | $71.7M | $5.7M | ||
| Q4 24 | $45.4M | $59.7M | ||
| Q3 24 | $43.8M | $17.6M | ||
| Q2 24 | $5.9M | $15.9M | ||
| Q1 24 | $-9.0M | $9.4M |
自由现金流HTBRMAX
| Q4 25 | $45.3M | $33.5M | ||
| Q3 25 | $-12.0M | $16.4M | ||
| Q2 25 | $-10.2M | $2.9M | ||
| Q1 25 | $70.7M | $4.0M | ||
| Q4 24 | $42.4M | $53.0M | ||
| Q3 24 | $43.1M | $16.3M | ||
| Q2 24 | $5.7M | $14.0M | ||
| Q1 24 | $-9.6M | $6.8M |
自由现金流率HTBRMAX
| Q4 25 | 84.5% | 47.1% | ||
| Q3 25 | -22.2% | 22.4% | ||
| Q2 25 | -18.7% | 4.0% | ||
| Q1 25 | 138.7% | 5.3% | ||
| Q4 24 | 82.0% | 73.2% | ||
| Q3 24 | 85.1% | 20.8% | ||
| Q2 24 | 11.2% | 17.8% | ||
| Q1 24 | -19.2% | 8.6% |
资本支出强度HTBRMAX
| Q4 25 | 7.8% | 10.4% | ||
| Q3 25 | 1.4% | 1.8% | ||
| Q2 25 | 2.5% | 2.2% | ||
| Q1 25 | 2.0% | 2.3% | ||
| Q4 24 | 5.9% | 9.1% | ||
| Q3 24 | 1.3% | 1.7% | ||
| Q2 24 | 0.5% | 2.4% | ||
| Q1 24 | 1.1% | 3.3% |
现金转化率HTBRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | -0.68× | 4.45× | ||
| Q2 25 | -0.51× | 0.97× | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 3.34× | 18.22× | ||
| Q2 24 | 0.48× | 4.29× | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
