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HomeTrust Bancshares, Inc.（HTB）与湘南美容医疗集团（SBC）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是湘南美容医疗集团的1.4倍（$53.6M vs $39.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -10.9%），湘南美容医疗集团自由现金流更多（$51.2M vs $45.3M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -15.0%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
湘南美容医疗集团是总部位于日本的知名医疗服务提供商，核心业务覆盖美容整形、皮肤科诊疗、抗衰老健康护理等领域，在日本各地运营大量连锁诊所，同时服务本地居民及赴日就医的国际游客。
HTB vs SBC — 直观对比
营收规模更大
HTB
是对方的1.4倍
$39.6M
营收增速更快
HTB
高出14.6%
-10.9%
自由现金流更多
SBC
多$5.8M
$45.3M
两年增速更快
HTB
近两年复合增速
-15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $39.6M |
| 净利润 | — | $14.2M |
| 毛利率 | — | 73.1% |
| 营业利润率 | 37.0% | 32.5% |
| 净利率 | — | 35.9% |
| 营收同比 | 3.7% | -10.9% |
| 净利润同比 | — | 117.2% |
| 每股收益（稀释后） | $0.93 | $0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBSBC
| Q4 25 | $53.6M | $39.6M | ||
| Q3 25 | $54.1M | $43.4M | ||
| Q2 25 | $54.4M | $43.4M | ||
| Q1 25 | $50.9M | $47.3M | ||
| Q4 24 | $51.7M | $44.4M | ||
| Q3 24 | $50.6M | $53.1M | ||
| Q2 24 | $50.6M | $53.1M | ||
| Q1 24 | $50.0M | $54.8M |
净利润HTBSBC
| Q4 25 | — | $14.2M | ||
| Q3 25 | $16.5M | $12.8M | ||
| Q2 25 | $17.2M | $2.5M | ||
| Q1 25 | $14.5M | $21.5M | ||
| Q4 24 | — | $6.5M | ||
| Q3 24 | $13.1M | $2.8M | ||
| Q2 24 | $12.4M | $18.5M | ||
| Q1 24 | $15.1M | $18.8M |
毛利率HTBSBC
| Q4 25 | — | 73.1% | ||
| Q3 25 | — | 70.6% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 79.7% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 81.5% | ||
| Q2 24 | — | 74.2% | ||
| Q1 24 | — | 72.1% |
营业利润率HTBSBC
| Q4 25 | 37.0% | 32.5% | ||
| Q3 25 | 38.5% | 36.6% | ||
| Q2 25 | 40.1% | 33.6% | ||
| Q1 25 | 36.2% | 51.1% | ||
| Q4 24 | 35.4% | 10.6% | ||
| Q3 24 | 33.2% | 26.1% | ||
| Q2 24 | 31.3% | 51.4% | ||
| Q1 24 | 38.0% | 44.6% |
净利率HTBSBC
| Q4 25 | — | 35.9% | ||
| Q3 25 | 30.5% | 29.6% | ||
| Q2 25 | 31.6% | 5.7% | ||
| Q1 25 | 28.5% | 45.4% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | 25.9% | 5.3% | ||
| Q2 24 | 24.6% | 34.8% | ||
| Q1 24 | 30.1% | 34.2% |
每股收益（稀释后）HTBSBC
| Q4 25 | $0.93 | $0.15 | ||
| Q3 25 | $0.95 | $0.12 | ||
| Q2 25 | $1.00 | $0.02 | ||
| Q1 25 | $0.84 | $0.21 | ||
| Q4 24 | $0.83 | $0.05 | ||
| Q3 24 | $0.76 | $0.03 | ||
| Q2 24 | $0.73 | $0.20 | ||
| Q1 24 | $0.88 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $164.1M |
| 总债务越低越好 | — | $42.8M |
| 股东权益账面价值 | $600.7M | $248.3M |
| 总资产 | $4.5B | $380.4M |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资HTBSBC
| Q4 25 | $324.7M | $164.1M | ||
| Q3 25 | $315.8M | $127.4M | ||
| Q2 25 | $297.2M | $152.7M | ||
| Q1 25 | $299.8M | $132.1M | ||
| Q4 24 | $279.2M | $125.0M | ||
| Q3 24 | $293.5M | $137.4M | ||
| Q2 24 | $294.2M | — | ||
| Q1 24 | $380.5M | — |
总债务HTBSBC
| Q4 25 | — | $42.8M | ||
| Q3 25 | — | $21.1M | ||
| Q2 25 | — | $7.1M | ||
| Q1 25 | — | $6.9M | ||
| Q4 24 | — | $6.6M | ||
| Q3 24 | — | $823.2K | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTBSBC
| Q4 25 | $600.7M | $248.3M | ||
| Q3 25 | $595.8M | $248.0M | ||
| Q2 25 | $579.3M | $244.6M | ||
| Q1 25 | $565.4M | $226.4M | ||
| Q4 24 | $551.8M | $195.1M | ||
| Q3 24 | $540.0M | $205.0M | ||
| Q2 24 | $523.6M | $8.8M | ||
| Q1 24 | $513.2M | $9.0M |
总资产HTBSBC
| Q4 25 | $4.5B | $380.4M | ||
| Q3 25 | $4.6B | $321.4M | ||
| Q2 25 | $4.6B | $315.3M | ||
| Q1 25 | $4.6B | $284.6M | ||
| Q4 24 | $4.6B | $266.1M | ||
| Q3 24 | $4.6B | $296.5M | ||
| Q2 24 | $4.7B | $19.5M | ||
| Q1 24 | $4.7B | $19.8M |
负债/权益比HTBSBC
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.09× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $52.0M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $51.2M |
| 自由现金流率自由现金流/营收 | 84.5% | 129.3% |
| 资本支出强度资本支出/营收 | 7.8% | 2.0% |
| 现金转化率经营现金流/净利润 | — | 3.66× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $23.3M |
8季度趋势，按日历期对齐
经营现金流HTBSBC
| Q4 25 | $49.5M | $52.0M | ||
| Q3 25 | $-11.3M | $-20.9M | ||
| Q2 25 | $-8.8M | $-8.3M | ||
| Q1 25 | $71.7M | $1.9M | ||
| Q4 24 | $45.4M | $-7.3M | ||
| Q3 24 | $43.8M | $5.0M | ||
| Q2 24 | $5.9M | $19.2M | ||
| Q1 24 | $-9.0M | $3.7M |
自由现金流HTBSBC
| Q4 25 | $45.3M | $51.2M | ||
| Q3 25 | $-12.0M | $-20.9M | ||
| Q2 25 | $-10.2M | $-8.6M | ||
| Q1 25 | $70.7M | $1.7M | ||
| Q4 24 | $42.4M | $-7.9M | ||
| Q3 24 | $43.1M | $4.6M | ||
| Q2 24 | $5.7M | $18.3M | ||
| Q1 24 | $-9.6M | $3.0M |
自由现金流率HTBSBC
| Q4 25 | 84.5% | 129.3% | ||
| Q3 25 | -22.2% | -48.3% | ||
| Q2 25 | -18.7% | -19.9% | ||
| Q1 25 | 138.7% | 3.5% | ||
| Q4 24 | 82.0% | -17.8% | ||
| Q3 24 | 85.1% | 8.7% | ||
| Q2 24 | 11.2% | 34.5% | ||
| Q1 24 | -19.2% | 5.4% |
资本支出强度HTBSBC
| Q4 25 | 7.8% | 2.0% | ||
| Q3 25 | 1.4% | 0.1% | ||
| Q2 25 | 2.5% | 0.7% | ||
| Q1 25 | 2.0% | 0.5% | ||
| Q4 24 | 5.9% | 1.3% | ||
| Q3 24 | 1.3% | 0.8% | ||
| Q2 24 | 0.5% | 1.6% | ||
| Q1 24 | 1.1% | 1.3% |
现金转化率HTBSBC
| Q4 25 | — | 3.66× | ||
| Q3 25 | -0.68× | -1.63× | ||
| Q2 25 | -0.51× | -3.39× | ||
| Q1 25 | 4.93× | 0.09× | ||
| Q4 24 | — | -1.12× | ||
| Q3 24 | 3.34× | 1.77× | ||
| Q2 24 | 0.48× | 1.04× | ||
| Q1 24 | -0.60× | 0.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
SBC
| Franchising | $10.3M | 26% |
| Medical Corporation Shobikai | $8.1M | 21% |
| Medical Corporation Nasukai | $7.2M | 18% |
| Management Services | $6.3M | 16% |
| Rental Services | $4.3M | 11% |
| Medical Corporation Association Furinkai | $3.0M | 8% |
| Japan Medical And Beauty Inc | $656.5K | 2% |
